Citi is looking for a Java & Microservices Developer – AVP to build mission-critical, distributed backend systems that power financial transactions on a global, 24x7 scale. In this role, you will provide technical leadership for high-throughput, low-latency platforms that support real-time Payments processing. You will drive cloud-native Java microservices using Spring Boot, Kafka, and modern AI-accelerated engineering practices (AI-PDLC, GitHub Copilot, Devin), directly shaping the reliability, performance, and 99.999% availability of critical platforms. You will partner with product managers, enterprise architects, and cross-functional engineering squads to translate complex business and regulatory requirements into robust, production-ready solutions.
Responsibilities
- Build high-throughput, low-latency Java microservices for 24x7 real-time transaction processing, applying core patterns to ensure zero data loss and uninterrupted availability.
- Build event-driven streaming and messaging architectures using Apache Kafka
- Champion and institutionalize the AI-Assisted Product Development Lifecycle (AI-PDLC) across engineering squads, leveraging generative AI developer tools and autonomous agents (such as GitHub Copilot, Devin, and AI-driven automated testing/code review tools) to accelerate delivery velocity while enforcing firmwide security and governance standards.
- Construct resilient cloud-native services utilizing Spring Boot and Spring Cloud components, establishing centralized configuration management, service discovery, distributed tracing, and mTLS security for financial service-to-service communication.
- Implement modern financial messaging standards and payment protocols, including ISO 20022 (pacs, pain, camt), real-time payment schemes, and industry-standard financial networks, ensuring strict alignment with data security standards and cryptographic controls.
- Optimize data access and persistence tiers across distributed SQL and in-memory caching solutions to maximize throughput and achieve sub-millisecond execution times.
- Apply deep expertise in core Java concurrency, Virtual Threads, memory management, and JVM garbage collection tuning to deliver ultra-performant, thread-safe backend architectures.
- Partner with Site Reliability Engineering (SRE) to establish observability standards (OpenTelemetry, Prometheus, Grafana, Splunk) and lead performance profiling, chaos engineering experiments, and volume stress testing across all transaction paths.
- Lead technical design reviews and code reviews, providing mentorship and architectural guidance that elevates engineering excellence, code quality, and security posture across multiple squads.
- Guide containerized workload deployment and management on Docker and Kubernetes / OpenShift, supporting modern CI/CD automation and zero-downtime deployment strategies.
Required qualifications & skills
- Hands-on Java software engineering experience of 8+ years, with deep proficiency in Java 17/21, concurrency utilities, Virtual Threads, memory management, and advanced JVM performance tuning.
- Demonstrable track record of designing, developing, and operating production-grade microservices using Spring Boot, Spring Cloud, and reactive programming paradigms.
- Deep expertise in event streaming and messaging architectures using Apache Kafka or RabbitMQ, with practical mastery of partitioning strategies, distributed transactions, and idempotency patterns.
- Practical mastery of microservices architecture patterns including API Gateway, SAGA, CQRS, Event Sourcing, Transactional Outbox, Circuit Breaker, and Service Discovery.
- Hands-on experience integrating AI-assisted developer tools (e.g., GitHub Copilot, Devin, AI code analysis tools) and AI-PDLC practices into team delivery workflows.
- Proficiency with containerization and orchestration platforms using Docker and Kubernetes / OpenShift in high-availability environments.
- Competency with Git-based version control workflows, automated CI/CD pipelines, and Agile delivery methodologies (Scrum/Kanban).
- Exceptional analytical, problem-solving, and communication skills, with the ability to influence cross-functional technical, product, and business leadership.
Education:
- Bachelor’s degree/University degree or equivalent experience
- Master's degree is preferred
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
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Job Family Group: Technology------------------------------------------------------
Job Family:Applications Development------------------------------------------------------
Time Type:Full time------------------------------------------------------
Primary Location:Tampa Florida United States------------------------------------------------------
Primary Location Full Time Salary Range:$96,960.00 - $145,440.00
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
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Most Relevant Skills Please see the requirements listed above.------------------------------------------------------
Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------
Anticipated Posting Close Date:Oct 20, 2026------------------------------------------------------
Automated Processing and AIWe use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.
Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.
Illinois residents – AI Notice and Right
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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.
Skills Required
- 8+ years of hands-on Java software engineering experience, including Java 17/21, concurrency utilities, Virtual Threads, memory management, and advanced JVM performance tuning.
- Experience designing, developing, and operating production-grade microservices using Spring Boot, Spring Cloud, and reactive programming.
- Expertise in event streaming and messaging architectures using Apache Kafka or RabbitMQ, including partitioning, distributed transactions, and idempotency patterns.
- Mastery of microservices architecture patterns including API Gateway, SAGA, CQRS, Event Sourcing, Transactional Outbox, Circuit Breaker, and Service Discovery.
- Experience integrating AI-assisted developer tools such as GitHub Copilot, Devin, or AI code analysis tools into delivery workflows.
- Proficiency with Docker and Kubernetes or OpenShift in high-availability environments.
- Competency with Git-based version control, automated CI/CD pipelines, and Agile delivery methodologies such as Scrum or Kanban.
- Exceptional analytical, problem-solving, communication, and cross-functional leadership skills.
- Bachelor's degree or equivalent experience.
- Master's degree.
Citi Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Citi and has not been reviewed or approved by Citi.
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Healthcare Strength — Health coverage is presented as comprehensive, including free in-network preventive care, mental-health resources, and the Be Well Program. Materials also state new hires have access to health and insurance benefits from the outset.
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Retirement Support — The retirement plan offers a $1-for-$1 match up to 6% of eligible pay. New employees are eligible for the plan, with automatic enrollment after 90 days if they do not enroll themselves.
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Inclusive Benefits Coverage — Benefits highlight fertility treatment coverage, adoption/surrogacy reimbursement up to $30,000, and disability coverage. Coverage extends to spouses and domestic partners regardless of gender identity or sexuality, with gender-affirming care-related support noted.
Citi Insights
What We Do
Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. We have 200 years of experience helping our clients meet the world's toughest challenges and embrace its greatest opportunities. We are Citi, the global bank – an institution connecting millions of people across hundreds of countries and cities.
