Financial Analyst

Posted 4 Days Ago
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Barcelona, Cataluña, ESP
In-Office
Junior
Fintech • Payments • Software • Financial Services
The Role
Support daily fintech financial operations across Mastercard and Visa acquiring and issuing processes. Perform reconciliations against settlement reports, manage settlement processes, analyze interchange and scheme fees, evaluate partnerships and pricing changes, and assess acquiring partner profitability. Coordinate with PSPs on financial data exchange and performance tracking while identifying trends, gaps, and optimization opportunities.
Summary Generated by Built In
Join Colibrix One - Innovating the Future of Payments

At Colibrix One, we're building advanced, AI-powered payment technologies that support Payment Service Providers (PSPs), Electronic Money Institutions (EMIs), and neobanks across the EU and the UK. As a fully licensed EMI (FCA reference number 927920) and a Principal Member of Mastercard, we offer real-world financial solutions that include:

  • Global card processing
  • Digital wallet infrastructure
  • Cross-border merchant accounts
  • Alternative payment methods (APMs)
  • Corporate accounts for legal entities

We're a fast-growing team with a passion for innovation, security, and scalability. Our culture values curiosity, collaboration, and impact - and we're looking for talented professionals who are ready to shape the future of fintech.

About the role:

We’re looking for a Financial Analyst to support our daily operations across card payments and settlement processes. This role is well suited for an early- to mid-level specialist who already has a basic understanding of financial operations in fintech and is looking to deepen their expertise. You’ll work with data from Mastercard and Visa, support analysis of fees and profitability, and help ensure that financial and settlement processes run smoothly. The position offers hands-on exposure to core payment operations and the opportunity to grow within a fast-paced fintech environment.

Responsibilities:
  • Oversee day-to-day financial operations related to both acquiring and issuing aspects of Mastercard and Visa
  • Perform regular reconciliations between internal systems and Mastercard/Visa settlement reports
  • Monitor and manage daily and periodic settlement processes with card schemes
  • Conduct detailed analysis of interchange and scheme fees
  • Assist in the financial evaluation of new partnerships, scheme changes, or pricing adjustments
  • Working closely with other PSPs to ensure smooth financial coordination, data exchange, and performance tracking
  • Analyzing the real profitability of individual acquiring partners, identifying trends, performance gaps, and opportunities for optimization
What you need to succeed in this role:
  • Solid Excel skills and confidence working with numbers
  • Experience as a Financial Analyst in a fintech company or a bank
  • Excellent written and verbal communication skills in English and Russian
  • A proactive and responsible mindset, with a genuine interest in learning
  • Attention to detail and accuracy in handling daily financial tasks
  • Willingness to dive into reconciliations, financial data analysis, and partner coordination
Nice-to-have:
  • Educational background in Finance, Economics, or a related field
  • Basic understanding of payment systems, especially Mastercard and Visa
  • Experience working with PSPs or other financial partners
  • Experience with Excel macros or basic automation in spreadsheets
Benefits:
  • Opportunity to shape the future of fintech solutions within a growing company
  • Collaborative, horizontal team structure that values your expertise and ideas
  • Continuous learning and development opportunities to enhance your skills and career growth
  • English / Spanish classes
  • Competitive salary and benefits package

Skills Required

  • Solid Microsoft Excel skills and confidence working with numbers
  • Experience as a Financial Analyst in a fintech company or bank
  • Excellent written and verbal communication skills in English and Russian
  • Proactive and responsible mindset with genuine interest in learning
  • Strong attention to detail and accuracy in daily financial tasks
  • Willingness to perform reconciliations, financial data analysis, and partner coordination
  • Educational background in Finance, Economics, or a related field
  • Basic understanding of payment systems, especially Mastercard and Visa
  • Experience working with PSPs or other financial partners
  • Experience with Excel macros or basic spreadsheet automation
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The Company
HQ: London
71 Employees
Year Founded: 2020

What We Do

From seamless acquiring solutions to smart virtual cards and modern bank account services, COLIBRIX ONE empowers your business to manage, grow, and scale your financial operations – all in one place.
Tailored, efficient, and future-ready, our tools are built to support your unique journey in the digital economy.
 A broad range of services is offered: global card processing coverage, digital wallet operations around the globe, cross-border merchant accounts and payment solutions, multiple APMs support, and current corporate accounts for legal entities.

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