We are seeking a KYC Program Associate to join X Money and support the development of the BSA/AML program with a primary focus on Know Your Customer (KYC)/ Sanctions and related regulations.
_
Responsibilities:
Assist in the further development of the X Money KYC and Sanctions program
Perform Sanctions and manual KYC reviews where applicable
Handle edge cases and escalate high-risk or ambiguous cases to the KYC Program Manager.
Request additional documentation from Users when automated checks require manual intervention.
Support ongoing monitoring of User risk profiles, flagging changes (e.g., sanctions matches) for review.
Collaborate with the KYC Program Manager to streamline verification workflows, reducing manual reviews and improving auto-approval rates.
Provide feedback on KYC tooling to enhance onboarding accuracy and efficiency
Identify patterns in verification failures or fraud attempts to recommend process improvements.
Work closely with Product, Engineering, and Customer Support teams to improve KYC processes.
Support in the creation and implementation of training sessions to ensure relevant teams stay updated on regulatory changes and best practices.
Support the KYC Program Manager in preparing for audits, regulatory inquiries, and banking partner reviews.
Qualifications:
5+ years of professional experience in AML, Compliance, Audit or Risk Management capacity with a technology focus, preferably within both the Payments and Financial Services industries.
Extensive knowledge of BSA/AML laws and regulations, including but not limited to the Bank Secrecy Act, the USA PATRIOT Act, and OFAC/Sanctions requirements.
Experience in developing or managing BSA/AML programs from scratch, including implementation of systems, and understanding of risk management framework.
Network management skills to take responsibility to lead/run in a multi-dimensional business environment.
Strong understanding of the local and regional regulatory bodies with hands-on working experience.
Ability to drive change with an ability to navigate multiple high and sometimes competing priorities and work effectively across countries and regions.
Well-structured working methodologies, analytical skills and sense of responsibility and urgency, but can work independently with minimal supervision.
Strong verbal, written communication, and presentation skills with strong interpersonal skills to successfully influence strategic initiatives at all organizational levels.
Ability to quickly learn and adapt.
AML certifications are preferred but not necessary.
Similar Jobs
What We Do
We serve the public conversation. We believe real change starts with conversation. That’s why it matters to us that people have a free and safe space to talk. We put people first. Be you, really. That’s how we build trust. Together we’re creating a culture that’s supportive, respectful, and a pretty cool vibe. Sure, we’re not perfect, we’re people. But we’re open and honest about who we are and what we do.
Why Work With Us
Life’s not about a job, it’s about purpose. We believe real change starts with conversation. Here, your voice matters. Come as you are and together we’ll do what’s right (not what’s easy) to serve the public conversation.
Gallery
