MeDirect is a Maltese digital bank, founded in 2004, with over 180,000 clients and operations in Malta and Belgium. We offer a wide range of financial services to both retail and corporate clients, including daily banking, savings, and corporate services.
We are always on the lookout for determined and hard-working individuals who are eager to take the next step in their career. At MeDirect, we strive to provide an exceptional employment experience, fostering growth, collaboration, and innovation.
Role Overview
Reporting to the Bank's General Counsel, the Legal Counsel will join the Bank's in-house legal function and provide legal support across a broad range of commercial, corporate, regulatory, and operational matters. The successful candidate will work closely with the Bank’s senior management, business units, key function holders and other internal stakeholders to support the Bank’s activities and ensure that the Bank’s business is conducted in accordance with all applicable legal and regulatory requirements and that all potential risks are identified, mitigated and managed appropriately.
In addition to a strong foundation in general banking and financial services law, this role requires practical knowledge and experience in data protection and privacy laws, intellectual property and brand protection, technological regulation and digital operational resilience. The ideal candidate will combing sound legal judgement and attention to detail with a pragmatic, solutions-oriented mindset with the ability to translate complex legal requirements into clear, actionable guidance.
Key Responsibilities:
- Provide legal support and guidance on a wide range of banking, commercial, contractual and regulatory matters.
- Draft, review negotiate, and advise on contracts, agreements, outsourcing arrangements, policies, and other legal documentation.
- Provide legal advice on corporate matters, including corporate governance, board and committee documentation, corporate authorities, power of attorney instruments, statutory and regulatory submissions.
- Provide legal advice on data protection, privacy, and GDPR-related matters, including the review of data processing agreements, data-sharing arrangements, processes, policies, and other agreements involving the processing or use of personal data.
- Assist with the review and updating of privacy notices, statements, internal data protection policies and procedures and other related documentation.
- Advise on the identification, protection, use and management of the Bank’s intellectual property rights, including trademarks, trade secrets, copyright, domain names, branding and other proprietary assets.
- Support the legal review of marketing materials, brand campaigns, digital content, publications and other external communications.
- Identify, assess and escalate legal and contractual risks, issue recommendations for mitigation or remediation.
- Monitor legal and regulatory developments and assess their impact on the Bank's operations and activities.
- Draft, review and negotiate technology-related contracts, including software licensing agreements, software-as-a-service (SaaS) agreements, cloud service agreements, technology procurement processes and other related agreements.
- Work collaboratively with business units and key stakeholders to provide practical and commercially focused legal advice.
- Contribute to legal risk management initiatives and support the continuous improvement of legal processes and documentation.
- Assist with the management of disputes, complaints, pre-litigation matters and liaising with external legal counsel.
- Carry out legal research and prepare legal opinions, memoranda, risk assessments and other internal legal documentation.
- Undertake any other duties and projects as may be assigned from time to time by the General Counsel consistent with the scope and seniority of the role.
Requirements & Qualifications:
- Qualified Lawyer in Malta or another EU jurisdiction holding a valid practising warrant.
- Minimum of 3-5 years' post-qualification experience in legal practice, financial services, banking, or another regulated industry.
- Strong knowledge of data protection and privacy laws, intellectual property and technology law.
- Sound understanding of corporate, commercial, and regulatory legal principles.
- Experience in reviewing and drafting commercial agreements and legal documentation.
- Previous experience within a financial institution, regulated entity, or reputable law firm will be considered an asset.
Skills & Requirements
- Strong analytical, problem-solving, and legal research skills.
- Excellent written and verbal communication skills.
- Strong drafting, negotiation, and stakeholder management abilities.
- Ability to provide clear, practical, and business-oriented legal advice.
- Ability to manage multiple priorities and work effectively in a dynamic environment.
- Ability to work both independently and as part of a team.
- Familiarity with data protection, privacy, and information governance principles will be considered an asset.
Skills Required
- Qualified lawyer in Malta or another EU jurisdiction with a valid practising warrant
- 3-5 years of post-qualification experience in legal practice, financial services, banking, or another regulated industry
- Strong knowledge of data protection and privacy laws, intellectual property, and technology law
- Understanding of corporate, commercial, and regulatory legal principles
- Experience reviewing and drafting commercial agreements and legal documentation
- Strong analytical, problem-solving, and legal research skills
- Excellent written and verbal communication skills
- Strong drafting, negotiation, and stakeholder management abilities
- Ability to provide clear, practical, business-oriented legal advice
- Ability to manage multiple priorities in a dynamic environment
- Ability to work independently and as part of a team
- Previous experience within a financial institution, regulated entity, or reputable law firm
- Familiarity with data protection, privacy, and information governance principles
What We Do
MeDirect (formerly known as Mediterranean Bank) is a pan-European retail digital challenger bank, with two main lines of business: WealthTech and specialised mortgage lending. As a WealthTech, our aspiration is to democratise investing and disrupt the retail digital investment space by deploying a unique Wealth SuperApp offering one of the broadest range of online investment solutions to individual clients. We provide clients with autonomy, choice and guidance in the way they want to manage their money. Our SuperApp is also a one-stop-shop, catering to clients’ investment and everyday banking needs. All this with simplicity and an easy user experience. As a specialised mortgage lending platform, we carefully select the segments we operate in, with the goal of setting new standards of service for our customers and address, when relevant, underserved segments of the mortgage market in jurisdictions we operate in. With ca. 400 employees at Group level in aggregate, we are growing a world-class Tech platform in Malta to support our pan-European operations, currently in Belgium, the Netherlands and Malta. We compete for talent on an international level, with 25 different nationalities currently represented in the Group. Our work environment is fast paced and constantly changing while fostering a sense of teamwork and pride in participating in MeDirect’s exciting transformation journey. Headquartered in Malta, MeDirect has a subsidiary bank in Belgium, MeDirect Bank NV/SA. MeDirect is Malta’s third largest banking group in terms of total assets. It is a systemic bank in Malta, and its consolidated group is supervised under the Single Supervisory Mechanism by a Joint Supervisory Team including the European Central Bank, the Malta Financial Services Authority and the National Bank of Belgium.
