If you are a backend engineer who enjoys solving complex, high-stakes problems, this is your opportunity to make a real difference at one of the world's leading financial institutions. At JPMorganChase, you will join a team where your engineering work directly supports the accuracy, integrity, and resolution of global payment investigations — work that matters to clients and to the firm every single day.
As a Software Engineer II at JPMorganChase within the Commercial & Investment Bank Payments Investigations Technology team in Tampa, FL, you will be a contributing member of an agile engineering team responsible for building and maintaining the backend systems that support payment exception handling, investigation workflows, and resolution processing. You will work with modern Java frameworks and distributed database technologies to deliver secure, reliable, and scalable solutions. This is a strong opportunity to grow your backend engineering expertise, deepen your knowledge of payments technology, and build your career within a collaborative and inclusive team environment.
Job Responsibilities
- Execute software solutions across design, development, and technical troubleshooting, thinking beyond routine or conventional approaches to build solutions and break down complex technical problems
- Create secure, high-quality production code and maintain algorithms that run synchronously with appropriate systems supporting payment investigation workflows
- Develop and maintain backend services and REST APIs using Java and Spring Boot, ensuring high performance, reliability, and maintainability across modern Java versions
- Leverage enterprise-authorized AI coding assist tools — including GitHub Copilot — to improve code quality, delivery speed, and productivity across complex deliverables such as code generation, refactoring, unit test creation, and documentation; validate outputs through peer review, automated testing, and secure coding standards and contribute learnings and reusable patterns to improve broader team effectiveness
- Apply knowledge of tools within the Software Development Life Cycle toolchain, including enterprise-authorized AI-assisted development and automation capabilities, to improve the value realized by automation
- Design, query, and optimize data solutions across distributed and relational database technologies to support payment investigation data needs
- Proactively identify hidden problems and patterns in data, using insights to drive improvements to coding hygiene and system architecture
- Contribute to software engineering communities of practice and events that explore new and emerging technologies
- Add to a team culture of diversity, opportunity, inclusion, and respect
Required qualifications, capabilities, and skills
- Formal training or certification on software engineering concepts and 2+ years applied experience
- Hands-on practical experience in system design, application development, testing, and operational stability
- Proficiency in Java backend development using Spring Boot, including REST API design, microservices patterns, and hands-on experience with modern Java versions (Java 17, Java 21, or Java 25)
- Experience with distributed database technologies such as CockroachDB or similar NewSQL/distributed SQL platforms, including data modeling and query optimization
- Working knowledge of relational database querying languages (SQL) and experience with high-performance query design
- Hands-on experience using enterprise-authorized AI-assisted software development tools — including GitHub Copilot — with demonstrated ability to critically evaluate, validate, and refine AI-generated outputs for correctness, performance, and security
- Understanding of responsible AI use in engineering workflows, including data sensitivity considerations, secure handling of inputs/outputs, and adherence to resiliency and security expectations; ability to guide peers on safe and effective usage within team practices
- Overall knowledge of the Software Development Life Cycle
- Solid understanding of agile methodologies, including CI/CD, application resiliency, and security best practices
Preferred qualifications, capabilities, and skills
- Familiarity with payments domain concepts such as payment investigations, exception handling, transaction reconciliation, or payment message standards (e.g., ISO 20022, SWIFT)
- Exposure to Gaussian or in-memory database technologies and high-performance query optimization techniques
- Experience with observability and monitoring tooling such as Datadog, Grafana, or Splunk for production system health and incident response
- Knowledge of event-driven architecture patterns and asynchronous messaging frameworks
- Experience contributing to agile ceremonies, sprint planning, and cross-functional engineering collaboration
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
Skills Required
- Formal training or certification on software engineering concepts and 2+ years applied experience
- Hands-on practical experience in system design, application development, testing, and operational stability
- Proficiency in Java backend development using Spring Boot, including REST API design and microservices patterns
- Hands-on experience with modern Java versions (Java 17, Java 21, or Java 25)
- Experience with distributed database technologies such as CockroachDB or similar NewSQL/distributed SQL platforms, including data modeling and query optimization
- Working knowledge of relational database querying languages (SQL) and high-performance query design
- Hands-on experience using enterprise-authorized AI-assisted software development tools, including GitHub Copilot, and ability to validate AI outputs
- Understanding of responsible AI use in engineering workflows, data sensitivity, and secure handling of inputs/outputs
- Overall knowledge of the Software Development Life Cycle
- Solid understanding of agile methodologies, including CI/CD, application resiliency, and security best practices
JPMorganChase Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about JPMorganChase and has not been reviewed or approved by JPMorganChase.
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Healthcare Strength — Medical, dental, vision, and mental-health coverage are broad, with wellness incentives, on-site or virtual care, and an EAP offering coaching and counseling. Plan materials emphasize accessible options, including multiple medical choices and tools to manage costs.
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Parental & Family Support — Paid parental leave extends up to 16 weeks for all parents, supplemented by paid Critical Caregiver Leave. Family resources include backup childcare via Bright Horizons, lactation support and milk-shipping, family-building assistance, and even a free five-month SNOO rental for newborns.
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Retirement Support — Retirement programs include a 401(k) with an annual company match and automatic pay credits for most employees, with a legacy pension available to earlier hires. An Employee Stock Purchase Plan at a 5% discount further supports long-term savings.
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What We Do
JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products. Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com. ©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.
Why Work With Us
Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.
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