Lead Data Scientist - Treasury Liquidity

Posted Yesterday
Be an Early Applicant
London, Greater London, England, GBR
Hybrid
Entry level
Fintech • Mobile • Payments • Software • Financial Services
Wise is one of the fastest growing fintechs in the world and we’re on a mission to make money without borders a new norm
The Role
Develop and refine liquidity forecasting and risk models across regions, products, and currencies. Analyze data to improve treasury efficiency, support stress-event and product-launch planning, and integrate models into operational systems with engineering teams. Translate complex liquidity scenarios into actionable insights, document and present results to senior stakeholders and Risk teams, and recommend strategies aligned with risk appetite and business objectives.
Summary Generated by Built In
Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Job Description

About the Role: 

As part of the team, you’ll be at the forefront of designing, implementing, and refining models that forecast and manage liquidity, and influencing decision-making processes across the organisation. Your mission is to help us have enough cash in the right place at the right time and make sure we keep the liquidity risk under control. You will work closely with cross-functional teams to develop data-driven solutions that enhance our liquidity management and operational efficiency.

Here’s how you’ll be contributing:

Liquidity management 

  • Work closely with Treasury operations to develop supply and demand forecasts and incorporate them into the real-time money movement processes across a multi-region portfolio of products and currencies.

  • Conduct rigorous data analysis to support liquidity efficiency initiatives, ensuring a balance between sufficiency and excess.

  • Collaborate with engineering teams to implement models within the treasury's operational backoffice, ensuring scalability and operational efficiency.

  • Develop bespoke models and analyses in preparation for stress events and new product launches

Liquidity Risk modelling and analysis

  • Develop models and infrastructure for understanding liquidity consumption by company’s products.

  • Partner with product and operational teams to translate complex liquidity risk scenarios into actionable insights for customer-focused solutions.

  • Document and present model results and risk assessments to senior stakeholders, controllers and the Risk team (the second line of defence). Explain complex concepts and propose strategies that align with the company’s risk appetite and business objectives.

 

Additional Information

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

What the Team is Saying

Wise Compensation & Benefits Highlights

  • Equity Value & Accessibility — Share-based compensation is a standard element of pay and is presented as a meaningful part of total rewards. RSU grants accompany offers in many roles, adding long-term value beyond base salary.
  • Leave & Time Off Breadth — Paid time off is presented as generous in multiple locations, with US policies listing high PTO totals. Time away from work sits alongside office perks as a core strength of the overall package.
  • Healthcare Strength — Health insurance is emphasized in benefits materials and is regarded as a solid component of total rewards. Medical, dental, and vision coverage are commonly included and viewed positively.

Wise Insights

Am I A Good Fit?
beta
Get Personalized Job Insights.
Our AI-powered fit analysis compares your resume with a job listing so you know if your skills & experience align.

The Company
9,000 Employees
Year Founded: 2011

What We Do

Wise is a global technology company, building the best way to move and manage the world's money. With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies. In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.

Why Work With Us

We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.

Gallery

Gallery
Gallery
Gallery
Gallery
Gallery
Gallery
Gallery
Gallery

Wise Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.

Typical time on-site: Flexible
Company Office Image
Brussels
Company Office Image
Austin
Company Office Image
Budapest
Company Office Image
Hydrabad
Company Office Image
Kuala Lumpur
Company Office Image
London
Company Office Image
New York
Company Office Image
São Paulo
Company Office Image
Singapore
Company Office Image
Tallinn
Company Office Image
Tokyo
Learn more

Similar Jobs

Wise Logo Wise

Group Regulatory Affairs Lead

Fintech • Mobile • Payments • Software • Financial Services
Hybrid
London, Greater London, England, GBR
9000 Employees

Wise Logo Wise

Accounting Specialist

Fintech • Mobile • Payments • Software • Financial Services
Hybrid
London, Greater London, England, GBR
9000 Employees

Wise Logo Wise

Staff Design Researcher - Support

Fintech • Mobile • Payments • Software • Financial Services
Hybrid
London, Greater London, England, GBR
9000 Employees

Wise Logo Wise

Engineering Lead - Wise for Enterprise

Fintech • Mobile • Payments • Software • Financial Services
Hybrid
London, Greater London, England, GBR
9000 Employees
105K-135K Annually

Sign up now Access later

Create Free Account

Please log in or sign up to report this job.

Create Free Account