About Bluevine
Bluevine is the largest small business banking platform in the U.S., redefining how entrepreneurs manage their money. We create modern financial solutions, from checking and lending to payments and beyond, designed to help small business owners grow, thrive, and take control of their financial future. Our best-in-class technology, advanced security, and deep understanding of the small business community give our customers the confidence to focus on what they do best.
Since 2013, we’ve supported more than 750,000 small businesses nationwide. Backed by leading investors like Lightspeed Venture Partners, Menlo Ventures, 83North, and Citi Ventures, our 500+ person global team shares one mission: to give small businesses the financial tools they need to succeed.
We’re innovators driven by big ideas, collaboration, and real impact. Here, you’ll have the freedom to take ownership, grow your career, and make a difference for small business owners across America. Ready to shape what’s next?
This is a hybrid role. At Bluevine, we pride ourselves on our collaborative culture, which we believe is best maintained through in-person interactions and a vibrant office environment. All of our offices have reopened in accordance with local guidelines, and are following a hybrid model. In-office days will be determined by location and discipline.
Key Responsibilities:Marketing Model Development & Optimization- Design and build response models to predict the likelihood of customer engagement with campaigns.
- Develop approval models to estimate a lead’s probability of being approved for financial products.
- Analyze match backs (expected value calculations) to support decisions for direct mail and paid marketing initiatives.
- Partner with marketing teams to design experiments, define KPIs, and measure campaign effectiveness.
- Conduct deep-dive analyses on direct mail and digital media campaigns to extract actionable insights.
- Drive targeting strategy and segmentation using model outputs and historical performance data.
- Ensure models are production-ready using software engineering best practices.
- Monitor and improve model performance over time, integrating results into campaign execution pipelines.
- Work closely with global stakeholders across Data Science, Marketing, Risk, Product, and Engineering.
- Provide thought leadership on applying machine learning to growth and acquisition efforts.
- Translate technical findings into clear, business-impactful recommendations.
- 8+ years of experience in data science with a focus on marketing, growth, or customer acquisition.
- Proven track record developing and deploying predictive models for marketing use cases.
- Strong proficiency in Python and ML libraries (e.g., Scikit-learn, XGBoost, PyTorch, or TensorFlow).
- Advanced SQL skills and experience working with large-scale relational databases.
- Deep understanding of statistical testing, experiment design, and campaign performance analysis.
- Ability to think creatively and move quickly, with a bias for action in a fast-paced environment.
- Exceptional communication skills with the ability to present findings clearly to non-technical stakeholders.
- Master’s or Ph.D. in Statistics, Computer Science, Engineering, or a related quantitative field.
- Experience with direct mail targeting, paid media optimization, or acquisition funnel analytics.
- Background in fintech, credit products, or regulated industries.
- Familiarity with MLOps, particularly in the AWS ecosystem, and workflow tools like Apache Airflow.
- Prior work involving uplift modeling, lookalike modeling, or media mix optimization.
#LI-MS1
#LI-Hybrid
Benefits & Perks
- Excellent group health coverage and life insurance
- Stock options
- Hybrid work model
- Meal allowance
- Transportation assistance (terms and conditions apply)
- Generous paid time off plan, Holidays
- Company-sponsored mental health benefits
- Financial advisory services for both short- and long-term goals
- Learning and development opportunities to support career growth
- Community-based volunteering opportunities
Similar Jobs
What We Do
Bluevine is the largest small business banking platform in the U.S., serving as the financial operating system for startups and small businesses. Through a single account, companies can earn more, save more, borrow, and manage their money whenever and wherever they do business - without ever stepping into a branch.
Accessible through one dashboard, our product suite integrates high-yield business checking, accounts payable, debit and credit cards, loans, and lines of credit. Since 2013, Bluevine has served over 750,000 customers, delivered over $17 billion in loans, and is currently trusted with over $1.5 billion in managed customer deposits.
Bluevine was founded by a third-generation small business owner who was passionate about solving banking headaches for small businesses across America after seeing his father’s frustrations with small business banking solutions as a child. By maintaining a singular view on building tools that are both simple and innovative that integrate seamlessly into the day-to-day lives of small business owners, Bluevine has seen tremendous success across its 12-year history, including being named Money’s Best Overall Small Business Bank for 2025-2026 and one of CNBC’s World’s Top Fintech Companies for 2025-2026. Additionally, Bluevine has been named Tearsheet’s Best SMB Bank in 2023, and has been included as an Inc. Power Partner as well as a Forbes Fintech 50 member multiple times in its history. It has also been certified as a Great Place to Work.
Bluevine is backed by leading private and institutional investors, including Lightspeed Venture Partners, Menlo Ventures, 83North, Citi Ventures, ION Crossover Partners, SVB Capital, Nationwide Insurance, and M12 (Microsoft’s Venture Arm).
With a global presence of more than 500 employees, we're hiring problem solvers, innovators, and collaborators to help build a better financial future for small business owners.
Why Work With Us
At Bluevine, we’re innovators driven by big ideas, collaboration, and impact. We empower each other to take ownership, grow, and make a real difference for small business owners across America. Let’s build what’s next: blvn.com/bluevinecareers
Gallery
