Sanctions & Fraud Transformation Consultant / Senior Consultant
Location: Edinburgh / Glasgow (Hybrid) | Practice Area: Finance, Risk, Regulatory & Financial Crime | Type: Permanent
Transform the future of financial crime risk with Capco
The Role
Capco is seeking experienced Consultants and Senior Consultants to join our growing Finance, Risk, Regulatory & Financial Crime (FRRF) capability. You'll support clients in delivering meaningful change across sanctions and fraud risk, balancing regulatory compliance with innovation. This is an opportunity to deliver impactful transformation while contributing to a collaborative, people-first consultancy. You'll also leverage approved AI tools and AI-enabled ways of working to improve insight, delivery efficiency, and decision-making while applying appropriate human judgement and responsible AI practices.
What You'll Do
- Lead or support advisory and transformation initiatives across financial crime, sanctions, and fraud, leveraging AI-enabled analysis and automation where appropriate to improve delivery and client outcomes.
- Deliver operating model redesigns, technology enablement, and cost optimisation across the three lines of defence, identifying opportunities to enhance efficiency through AI-enabled workflows and intelligent automation.
- Support clients managing regulatory reviews, remediation programmes, and operational backlogs while ensuring appropriate governance and oversight of AI-assisted outputs.
- Benchmark and assess controls, identify gaps, and design practical solutions that strengthen risk management using data-driven insights and responsible AI techniques where appropriate.
- Contribute to proposition development, client offerings, business development, and thought leadership across the financial crime and fraud domain.
What We're Looking For
- Experience delivering financial crime transformation within financial services or management consulting.
- Strong understanding of sanctions, fraud prevention, investigations, and the wider financial crime landscape.
- Familiarity with financial crime technology, operational processes, automation, and AI-enabled solutions that improve operational effectiveness.
- Strong analytical, stakeholder management, and communication skills, with experience using approved AI tools to enhance analysis, productivity, and delivery.
- A collaborative approach and commitment to responsible AI adoption within regulated financial services environments.
Bonus Points For
- Programme or Project Management or Business Analysis experience within financial crime transformation.
- Experience designing and implementing target operating models and financial crime control frameworks.
- Experience delivering automation, AI-enabled analytics, or advanced technology solutions across AML, sanctions, or fraud transformation.
- Previous consulting experience within financial services.
- For senior candidates, experience leading teams, developing propositions, supporting business development, and contributing to client growth.
Why Join Capco
- Deliver high-impact transformation programmes for Tier 1 financial institutions.
- Work in a collaborative, flat, and entrepreneurial consulting culture.
- Access continuous learning, industry certifications, and structured career development.
- Help shape the future of financial crime transformation through innovation, automation, and technology.
- Be part of a team delivering meaningful change across the financial services industry.
Benefits
- Core Benefits: Discretionary bonus, competitive pension, health insurance, life insurance and critical illness cover.
- Mental Health: Easy access to CareFirst, Unmind, Aviva consultations, and in-house first aiders.
- Family-Friendly: Maternity, adoption, shared parental leave, plus paid leave for sickness, pregnancy loss, fertility treatment, menopause, and bereavement.
- Family Care: Eight complimentary backup care sessions for emergency childcare or elder care.
- Holiday Flexibility: Five weeks of annual leave with the option to buy or sell holiday days based on your needs.
- Continuous Learning: Minimum 40 Hours of Training Annually. Take your pick—workshops, certifications, e-learning—your growth, your way. Business Coach assigned from Day One to help accelerate your development.
- Healthcare Access: Convenient online GP services.
- Extra Perks: Gympass (Wellhub), travel insurance, Tastecard, season ticket loans, Cycle to Work, and dental insurance.
Inclusion at Capco
We're committed to making our recruitment process accessible and straightforward for everyone. If you need any adjustments at any stage, just let us know—we'll be happy to help. We value each person's unique perspective and contribution. At Capco, we believe that being yourself is your greatest strength. Our #BeYourselfAtWork culture encourages individuality and collaboration—a mindset that shapes how we work with clients and each other every day.
#LI-KA1
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Skills Required
- Solid understanding of sanctions and fraud risk
- Experience in fraud detection, prevention, response, and sanctions compliance
- Experience in consultancy or financial services
- Ability to communicate with stakeholders from AVP to MD level
What the Team is Saying
What We Do
Capco, a Wipro company, is a global management and technology consultancy specializing in driving transformation in the energy and financial services industries. Capco operates at the intersection of business and technology by combining innovative thinking with unrivalled industry knowledge to fast-track digital initiatives for banking and payments, capital markets, wealth and asset management, insurance, and the energy sector. Capco’s cutting edge ingenuity is brought to life through its award-winning Be Yourself At Work culture and diverse talent. TRUSTED ADVISORS - Our collaborative and entrepreneurial approach position us as trusted long-term partners to our clients. DEEP EXPERTISE - Clients look to us for clear guidance, proven expertise, and the support they need to set their companies up for success. DISRUPTIVE SOLUTIONS- We do not provide off -the-shelf answers to clients’ challenges. Instead, we work in close collaboration to understand the issues, and craft disruptive, bespoke solutions. ACCOUNTABILITY AND OWNERSHIP - We recognize every client has distinct needs and expectations, and we take ownership and accountability for the solutions we design, build, and deliver.
Why Work With Us
We support and encourage an inclusive culture, entrepreneurial outlook and independent thinking. Capco is not about organizational charts and rigid hierarchies – we want all employees to feel that Capco is their firm to own and run. We believe diversity powers innovation. Be Yourself At Work (#BYAW) is an integral and underlying part of our culture
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Capco Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
