Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Lead Data Engineer
Overview:
Ethoca is seeking a Lead Data Engineer to drive on-premise solutions and Azure cloud enablement while advancing big data, AI-enabled, and full stack capabilities across our technology landscape.
This is a highly visible role within a high-performing team, responsible for delivering scalable, intelligent, and resilient solutions that support a rapidly growing fintech business. The successful candidate will bring expertise in cloud, data engineering, software development, and AI/ML technologies, partnering across Ethoca and Mastercard to design and implement production-ready data platforms, applications, APIs, and AI-enabled solutions.
Role:
• Lead the development of ETL/ELT processes, data movement, streaming and batch data solutions, and enterprise analytics capabilities.• Design, build, and support scalable applications, APIs, services, user interfaces, and AI-enabled solutions.• Drive data lake and cloud initiatives while supporting large-scale data platforms in Azure and on-premise environments.• Maintain and enhance SAP HANA-based data warehouse environments with a focus on reliability, security, scalability, and performance.• Partner with product, analytics, architecture, and engineering teams to translate business requirements into production-ready data, AI, and application solutions.• Support deployments, migrations, upgrades, automation initiatives, and production operations.• Contribute to the evolution of cloud architecture, development standards, and engineering best practices.
All About You:
• Bachelor's degree in Computer Science, Software Engineering, or a related technical discipline.• Demonstrated experience designing and delivering enterprise-scale data warehouse and data lake solutions.• Strong data modelling, data integration, and SQL expertise.• Advanced programming skills with exposure to Java, JavaScript, Python, R, or similar technologies.• Experience designing and supporting large-scale data platforms, applications, and distributed systems.• Strong understanding of cloud infrastructure and automation, preferably within Azure environments.• Hands-on experience with full stack development, including APIs, backend services, application logic, and user interface development.• Experience with data integration tools such as Apache NiFi, Azure Data Factory, Pentaho, Talend, or similar platforms.• Knowledge of streaming data technologies such as Kafka and analytics engines such as Spark or Storm.• Experience working with Git, source control, CI/CD, deployment pipelines, and DevOps practices.• Strong troubleshooting, performance tuning, and problem-solving capabilities.• Experience applying AI and machine learning techniques to solve business problems and support intelligent decision-making.• Familiarity with AI-enabled applications, model-driven services, automation, and production ML deployments.• Excellent communication skills with the ability to collaborate effectively across technical and business teams.• Experience operating within highly regulated, security-focused environments, including PII and PCI-DSS requirements.
Preferred Experience:
• Experience within banking, payments, fintech, e-commerce, or credit card industries is highly desirable.• Exposure to both SaaS and on-premise architectures, along with experience supporting SAP HANA or Teradata environments, will be considered a strong asset.
Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact [email protected] and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
- Abide by Mastercard's security policies and practices;
- Ensure the confidentiality and integrity of the information being accessed;
- Report any suspected information security violation or breach, and
- Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.
In line with Mastercard's total compensation philosophy and assuming that the job will be performed in Canada, the successful candidate will be offered a competitive pay based on location, experience and other qualifications for the role and may be eligible to participate in a discretionary annual incentive program. This posting reflects one or more current openings on our team.
Pay Ranges
Toronto, Canada: $127,000 - $203,000 CAD
Skills Required
- Bachelor's degree in Computer Science, Software Engineering, or related technical discipline
- Experience designing and delivering enterprise-scale data warehouse and data lake solutions
- Strong data modelling, data integration, and SQL expertise
- Advanced programming skills with exposure to Java, JavaScript, Python, R, or similar technologies
- Experience designing and supporting large-scale data platforms, applications, and distributed systems
- Strong understanding of cloud infrastructure and automation (preferably Azure)
- Hands-on experience with full stack development including APIs, backend services, application logic, and UI development
- Experience with data integration tools such as Apache NiFi, Azure Data Factory, Pentaho, Talend, or similar
- Knowledge of streaming data technologies such as Kafka and analytics engines such as Spark or Storm
- Experience working with Git, source control, CI/CD, deployment pipelines, and DevOps practices
- Strong troubleshooting, performance tuning, and problem-solving capabilities
- Experience applying AI and machine learning techniques and supporting production ML deployments
- Familiarity with AI-enabled applications, model-driven services, automation, and production ML deployments
- Experience operating within highly regulated, security-focused environments, including PII and PCI-DSS requirements
- Excellent communication skills and ability to collaborate across technical and business teams
- Experience within banking, payments, fintech, e-commerce, or credit card industries
- Exposure to both SaaS and on-premise architectures and experience supporting SAP HANA or Teradata environments
Mastercard Compensation & Benefits Highlights
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Retirement Support — Careers materials and job postings advertise a “best‑in‑class” 10% retirement match (401k or equivalent). Public-facing benefits pages consistently position this as a standout element of the U.S. package.
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Leave & Time Off Breadth — Recent U.S. postings list 25 vacation days, 5 personal days, 10 paid holidays, up to 20 days of bereavement, and 80 hours of sick/safe time. The combined time‑off framework is described as well above typical U.S. baselines.
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Parental & Family Support — Company materials specify a minimum of 16 weeks paid new‑parent leave and inclusive family‑building support, with financial assistance for adoption, fertility, and surrogacy where allowed. Impact/ESG reporting also notes coverage enhancements for gender‑affirming care in North America.
Mastercard Insights
What We Do
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re building a resilient economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Why Work With Us
We live the Mastercard Way: creating value in the communities we touch, growing together through the opportunities we see, and moving fast to innovate and scale. Our collaborative culture and our passionate people are the key to what we do, driving meaningful change as one team and connecting everyone to priceless possibilities.
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Hybrid Workspace
Employees engage in a combination of remote and on-site work.
In our ongoing workplace evolution, we’ve introduced hybrid work, Work-From-Elsewhere Weeks and Meeting-Free Days.






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