The Role
Manages credit administration for SME and Wholesale Banking, including preparation and verification of loan, sanction, and security documents. Ensures compliance with sanction terms, pre- and post-disbursement conditions, legal requirements, risk policies, and audit standards. Coordinates with Legal and business teams, resolves stakeholder queries, supports limit uploads and mortgage creation, maintains processing accuracy and turnaround times, and identifies process and risk improvements.
Summary Generated by Built In
- The Manager - Credit Administration is responsible for handling maker activities within the Credit Administration team, specifically supporting SME and Wholesale Banking.
- The role ensures accurate documentation, compliance with sanction terms and timely resolution of stakeholder queries, while maintaining operational efficiency and risk mitigation.
- Verify and prepare sanction letters, loan documents, and security documents, including mortgage creation.
- Customize documentation in liaison with the Legal department, wherever required.
- Check executed documents and prepare instructions for limit upload as per bank processes.
- Ensure compliance with all pre‑disbursement conditions outlined in sanction terms.
- Follow up with business teams on non‑recurring post‑disbursement compliances.
- Resolve stakeholder queries promptly and ensure error‑free processing within stipulated TATs.
- Proactively identify and mitigate risks, providing timely resolutions.
- Ensure adherence to laws, regulations, internal risk policies, and departmental processes.
- Suggest improvements in documentation, Credit Administration Team (CAT) processes, and customer onboarding.
- Ensure no adverse audit observations through strong compliance and governance practices.
Experience: 5 - 10 years in credit administration or related banking operations.
Education: Graduation/ Post‑Graduation (any specialization preferred).
Skills Required
- 5–10 years of experience in credit administration or related banking operations
- Graduation or post-graduation in any specialization
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The Company
What We Do
CSB is a full service bank established in 1920 and headquartered in Thrissur, Kerala. CSB has over 703 branches covering not just the district headquarters and large towns but also semi-urban and rural centers. Thanks to its unique origin and history, CSB is considered a household banking brand in Kerala. CSB offers Retail, Wholesale and SME Banking services through its footprint of over 703 branches across the country serving over 2 million customers.
