Lending Operations Analyst

Posted 6 Days Ago
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Bangalore, Bengaluru Urban, Karnataka
Hybrid
Mid level
Fintech • Software
The Role
The Lending Operations Analyst at Constantinople manages the loan lifecycle, ensures application quality, coordinates settlements, and supports clients and brokers effectively.
Summary Generated by Built In
Constantinople is the first of its kind: an all-in-one software and operational platform for banks. We provide our banking clients with a cloud-native infrastructure to host and manage their customers. We offer a comprehensive suite of banking products, together with all operational services needed to run a bank efficiently.

Constantinople’s state-of-the-art platform eliminates the need for expensive infrastructure, and replaces manual operational and compliance processes with automation at scale. By removing the operational complexity of banking, Constantinople enables its clients to focus on its customers and the business of banking.

The Role

At Constantinople, the Lending Operations team acts as the execution engine for our Clients’ lending products and services, delivering a seamless, reliable client experience. This is not a typical operations support role. You’ll work at the intersection of customer support, product operations, and engineering, helping to improve end-to-end banking processes using AI and automation while ensuring customers receive timely and accurate support.

As a Lending Operations Analyst, you will operate across the full loan lifecycle—from application triage to settlement and ongoing loan servicing. Whether focusing on Residential Mortgages, Consumer or Business Lending, your goal is to ensure the "Application to Settlement" workflow is seamless. You will execute tasks based on detailed Standard Operating Procedures (SOPs) within our platform, ensuring that our client banks receive perfectly packaged files for decisioning and that customers experience a smooth journey.

What You’ll Do

  • Act as the first line of operational quality control for incoming loan applications.
  • Review applications against SOP checklists to identify missing information (e.g., financials, ID documents, supporting documents).
  • Validate customer information and documents to ensure it is "decision-ready" for the Delegated Credit Authority.
  • Liaise with brokers and customers to gather outstanding requirements.
  • Once the client bank approves the loan, you own the "Last Mile" to settlement.
  • Manage stakeholders (Solicitors, Vendors, Brokers) to ensure funds are booked and settlement occurs on time.
  • Coordinate post-settlement operations, including Loan Variations, Product Switches, and Discharge requests.
  • Provide real-time support to borrowers and brokers via live chat and email, answering inquiries regarding status, payments, and loan mechanics.
  • Identify friction points in our SOPs or software platform and provide feedback to the Product and Engineering teams to help automate the process further.

Who You Are

  • Prior experience in Banking Operations, Loan Processing, in a high-volume Admin/Support environment.
  • Experience with customer support (Live Chat/Email) is highly valued.
  • Exposure to PEXA, Loan Origination Systems, or legal settlement processes is a plus.
  • A Process Thinker: You thrive on logic and order. You can follow a detailed SOP for a Business Loan one week and a Residential Mortgage the next, maintaining high accuracy in both.
  • Operationally Agile: You are comfortable working in a role that requires "context switching"—moving from a detailed document check to a live chat with a customer.
  • Tech-Native: You are comfortable working entirely within a software platform. You view banking not as "paperwork" but as a series of digital workflows.
  • A Clear Communicator: You can explain a "missing document" requirement to a broker or a "settlement delay" to a solicitor clearly and professionally.
  • Team Oriented: You are open to working in a rotation system, building deep skills in specific sub-teams (Business vs. Residential) as required by volume.

Application process:
If this sounds like the kind of opportunity you've been looking for, select the 'Apply Now' button below to submit your cover letter and resume. Use your cover letter to introduce us to you; we want to know who you are, what you've worked on and why you think you'd be a great addition to the Constantinople team.

Inclusion
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal-opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, colour, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. 

We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us. We will treat your request as confidentially as possible. In your email, please include your name and preferred method of contact, and we will respond as soon as possible.

Top Skills

Cloud-Native Software
Loan Origination Systems
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The Company
HQ: Sydney, New South Wales
94 Employees
Year Founded: 2022

What We Do

Constantinople is the first of its kind: an all-in-one software and operational platform for banks. We host and manage your bank’s customers directly on our cloud-native infrastructure. We support a full-suite of banking products which are branded as your own, together with all operational services needed to run your bank. Constantinople’s state-of-the-art platform frees you from running expensive infrastructure and replaces manual operational and compliance processes with automation at scale. By removing the operational complexity of banking, Constantinople allows you to focus on your customers and the business of banking. Get in touch: https://www.cxnpl.com/

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