Loan Officer - Irvine

Posted 15 Days Ago
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Irvine, CA, USA
In-Office
35K-300K Annually
Junior
Financial Services
Mortgage Lender specializing in serving veterans, self-employed, and real estate investors 855-928-0163
The Role
The Loan Officer engages clients through phone and digital channels, advising them on loan products and guiding them through the origination process, while maintaining CRM records.
Summary Generated by Built In
Does This Sound Like You?
  • Do you thrive in a phone-first environment and love converting a conversation into a closed loan?

  • Are you ready to stop spending your best hours prospecting and start spending them helping clients?

  • Are you looking for a platform with real infrastructure, real leads, and a real career path?

If you answered yes, keep reading.

At Griffin Funding, we believe every borrower deserves a true fiduciary. We are a national direct lender specializing in Non-QM (DSCR, Bank Statement, 5–10 Unit), VA, and HELOAN products, with access to Conventional, Jumbo, FHA, USDA, 2nds, and more.

We are a consumer direct mortgage company. We invest heavily in marketing and technology so our Loan Officers spend their time consulting and closing, not cold prospecting. Our Orange County team is based in our brand new Irvine office, conveniently located next to Irvine Spectrum. We are growing and profiting in a market where others are struggling.

Our 5-star client reviews and 2021 Inc. Best Places to Work recognition reflect a culture built on accountability, collaboration, and genuine care for clients and teammates alike.

Why Griffin is Different

We invest heavily in Google SEO and PPC to generate high-intent, first-party inbound leads managed through HubSpot. A dedicated operations and underwriting team handles conditions and loan progression — you are not stuck chasing paperwork. This lets you focus where it matters most: working with clients and closing deals.

  • More time advising clients, less time prospecting

  • Consistent pipeline of inbound and outbound opportunities

  • Proven systems and support to drive steady deal flow

What You'll Do
  • Engage with inbound inquiries and follow up diligently via phone, voicemail, text, and email

  • Consult with clients to understand their financial situation and recommend the right loan product

  • Guide clients through the full origination process with clear communication and consistent follow-through

  • Maintain accurate CRM activity in HubSpot and manage your pipeline with discipline

  • Earn 5-star reviews as a standard part of every closed transaction

Onboarding, Training & Career Path

New Loan Officers complete a structured first month of onboarding and Griffin Funding University (GFU), including a final assessment. A 90-day probationary period includes regular coaching and clear performance expectations.

Loan Officers who consistently exceed funding standards will be reviewed for promotion to Senior Loan Officer (at the discretion of the VP of Production), unlocking past client leads, Chili Piper appointments, direct ISA transfers, and priority inbound ring group placement.

Compensation & Benefits
  • Full-time hourly position structured as a draw against commissions; commissions paid once they exceed the draw

  • Earning potential: $150,000–$300,000+ for high performers

  • Medical, Dental & Vision Insurance | Paid Time Off

  • In-house processing and underwriting support

  • Company-provided Google SEO and PPC leads via HubSpot

  • Licensing support across 47 states + all 50 states for DSCR/BPL loans

What We're Looking For

Experience & Requirements:

  • 2+ years as a licensed Loan Officer managing leads (preferred)

  • Non-QM experience strongly preferred (DSCR, Bank Statement, 5–10 unit); VA experience a plus

  • NMLS License required (no license required for Business Purpose/DSCR loans)

  • Must pass background check

The Right Fit:

  • Phone-first mentality with urgency, consistency, and strong follow-up habits

  • Financially sharp — comfortable with debt ratios, credit analysis, and a wide product menu

  • Coachable, collaborative, and accountable to outcomes — not just activity

  • Committed to a 5-star client experience as a non-negotiable standard

Not the Right Fit If You:

  • Avoid high call volume or prefer passive communication styles

  • Treat CRM discipline and client reviews as optional

  • Need to build your own systems rather than execute within proven ones

Own Your Outcomes. Excellence in Every Interaction. Grow Together.

Griffin Funding, provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, Griffin Funding, complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities.

NMLS #1120111

VA Approved Lender ID: 9088650000
FHA Non-Supervised Lender No.: 01472-0000-3

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The Company
HQ: San Diego, California
73 Employees
Year Founded: 2012

What We Do

Griffin Funding, Inc., is a consumer-direct national boutique mortgage company. We specialize in VA Loans, Self-Employed Non-QM Bank Statement Loans, and DSCR Real Estate Investor Loans. Call us today for a free consultation 855-928-0163. Visit our webpage for full list of state licensing. NMLS# 1120111 We are honored to be able to serve our Veterans across the country and help them with their home mortgage needs. Our VA zero down purchases are very flexible and our VA Streamline IRRRLs do NOT require a credit score, income, assets, or appraisal verification. Our most popular program is the "VA Cashout"​ loan to payoff debts and do home improvements. Griffin also offers alternative Income Loans for high net worth clients and self-employed borrowers, FHA to Conventional conversions, High Balance Mortgages, Jumbo Loans and more. NMLS Unique Identifier: 1120111 VA Approved Lender ID: 9088650000 State Licensing: Visit our website at https://griffinfunding.com/state-licensing/ Texas (TX) – 1120111 – CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. 2445 5th Ave Ste 340 San Diego CA 92101 NMLS Consumer https://nmlsconsumeraccess.org/

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