Lead Software Engineer (AI-Driven Development)

Posted Yesterday
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Buffalo, NY, USA
In-Office
116K-194K Annually
Senior level
Fintech
The Role
Leads software development and coaches engineers while driving adoption of AI-assisted coding, agentic workflows, prompt and context engineering, and AI governance. Reviews architecture, requirements, code, testing, security, resiliency, and production changes. Establishes controls for AI-generated output in a regulated banking environment, maintains shared AI development assets, improves engineering productivity, and communicates technical progress and risks to stakeholders.
Summary Generated by Built In
This role is four days onsite at our Seneca One Buffalo, NY location, with the flexibility to work from home one day per week
Responsible at the expert level for writing code and for the overall team's technical requirements gathering. Completes work following banking technology standards and contributes to the overall stability and resiliency of banking technology within the Software Development Lifecycle (SDLC), while also coaching others. Leads the team's adoption of AI-driven development — using approved AI coding assistants and agentic tooling to raise delivery speed and code quality — and is accountable for the correctness, security, and auditability of all AI-assisted output.
Technical Focus Areas
  • Expert-level coding in a minimum of 1 programming language and professional proficiency in a minimum of 1 additional language
  • AI-assisted development with approved tools (e.g. Claude Code, GitHub Copilot, IDE-integrated assistants) across the full SDLC
  • Agentic workflows: task decomposition, tool use, and multi-step agent runs applied to build, test, refactor, and migration work
  • Prompt and context engineering: repository-level instruction files, reusable prompts, skills, and Model Context Protocol (MCP) integrations
  • AI output governance: human-in-the-loop review, provenance and attribution, data handling, and secure-use guardrails for regulated environments
  • Test automation and evaluation, including AI-generated test coverage and regression safety nets
  • Developer experience and engineering productivity measurement

Primary Responsibilities
  • Develop and coach other team members while also working independently on the applications within the boundaries of approved Software Development Life Cycle (SDLC) processes, including identification and recommendation of metrics to solve business needs and minimize risks to the Bank through clean and resilient code.
  • Lead the team's adoption of approved AI-driven development tooling. Set the working patterns for where AI assistance is appropriate, where it is not, and what evidence is required before AI-assisted code enters the production deployment path.
  • Author and maintain the team's shared AI development assets — repository instruction files, reusable prompts, skills, agent definitions, and MCP server configurations — and treat them as reviewed, version-controlled code.
  • Review and approve the designs and proposals of pull requests, including AI-assisted and AI-generated changes, and oversee the execution on the change management of the request. Ensure every AI-assisted change is human-reviewed, understood by its author, and traceable to a requirement.
  • Design the process for peer review and coach others on code reviews, code quality, and improvements. Extend the review process to cover AI-specific failure modes, including hallucinated APIs, silent behavior changes, unvetted dependencies, licensing risk, and over-generated code that increases maintenance cost.
  • Author organized, clean, efficient, and secure source code at the expert level in a minimum of one programming language and moderate proficiency in a minimum of one other language, while coaching team members on the appropriate data structures and algorithms to solve business problems.
  • Oversee the source control management inclusions of other team members and perform the merging of code developments into the production deployment path.
  • Review testing methodology and code coverage of team members to ensure comprehensive testing is accomplished, and coach others on areas of opportunity. Use AI tooling to expand test coverage and generate regression cases, while validating that generated tests assert real behavior rather than restating the implementation.
  • Drive implementation adherence with patterns and practices for performance testing, resiliency, and optimization within their domain.
  • Apply AI-driven development to reduce toil in the domain — large-scale refactors, framework and dependency upgrades, legacy code comprehension, documentation generation, and incident and log analysis — and measure the outcome rather than the activity.
  • Review and approve requirement plans on behalf of the team in alignment with delivery partners, and ensure requirement completeness, accuracy, and feasibility.
  • Ensure all use of AI tooling complies with the Bank's data classification, privacy, third-party, and model-usage policies. Confirm that confidential customer, employee, and proprietary data is not exposed to unapproved services, and escalate exceptions.
  • Serve as a key partner with other groups; suggest continuous process improvement spanning organizational boundaries where, in their own judgement, technical or architectural concerns require it.
  • Contribute technical requirements where appropriate in support of delivery and maintenance solutions within their domain, including requirements for AI-enabled application features where the domain calls for them.
  • Understand and effectively communicate architecture, progress, and challenges to business or technical stakeholders and teams, including a clear account of where AI assistance was used and what controls applied.
  • Contribute ideas and recommendations to the team's application architectural design work, engineering practices, and pattern changes, and present at architecture peer group and architecture review board meetings within their domain.
  • Present the team's work at internal meetings with other peers and author internal blog posts. Share AI-driven development practices, measured results, and failure cases so other teams can reuse what works.
  • Understand and adhere to the Company's risk and regulatory standards, policies, and controls in accordance with the Company's Risk Appetite. Identify risk-related issues needing escalation to management.
  • Promote an environment that supports a culture of belonging and reflects the M&T Bank brand.
  • Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
  • Complete other related duties as assigned.

