Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Lead Software Engineer - Java Backend
Overview• Responsible for the analysis, design, development and delivery of software solutions• Defines requirements for new applications and customizations, adhering to standards, processes and best practices
Experience• Overall career experience of 8-13 years into Software Development• Profound experience developing scalable, high performing application real-time and batch processing.• Design and Architecture patterns - APIs, event-driven-services, batch-services, messaging systems• Programming - Java, REST API, Micro-services, Spring boot, Spring Batch and Kafka• Cloud and DevOps Architecture - Kubernetes, Docker, Chef, Azure, AWS• Databases - Oracle and any open source• Tools - Eclipse or IntelliJ, Sonar, GIT, Maven, SQL Developer, Jenkins, CI/CD• Has ability to write secure code Java and familiar with secure coding standards (e.g., OWASP, CWE, SEI CERT) and vulnerability management• Understands the basic engineering principles used in building and running mission critical software capabilities (security, customer experience, testing, operability, simplification, service-oriented architecture)• Able to perform debugging and troubleshooting to analyze core, heap, thread dumps and remove coding errors• Understands and implements standard branching (e.g., Gitflow) and peer review practices• Has skills in test driven and behavior driven development (TDD and BDD) to build just enough code and collaborate on the desired functionality• Understands use cases for advanced design patterns (e.g., service-to-worker, MVC, API gateway, intercepting filter, dependency injection, lazy loading, all from the gang of four) to implement efficient code• Understands and implements Application Programming Interface (API) standards and cataloging to drive API/service adoption and commercialization• Has skills to author test code with lots of smaller tests followed by few contract tests at service level and fewer journey tests at the integration level (Test Pyramid concept)• Apply tools (e.g., Sonar, Zally, Checkmarx ) and techniques to scan and measure code quality and anti-patterns as part of development activity• Has skills to collaborate with team and business stakeholders to estimate requirements (e.g., story pointing) and prioritize based on business value• Has skills to elaborate and estimate non-functional requirements, including security (e.g., data protection, authentication, authorization), regulatory, and performance (SLAs, throughput, transactions per second)• Has skills to orchestrate release workflows and pipelines, and apply standardized pipelines via APIs to achieve CI and CD using industry standard tools (e.g., Jenkins, AWS/Azure pipelines, XL Release, others).• Has skills to understand, report, and optimize delivery metrics to continuously improve upon them (e.g., velocity, throughput, lead time, defect leakage, burndown)• Has skills to document and drive definition-of-done for requirements to meet both business and operational needs• Understands how to build robust tests to minimize defect leakage by performing regression, performance, deployment verification, and release testing• Has skills to conduct product demos and co-ordinate with product owners to drive product acceptance signoffs• Has skills to Understands customer journeys and ensure a Mastercard good experience by continuously reducing Mean time to mitigate (MTTM) for incidents and ensuring high availability (99.95% as a starting point)
Responsibilities• Participate in team prioritization discussions with Product/Business stakeholders• Estimate and own delivery tasks (design, dev, test, deployment, configuration, documentation) to meet the business requirements• Automate build, operate, and run aspects of software• Drive code/design/process trade-off discussions within their team when required• Report status and manage risks within their primary application/service• Drive integration of services focusing on customer journey and experience• Perform demos/acceptance discussions in interacting with Product owners• Understands operational and engineering experience, actively works to improve experience and metrics in ownership area• Develop complete understanding of end-to-end technical architecture and dependency systems• Drive adoption of technology standards and opinionated frameworks, and review coding, test, and automation work of team members• Mentor and guide new and less-experienced team members• Identify opportunities to improve an overall process and trim waste• Share and seek knowledge within their Guild/Program to drive reuse of patterns/libraries/practices and enhance productivity
Qualifications
Education & Experience• Bachelor's degree in Computer Science, Engineering, or a related field (or equivalent experience).• Proven track record of coding for complex software systems at scale in a fast-paced environment.
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
- Abide by Mastercard's security policies and practices;
- Ensure the confidentiality and integrity of the information being accessed;
- Report any suspected information security violation or breach, and
- Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.
Skills Required
- 8-13 years of overall software development experience
- Bachelor's degree in Computer Science, Engineering, a related field, or equivalent experience
- Experience coding complex software systems at scale in a fast-paced environment
- Proficiency in Java, REST APIs, microservices, Spring Boot, Spring Batch, and Kafka
- Experience with scalable, high-performing real-time and batch processing applications
- Experience with Kubernetes, Docker, Chef, Azure, or AWS
- Experience with Oracle or open-source databases and SQL
- Knowledge of secure coding standards, vulnerability management, and application security
- Experience with testing practices including TDD, BDD, regression, performance, integration, and release testing
- Experience with Git, Maven, Jenkins, CI/CD, code quality, and security scanning tools
- Ability to mentor and guide less-experienced team members
Mastercard Compensation & Benefits Highlights
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Retirement Support — Careers materials and job postings advertise a “best‑in‑class” 10% retirement match (401k or equivalent). Public-facing benefits pages consistently position this as a standout element of the U.S. package.
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Leave & Time Off Breadth — Recent U.S. postings list 25 vacation days, 5 personal days, 10 paid holidays, up to 20 days of bereavement, and 80 hours of sick/safe time. The combined time‑off framework is described as well above typical U.S. baselines.
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Parental & Family Support — Company materials specify a minimum of 16 weeks paid new‑parent leave and inclusive family‑building support, with financial assistance for adoption, fertility, and surrogacy where allowed. Impact/ESG reporting also notes coverage enhancements for gender‑affirming care in North America.
Mastercard Insights
What We Do
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re building a resilient economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Why Work With Us
We live the Mastercard Way: creating value in the communities we touch, growing together through the opportunities we see, and moving fast to innovate and scale. Our collaborative culture and our passionate people are the key to what we do, driving meaningful change as one team and connecting everyone to priceless possibilities.
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Hybrid Workspace
Employees engage in a combination of remote and on-site work.
In our ongoing workplace evolution, we’ve introduced hybrid work, Work-From-Elsewhere Weeks and Meeting-Free Days.






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