CRE Originator Jr
The CRE Jr. Originator ("JO") will be responsible for assessing the financial viability of proposed investment opportunities and developing customized financing solutions to meet our clients' diverse needs. This role requires a fundamental understanding of the underpinnings of CRE credit in the framework of a CRE debt investment strategy. The JO will use their credit understanding to partner with the credit team to analyze potential risks associated with each transaction, ensuring compliance with regulatory requirements and company policies. The CRE JO will be instrumental in driving business growth in the sourcing and underwriting of new deals and contributing to the overall expansion of our CRE portfolio. Growth in this position may lead to greater responsibilities for building and maintaining strong relationships with borrower-sponsors, brokers, advisors and real estate professionals and leveraging these relationships to help source new opportunities that match up with the strategic goals and objectives of the organization.
Key Responsibilities and Duties
- Performs preliminary credit review, assembles and submits information required for loan evaluation, approval, and processing. Recommends transactions to Credit Department for approval.
- Prepares and presents proposals and pricing, negotiates final terms directly with company officials based upon credit and real estate factors and ensures the transactions meet CREF’s investment parameters.
- Manages existing relationships as a means to further expand EverBank penetration into the market and to grow pipeline opportunities.
- Supports the active bidding and negotiation with counterparties for the most attractive loan opportunities based upon initial credit assessment and risk/return objectives. Supports and directly participates in the drafting, negotiating and execution of proposals/term sheets associated with new loans.
- Develops and utilizes expertise in all CRE asset classes and functional knowledge of property markets in the US.
- Develops understanding of complex business plans and risk mitigation approaches associated with this investment profile. Grows understanding how to mitigate credit risk through loan structure and credit enhancement strategies.
- Supports the development and management of the CRE loan origination pipeline. Allocates time to directly market EverBank lending products to new, high potential relationships to include brokers, advisors and direct borrower-sponsors.
- Supports team initiatives to strategically market EverBank through conference attendance, CRE events and networking.
- Manages risk to meet EverBank credit policies and risk tolerance.
Minimum Qualifications
- Strong analytical skills with the ability to evaluate and translate complex financial and market data findings into actionable recommendations.
- Experience utilizing Microsoft Excel and Argus Enterprise to perform financial modeling, cash flow analysis, valuation support, sensitivity analysis, data management, and reporting.
- Proficiency in Microsoft PowerPoint, with the ability to develop clear and impactful presentations for internal and external stakeholders.
- Experience preparing investment memoranda, underwriting analyses, credit approval packages, and committee presentation materials in support of commercial real estate lending and investment transactions.
- Ability and willingness to travel up to 30% of the time
Role Specific Work Experience
- 3+ Years Required; 5+ Years Preferred
Educational Requirements
- University (Degree) Preferred
Physical Requirements
- Physical Requirements: Sedentary Work
Career Level
7IC
Posting End Date: 8/10/26
Skills Required
- Strong analytical skills with ability to evaluate and translate complex financial and market data into actionable recommendations
- Experience utilizing Microsoft Excel and Argus Enterprise for financial modeling, cash flow analysis, valuation support, sensitivity analysis, and reporting
- Proficiency in Microsoft PowerPoint to develop presentations for internal and external stakeholders
- Experience preparing investment memoranda, underwriting analyses, credit approval packages, and committee presentation materials
- Ability and willingness to travel up to 30% of the time
- 3+ years of relevant commercial real estate or lending experience
- 5+ years of experience (preferred)
- University degree (preferred)
EverBank Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about EverBank and has not been reviewed or approved by EverBank.
-
Fair & Transparent Compensation — Pay is often positioned as fair-to-good, including being competitive for certain roles and local markets. Satisfaction appears stronger in specific teams where compensation aligns with expectations.
-
Wellbeing & Lifestyle Benefits — Well-being extras are emphasized, including a Lifestyle Spending Account for eligible wellness expenses alongside wellness resources and an EAP. These features can increase perceived total rewards value beyond base pay.
-
Retirement Support — Retirement support is framed around a 401(k) match up to 4% with additional insurance protections. The structure is described as competitive for a mid-size bank, even if not best-in-class.
EverBank Insights
What We Do
EverBank is a nationwide specialty bank providing high-value products and services to consumer and commercial clients nationwide. As a pioneer in online banking, we offer convenient digital account access for clients 24/7, in addition to phone banking services and a network of financial centers across Florida. EverBank’s commitment is to deliver our clients high-performing, high-yield solutions backed by exceptional service, giving them the advantage they expect, to make the most of their money.