Scope of Responsibilities
Supervisory / Managerial ResponsibilitiesNo supervisory responsibilities.
Education and Experience Required
  • Associate's degree and a minimum of 7 years' systems analysis and/or application development work experience, or Bachelor's degree and a minimum of 5 years' systems analysis and/or application development work experience. In lieu of a degree, a combined minimum of 9 years' education and/or relevant work experience, including a minimum of 5 years' systems analysis and/or application development work experience.
  • Expert proficiency in a minimum of 1 relevant programming language and professional proficiency in a minimum of 1 additional relevant programming language.
  • Hands-on production experience using AI coding assistants as part of a normal delivery workflow, with the judgement to know when to accept, correct, or reject generated output.

Education and Experience Preferred
  • Expert analytical skills specific to application development
  • Experience leading a team's adoption of AI-assisted development tooling, including standards, guardrails, and enablement
  • Experience with agentic tooling and Model Context Protocol (MCP) integrations, prompt and context engineering, or evaluation of model output quality
  • Familiarity with AI governance in a regulated industry: data classification, model risk, third-party review, and audit evidence
  • Experience working in a team environment
  • Ability to work autonomously
  • Ability to multitask on multiple complex projects
  • Strong organizational skills
  • Strong time management skills
  • Advanced verbal and written communication skills
  • Experience driving project milestones and delivery dates
  • Proven experience leading a project or initiative
  • Experience partnering with and presenting to multiple stakeholders within technology and business departments

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $116,400.00 - $194,000.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

LocationBuffalo, New York, United States of America

Skills Required

  • Associate's degree and at least 7 years of systems analysis and/or application development experience; or bachelor's degree and at least 5 years of experience; or, without a degree, at least 9 years of combined education and relevant work experience including at least 5 years of systems analysis and/or application development experience.
  • Expert proficiency in at least one relevant programming language.
  • Professional proficiency in at least one additional relevant programming language.
  • Hands-on production experience using AI coding assistants in a normal delivery workflow, with judgment to accept, correct, or reject generated output.
  • Expert analytical skills specific to application development.
  • Experience leading adoption of AI-assisted development tooling, including standards, guardrails, and enablement.
  • Experience with agentic tooling, Model Context Protocol integrations, prompt and context engineering, or model-output evaluation.
  • Familiarity with AI governance in a regulated industry, including data classification, model risk, third-party review, and audit evidence.
  • Experience working in a team environment.
  • Ability to work autonomously and multitask across multiple complex projects.
  • Strong organizational and time-management skills.
  • Advanced verbal and written communication skills.
  • Experience driving project milestones and delivery dates.
  • Proven experience leading a project or initiative.
  • Experience partnering with and presenting to multiple technology and business stakeholders.

M&T Bank Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about M&T Bank and has not been reviewed or approved by M&T Bank.

  • Retirement Support — Retirement benefits are positioned as a strong pillar, including a 401(k) match and the possibility of an additional employer contribution, plus access to an employee stock purchase plan.
  • Leave & Time Off Breadth — Time-off offerings are framed as competitive, with a flexible PTO approach and paid volunteer time called out as a meaningful add-on to standard leave.
  • Wellbeing & Lifestyle Benefits — Wellbeing support appears comparatively robust, highlighted by mental-health therapy/coaching sessions and broader wellness programming alongside community-oriented perks.

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The Company
HQ: Buffalo, NY
21,590 Employees
Year Founded: 1856

What We Do

M&T Bank is a multi-state community-focused bank serving New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia and Washington, D.C. Founded in 1856, the company provides banking, investment, insurance and mortgage financial services to more than 3.6 million consumer, business and government clients.

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