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As a Lead Software Engineer at JPMorgan Chase within the Consumer & Community Banking’s Customer Identity Platform team, you are an integral part of an agile team that works to enhance, build, and deliver trusted, market-leading identity and onboarding solutions in a secure, stable, and scalable way. You will play a key role in designing and delivering a shared identity platform that supports customer onboarding, identity verification, and trust services across multiple products and lines of business.
Job responsibilities
- Design and deliver secure, scalable software solutions that support customer identity, onboarding, and trust services across platforms
- Develop and maintain a canonical customer identity model to enable consistent identity representation across systems
- Build and manage services that support the end-to-end identity lifecycle, including enrollment, verification, remediation, and offboarding
- Integrate identity proofing and verification vendors through abstracted APIs to enable flexible and scalable onboarding capabilities
- Develop and refine trust and risk signal services that support fraud detection and identity assurance decisions
- Design and implement event-driven architectures and APIs that enable seamless interoperability across distributed systems
- Partner with product, risk, and technology teams to translate regulatory and business requirements into scalable technical solutions
- Ensure continuity of identity experience across digital and assisted channels (e.g., web, mobile, branch, call center)
- Identify opportunities to improve platform performance, scalability, and reliability through automation and engineering best practices
- Drives team adoption of enterprise-authorized AI-assisted engineering practices within the work environment to improve code quality, delivery speed, and operational outcomes (e.g., AI-assisted code review/refactoring, test strategy acceleration, incident/root-cause analysis support), while establishing consistent validation standards (secure coding, peer review, automated testing) and promoting reuse of effective patterns across the team.
- Applies knowledge of tools within the Software Development Life Cycle toolchain, including enterprise-authorized AI-assisted development and automation capabilities, to improve the value realized by automation.
Required qualifications, capabilities and skills
- Formal training or certification on software engineering concepts and 5+ years of applied experience
- Hands-on experience designing and building scalable, distributed systems and APIs in a cloud-based environment
- Experience developing identity, authentication, or customer onboarding systems
- Strong understanding of event-driven architecture and messaging frameworks (e.g., Kafka)
- Experience working with identity and access management (IAM) platforms or solutions
- Experience integrating third-party services or vendors through API-based architectures
- Hands-on experience translating business or regulatory requirements into technical solutions
- Experience working in agile environments with modern software development lifecycle practices
- Proficiency in designing high-availability, resilient systems with a focus on reliability and performance
- Demonstrated experience leading effective use of approved AI-assisted software development tools (e.g., for coding, code review, test acceleration, troubleshooting) with the ability to set team expectations for validating AI outputs for correctness, performance, and security.
- Strong understanding of responsible AI use in engineering workflows, including data sensitivity considerations, secure handling of inputs/outputs, and adherence to resiliency and security expectations; experience coaching engineers on safe, compliant adoption within delivery practices
Preferred qualifications, capabilities and skills
- Experience with identity assurance frameworks (e.g., NIST 800-63)
- Experience with identity proofing or KYC platforms (e.g., Socure, Jumio)
- Experience designing trust scoring or risk signal platforms
- Knowledge of omnichannel customer identity systems across digital and assisted channels
- Experience in highly regulated environments such as financial services
- Experience influencing platform strategy and shared service adoption across large organizations
- Experience improving developer experience through reusable platform components and service contracts
Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
About the TeamOur Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction.Skills Required
- Formal training or certification on software engineering concepts and 5+ years of applied experience
- Hands-on experience designing and building scalable, distributed systems and APIs in a cloud-based environment
- Experience developing identity, authentication, or customer onboarding systems
- Strong understanding of event-driven architecture and messaging frameworks (e.g., Kafka)
- Experience working with identity and access management (IAM) platforms or solutions
- Experience integrating third-party services or vendors through API-based architectures
- Hands-on experience translating business or regulatory requirements into technical solutions
- Experience working in agile environments with modern software development lifecycle practices
- Proficiency in designing high-availability, resilient systems with a focus on reliability and performance
- Demonstrated experience leading effective use of approved AI-assisted software development tools with ability to set validation expectations
- Strong understanding of responsible AI use in engineering workflows, including data sensitivity and secure handling
- Experience with identity assurance frameworks (e.g., NIST 800-63)
- Experience with identity proofing or KYC platforms (e.g., Socure, Jumio)
- Experience designing trust scoring or risk signal platforms
- Knowledge of omnichannel customer identity systems across digital and assisted channels
- Experience in highly regulated environments such as financial services
- Experience influencing platform strategy and shared service adoption across large organizations
- Experience improving developer experience through reusable platform components and service contracts
JPMorganChase Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about JPMorganChase and has not been reviewed or approved by JPMorganChase.
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Healthcare Strength — Medical, dental, vision, and mental-health coverage are broad, with wellness incentives, on-site or virtual care, and an EAP offering coaching and counseling. Plan materials emphasize accessible options, including multiple medical choices and tools to manage costs.
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Parental & Family Support — Paid parental leave extends up to 16 weeks for all parents, supplemented by paid Critical Caregiver Leave. Family resources include backup childcare via Bright Horizons, lactation support and milk-shipping, family-building assistance, and even a free five-month SNOO rental for newborns.
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Retirement Support — Retirement programs include a 401(k) with an annual company match and automatic pay credits for most employees, with a legacy pension available to earlier hires. An Employee Stock Purchase Plan at a 5% discount further supports long-term savings.
JPMorganChase Insights
What We Do
JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products. Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com. ©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.
Why Work With Us
Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.
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