Pay is based on several factors which vary based on position. These include labor markets and in some instances may include education, work experience and certifications. In addition to your pay, Target cares about and invests in you as a team member, so that you can take care of yourself and your family. Target offers eligible team members and their dependents comprehensive health benefits and programs, which may include medical, vision, dental, life insurance and more, to help you and your family take care of your whole selves. Other benefits for eligible team members include 401(k), employee discount, short term disability, long term disability, paid sick leave, paid national holidays, and paid vacation. Find competitive benefits from financial and education to well-being and beyond at https://corporate.target.com/careers/benefits.
JOIN TARGET AS A LEAD CYBERSECURITY ANALYST – PAYMENT FRAUD STRATEGY
About Us:
Working at Target means helping all families discover the joy of everyday life. We bring that vision to life through our values and culture. Learn more about Target here.
As a Lead Cybersecurity Analyst, Payment Fraud Strategy, you will help shape Target’s enterprise approach to payment fraud risk. This role owns the strategic direction for the Payment Fraud Strategy Area, helping Target maintain a future ready payment fraud defense that enables omni channel growth, protects guest trust, and supports smart fraud investment decisions.
This role is responsible for setting strategy, aligning partners, connecting work to measurable outcomes, identifying risks and gaps, and ensuring Theft, Fraud & Abuse delivers measurable payment fraud results for the business.
About the role:
As a Lead Cybersecurity Analyst, Payment Fraud Strategy, you will:
- Own and evolve the Payment Fraud Strategy Area, including the vision, strategic priorities, roadmap, OKRs, operating rhythms, and executive level narrative
- Partner with execution owning teams to ensure fraud work across Target.com, stores, Circle Card, and emerging payment experiences is aligned to the enterprise fraud strategy and measurable business outcomes
- Translate fraud trends, business priorities, guest experience considerations, and risk signals into clear strategic direction for partners and leaders
- Create visibility into progress against payment fraud outcomes, including fraud dollars as a percentage of sales, fraud prevented, manual review effectiveness, model performance, and false positive reduction
- Identify strategic gaps, risks, dependencies, duplicative efforts, and investment needs across the payment fraud ecosystem
- Align cross functional partners across Cybersecurity, Payment Operations, Product, Technology, Data Science, Finance, Stores, Digital, Legal, Compliance, and vendor teams
- Shape roadmap priorities and modernization decisions by connecting fraud trends, business outcomes, partner work, and investment needs into a clear strategic direction
- Support executive communication by clearly articulating strategy, progress, tradeoffs, risks, and recommendations
- Ensure payment fraud strategy supports secure business growth, low friction guest experiences, profitable sales, and protection of guest trust
- Maintain a forward looking view of emerging payment fraud risks, including account takeover, synthetic identity, real time payments and refunds, cross channel fraud, scams, agentic commerce, and new payment experiences
- Partner with owning teams on fraud capability evaluations, proof of concept learnings, data opportunities, and modernization themes to ensure they ladder back to enterprise strategy
- Build trusted relationships with business and technology partners, helping teams understand fraud risk, make informed tradeoffs, and stay aligned to Target’s broader payment fraud objectives
Core responsibilities of this job are described within this job description. Job duties may change at any time due to business needs.
About you:
- 4 year degree or equivalent experience
- 7 plus years of experience in cybersecurity, fraud strategy, payment fraud, financial crimes, risk management, product risk, or a related field
- Demonstrated understanding of fraud threats, payment ecosystems, chargebacks, digital fraud, identity fraud, account takeover, scams, card fraud, or cross channel fraud patterns
- Experience developing strategy, aligning and influencing partners/roadmaps and connecting enterprise work to measurable outcomes
- Ability to analyze fraud trends, performance metrics, control effectiveness, and operational outcomes to influence decisions
- Experience partnering with cross functional teams such as Cybersecurity, AI, Data Sciences, Product, Tech, Finance, Operations, Legal, Compliance, or external vendors
- Strong communication, storytelling, written, verbal and presentation skills
- Ability to lead down, across, and up to persuade, negotiate and drive desired outcomes
- Strong problem solving skills, sound judgment and ability to navigate ambiguity
- Ability to build trust with business partners while challenging assumptions and escalating risk when needed
This position will operate as a Hybrid/Flex for Your Day work arrangement based on Target’s needs. A Hybrid/Flex for Your Day work arrangement means the team member’s core role will need to be performed both onsite at the Target HQ MN location the role is assigned to and virtually, depending upon what your role, team and tasks require for that day. Work duties cannot be performed outside of the country of the primary work location, unless otherwise prescribed by Target. Click here if you are curious to learn more about Minnesota.
Benefits Eligibility
Please paste this url into your preferred browser to learn about benefits eligibility for this role: https://tgt.biz/BenefitsForYou_EAmericans with Disabilities Act (ADA)
In compliance with state and federal laws, Target will make reasonable accommodations for applicants with disabilities. If a reasonable accommodation is needed to participate in the job application or interview process, please reach out to [email protected]. Non-accommodation-related requests, such as application follow-ups or technical issues, will not be addressed through this channel.
Application deadline is : 08/20/2026Skills Required
- Bachelor's degree or equivalent experience
- 7+ years experience in cybersecurity, fraud strategy, payment fraud, financial crimes, risk management, product risk, or related field
- Demonstrated understanding of fraud threats, payment ecosystems, chargebacks, digital fraud, identity fraud, account takeover, scams, card fraud, or cross channel fraud patterns
- Experience developing strategy, aligning and influencing partners and roadmaps, and connecting enterprise work to measurable outcomes
- Ability to analyze fraud trends, performance metrics, control effectiveness, and operational outcomes to influence decisions
- Experience partnering with cross‑functional teams (Cybersecurity, AI, Data Sciences, Product, Tech, Finance, Operations, Legal, Compliance) or external vendors
- Strong communication, storytelling, written, verbal and presentation skills
- Ability to lead down, across, and up to persuade, negotiate and drive desired outcomes
- Strong problem solving skills, sound judgment and ability to navigate ambiguity
- Ability to build trust with business partners while challenging assumptions and escalating risk when needed
Target Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Target and has not been reviewed or approved by Target.
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Healthcare Strength — Health benefits are accessible to hourly team members at relatively low hour thresholds and include no‑cost, 24/7 virtual medical care and expanded mental‑health support. This breadth is positioned as a relative strength compared to typical retail offerings.
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Retirement Support — Retirement programs include a dollar‑for‑dollar 401(k) match with immediate vesting and options like Roth 401(k) and stock purchase. These features strengthen long‑term savings for a wide range of roles.
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Parental & Family Support — Family support includes paid family leave, backup care, and reimbursements for adoption and surrogacy. These resources complement paid time off and holidays for eligible team members.
Target Insights
What We Do
Target is an American retailing company providing access to a wide selection of products such as furniture, electronics, toys, and more. Target is one of the world’s most recognized brands and one of America’s leading retailers. We make Target our guests’ preferred shopping destination by offering outstanding value, inspiration, innovation and an exceptional guest experience that no other retailer can deliver. Target is committed to responsible corporate citizenship, ethical business practices, environmental stewardship and generous community support. Since 1946, we have given 5 percent of our profits back to our communities. Our goal is to work as one team to fulfill our unique brand promise to our guests, wherever and whenever they choose to shop.
