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We are looking for a senior risk professional to join the Institutions / Public Sector CIB Risk Team. Duties include, coordination and/or lead risk proposals of global institutional Public Sector clients, and ongoing monitoring and management of the portfolio.
About the job:
The successful candidate will join a team of 20 people where she/he will be working with a growing and diverse portfolio, both in terms of geographical scope (Europe, Asia, MENA…) and type entities within the Public Sector ecosystem (sovereign, local and regional, GREs, etc.) using a variety of products, including complex financing facilities and GM products.
She / He should proactively monitor and update credit research on existing clients portfolio as well as analyze and rate new clients, using a wide variety of sources, including internal/external research, industry trends, macroeconomic indicators and geopolitical trends.
The candidate is expected to have proven past experience as an analyst covering the sector in the area of credit risk (buy-side, sell side, as a consultant, an auditor or any other relevant role).
Key Responsibilities include but are not limited to
Lead and/or coordinate complex transactions of Public Sector clients, cross-product and cross-geography, and provide an independent risk evaluation based on fundamental credit analysis.
Recommend new clients as well as renewals and modifications of existing clients, performing a full due diligence, assigning internal ratings, and ensuring credit quality and soundness of lending and counterparty limits.
Provide guidance and opinions to other Risks teams on Public Sector related issues.
Build up a proper monitoring system for the sector, identifying business and industry trends. Make ad-hoc reviews of the sector for the CRO office, regulatory requests, etc and recommend risk mitigation strategies.
Develop relationships with senior Business Partners to achieve business objectives, including evaluation of prospective borrowers and facilitating relationships with key internal clients in CIB and Risks.
Pro-active in operational optimization, identifying areas for improvement and implementing efficiencies in Public Sector´s risk processes.
Conduct research and analysis on a wide range of topics to develop views on global/ regional macro conditions and sovereign credit assessments.
Required knowledge, skills and experience required
Experience in a senior financial risk role within a relevant financial services firm or consultancy with a global footprint and a good knowledge of EM.
Broad and holistic understanding of Public Sector operations of global clients, including GREs and other assimilated entities. Strong rating skills beyond traditional public sector entities.
Excellent credit risk analytical skills, deep understanding of macro fundamentals and geopolitical risks; and ability to understand capital markets products and complex financings from a risk perspective and risk management techniques and practices.
Strong execution experience on live transactions and ability to make decisions under pressure and short timelines.
Ability to coordinate with different teams (Risk and Business) and interact with different audiences (internal and external) at a range of levels. Capacity to engage.
Ability of data gathering and analytics capabilities. AI capabilities are a plus.
Dynamic and flexible, and excellent verbal and written communication skills as well as active listening skills.
Critical thinking and capacity to challenge, and leadership skills.
Demonstrate highest ethics and integrity standards, and excellence driven.
Qualifications
10+ years of experience in Credit Risk Management. Experience in MENA markets is a plus.
Bachelor's degree/University degree or equivalent experience.
Master's degree preferred.
English and Spanish proficiency; working knowledge of French is a plus.
Skills:
Client Orientation, Empathy, Ethics, Innovation, Proactive ThinkingSkills Required
- 10+ years of experience in Credit Risk Management
- Experience in a senior financial risk role at a global financial services firm or consultancy with EM knowledge
- Broad understanding of Public Sector operations including sovereigns, GREs and assimilated entities
- Strong credit risk analytical skills, macro fundamentals and geopolitical risk understanding
- Ability to understand capital markets products and complex financings from a risk perspective
- Proven execution experience on live transactions and decision-making under short timelines
- Ability to coordinate across Risk and Business teams and engage stakeholders at multiple levels
- Data gathering and analytics capabilities
- Demonstrated ethics, integrity, leadership, critical thinking and communication skills
- Bachelor's degree or equivalent experience
- Master's degree
- English and Spanish proficiency
- Experience in MENA markets
- Working knowledge of French
- AI capabilities
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