Lead Director - Data Scientist - Forecasting Accuracy and Analytical insights for Underwriting
We’re building a world of health around every individual — shaping a more connected, convenient and compassionate health experience. At CVS Health®, you’ll be surrounded by passionate colleagues who care deeply, innovate with purpose, hold ourselves accountable and prioritize safety and quality in everything we do. Join us and be part of something bigger – helping to simplify health care one person, one family and one community at a time.
Position Summary
The Lead Director, Lead Director - Data Scientist - Forecasting Accuracy and Analytical insights for Underwriting, ensures the accuracy, reliability, and financial integrity of analytics-driven products across the underwriting ecosystem. This leader sets the strategy for reducing financial leakage, goal-seeking underwriting scenario optimization, forecasted P&L accuracy, underwriting risk-management, insights and recommendations for underwriting/sales decision making, and anomaly detection in live underwriting deals. They ensure that underwriters and sales partners are supported by technology with various financial tools, data, and insights.
This role combines the analytical rigor of a Data Scientist with the leadership capabilities of a financial product development leader. The position leads a team of 10+ data scientists responsible for supporting underwriting analytical needs, P&L forecasting accuracy, analytical insights and validation, reporting solutions, business impact, and financial result verification.
Key Responsibilities:
Product‑Embedded Leadership for Data Science & Advanced Analytics
- Lead the data science and analytics strategy for underwriting transformation software products, from problem framing through production deployment.
- Design and operationalize predictive, and scenario‑based analytical capabilities supporting underwriting, pricing, and risk decisions.
- Time‑series, advance regression, tree based modeling and forecasting for volume, financial, and risk projections.
- Machine learning and statistical modeling to improve underwriting accuracy and efficiency.
- Partner closely with Product Management and Engineering to embed analytics and reporting into core product workflows.
Metrics, Reporting & OKR Ownership
- Define, track, and report product, operational, and business metrics and OKRs aligned to organizational and underwriting transformation goals.
- Establish scalable reporting frameworks and dashboards that provide transparency into product performance, financial impact, and delivery outcomes.
- Deliver executive‑ready insights that clearly articulate progress, risks, and tradeoffs.
- Exploring and delivering emerging technologies that can help transform BI and reporting to leveraging AI to build reporting layers that are flexible, dynamic and can enable user driven exploration.
Cross‑Functional Leadership & Stakeholder Management
- Facilitate continuous, cross‑functional communication across Product, Engineering, Underwriting, Finance, Actuarial, and Executive teams.
- Build trusted partnerships with stakeholders at all organizational levels, serving as a strategic thought partner for data‑driven decisions.
- Translate complex analytical insights into clear, actionable narratives for both technical and non‑technical audiences.
Organizational Leadership
- Lead, coach, and develop a high-performing organization of decision scientists, analysts and validation professionals.
- Define team vision, strategy, goals, priorities, and OKRs.
- Manage resource planning, workload prioritization, and organizational growth.
- Provide executive-level communication, reporting, and strategic recommendations.
Required Qualifications
- 12+ years of experience in analytics, decision science, business intelligence, financial analysis, quality assurance, or data validation.
- 5+ years of experience leading large analytical teams and developing people leaders.
- Expertise in analytical validation, anomaly detection, root cause analysis, business impact assessment, and financial validation.
- Strong ability to analyze and synthesize both quantitative and qualitative data to generate insights and explain business outcomes.
- Experience developing self-service reporting solutions and communicating insights from reports and dashboards.
- Proven experience validating business outcomes and financial results using large-scale datasets.
- Advanced SQL and data analysis skills.
- Exceptional communication, stakeholder management, and executive presentation skills.
Preferred Qualifications
- PBM, Healthcare, Underwriting, Pricing, Forecasting, Actuarial, or Financial Analytics experience.
- Experience validating underwriting, forecasting, pricing, or P&L platforms.
- Experience with Databricks, SQL, Tableau, Power BI, Python, or similar analytics platforms.
- Experience leading through managers, including setting direction, coaching people leaders, and driving accountability across multi-level data science teams.
Pay Range
The typical pay range for this role is:
$144,200.00 - $288,400.00
This pay range represents the base hourly rate or base annual full-time salary for all positions in the job grade within which this position falls. The actual base salary offer will depend on a variety of factors including experience, education, geography and other relevant factors. This position is eligible for a CVS Health bonus, commission or short-term incentive program in addition to the base pay range listed above. This position also includes an award target in the company’s equity award program.
Our people fuel our future. Our teams reflect the customers, patients, members and communities we serve and we are committed to fostering a workplace where every colleague feels valued and that they belong.
Great benefits for great people
We take pride in offering a comprehensive and competitive mix of pay and benefits that reflects our commitment to our colleagues and their families.
Additional details about available benefits are provided during the application process and on Benefits Moments.
Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state and local laws.
Skills Required
- 12+ years of experience in analytics, decision science, business intelligence, financial analysis, quality assurance, or data validation
- 5+ years of experience leading large analytical teams and developing people leaders
- Expertise in analytical validation, anomaly detection, root cause analysis, business impact assessment, and financial validation
- Ability to analyze and synthesize quantitative and qualitative data to generate insights and explain business outcomes
- Experience developing self-service reporting solutions and communicating insights from reports and dashboards
- Experience validating business outcomes and financial results using large-scale datasets
- Advanced SQL and data analysis skills
- Exceptional communication, stakeholder management, and executive presentation skills
- PBM, healthcare, underwriting, pricing, forecasting, actuarial, or financial analytics experience
- Experience validating underwriting, forecasting, pricing, or P&L platforms
- Experience with Databricks, SQL, Tableau, Power BI, Python, or similar analytics platforms
- Experience leading through managers and driving accountability across multi-level data science teams
CVS Health Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about CVS Health and has not been reviewed or approved by CVS Health.
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Healthcare Strength — Health coverage includes medical, dental, and vision with HSA-eligible options, free preventive care, virtual care, and access to MinuteClinic services. Mental-health resources such as counseling support are emphasized, and coverage is often considered solid for full-time colleagues.
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Retirement Support — A dollar-for-dollar 401(k) match up to 5% after one year and an Employee Stock Purchase Plan are consistently highlighted in Total Rewards materials. Feedback suggests retirement programs are a meaningful strength within the overall package.
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Wellbeing & Lifestyle Benefits — Wellbeing offerings include up to 20 no-cost counseling sessions per issue, backup care, tuition assistance, and substantial in-store discounts, alongside broader wellness tools. These everyday perks expand value beyond base pay and can be especially meaningful for full-time schedules.
CVS Health Insights
What We Do
CVS Health is the leading health solutions company that delivers care in ways no one else can. We reach people in more ways and improve the health of communities across America through our local presence, digital channels and our nearly 300,000 dedicated colleagues – including more than 40,000 physicians, pharmacists, nurses and nurse practitioners. Wherever and whenever people need us, we help them with their health – whether that’s managing chronic diseases, staying compliant with their medications, or accessing affordable health and wellness services in the most convenient ways. We help people navigate the health care system – and their personal health care – by improving access, lowering costs and being a trusted partner for every meaningful moment of health. And we do it all with heart, each and every day.
