First Circle is a fast-growing, profitable, credit-led SME neobank in the Philippines, backed by shareholders including the World Bank Group (IFC). Thousands of SMEs use our Business Credit Line and Business Bank Accounts to run and grow their businesses. Our product velocity continues to accelerate, with upcoming launches including SME Corporate Cards, Payroll, Invoices, and Solar Financing - redefining the SME neobank category through software, financial products, and exceptional risk models.
Our culture emphasises building, problem solving, ownership / responsibility, and personal & professional growth. We balance a collegiate atmosphere with free & direct communication which enables us to move very quickly and avoid politics or toxicity. Our team continues to level up quickly, necessary for business to compound more than 100% per year, which we achieve through individual growth and bar-raiser hiring.
We are looking for the best young engineers in the country to join our team to ride the fintech wave with a company that has been changing the game for 8 years and counting.
What’s different about engineering at First Circle?
- Engineers are given personal responsibility to solve real problems in our business from the day they join. That means starting small, and quickly growing into leading hugely exciting projects.
- Receive regular mentorship from senior engineers that have tremendous track records building software around the world.
- Building in emerging markets like the Philippines presents unique challenges, given the state of digital infrastructure. We are building virtually everything in-house, which is not easy, but its a lot of fun. We have a track record of solving seemingly impossible problems that defeated many other start-ups, and the opportunity ahead remains enormous.
- We already have a core product that customers love - this is a unique opportunity to do zero-to-one building in a company that has already got a track record of delivering great things.
- Our exceptional engineering team: we love working together - no politics, just building, maintaining high standards, and having fun whilst we do it.
Requirements
- Natural creators and problem solves who love critical thinking. You will not be expected to get it right every time, but you will always be asked to justify your thinking,
- Experience: ideally a degree or bootcamp related to engineering, computer science, etc. Professional experience is welcome but not essential.
- Skills: ability to pass the FC engineering code test that successful applicants will be sent.
Benefits
- No fixed budget, we hire globally and adjust offers based on experience and market rate.
- Flexibility around working hours and location.
- Macbooks, private health insurance, training budgets and more!
- Opportunity to travel
Skills Required
- Degree or bootcamp in engineering, computer science, etc.
- Ability to pass the FC engineering code test.
What We Do
Founded in 2016, First Circle is the fastest-growing fintech in the Philippines, led by an ex-Morgan Stanley and ex-Bridgewater Associates management team. We have offices in Manila, London and Hong Kong. First Circle offers SME financing and are building smart banking solutions for businesses. First Circle is a trusted partner of the Philippine government and is the official Finance Partner of the Department of Trade and Industry (DTI). We are also a pioneer data provider to the Credit Information Corporation (CIC) and the very first FinTech company to ever be licensed by the Securities and Exchange Commission (SEC) in the Philippines.







