HMDA Review Assistant

The HMDA Review Assistant plays a key role in supporting mortgage compliance operations by reviewing 1–4 family real estate loan files for HMDA accuracy, assisting with regulatory research, and coordinating with processors and loan officers to ensure compliance standards are met. This position also provides administrative and clerical support to the Mortgage Operations team and contributes to the smooth processing of mortgage loans

Responsibilities

HDMA Compliance Support

· Review mortgage loan files to ensure compliance with HMDA reporting requirements.

· Complete monthly HMDA data scrubs and respond to audit and compliance requests in a timely manner.

· Assist in preparing accurate HMDA Loan Application Register (LAR) submissions for regulatory agencies.

· Stay informed of HMDA regulation updates by coordinating with compliance and audit teams.

· Support training efforts by helping educate processors and officers on HMDA-related issues and resolutions.

Mortgage Processing Assistance

· Assist with ordering and tracking third-party documents such as tax transcripts, appraisals, title binders, insurance, VOEs/VODs, and LDP/GSA checks.

· Review documents for completeness and accuracy under the direction of managers.

· Scan, copy, and organize mortgage documentation as needed.

· Monitor daily reports (e.g., Closing Calendar, Compliance, Appraisal) and communicate updates to staff.

· Collaborate with internal and external auditors during reviews and examinations.

Bell Bank Culture, Policy and Accountability Standards:

· Know by name and face as many customers and employees as possible, calling them by name as often as possible.

· Know and practice LOCBUTN, our Golden Rules, and Bell Bank Customer Service Standards.

· Know, understand, and live the company values and bottom line.

· Conduct activities consistent with established Bell Bank policies, procedures and systems, the Bell Bank Employee Conduct policies, the Bank Secrecy Act and all applicable state and federal laws and regulations.

· All employees are responsible for information security, including compliance with policies and standards which protect sensitive information.

· Prompt and reliable attendance.

· Perform other duties as assigned.

Education, Experience, and Other Expectations

· Bachelor’s degree in business or similar field preferred; or equivalent experience in mortgage/banking industry.

· 1-2 years of experience in administrative role supporting loan processing, preferred.

· Experience with HMDA regulations and mortgage documentation.

Skills and Knowledge

· Strong attention to detail and ability to identify inconsistencies or missing data.

· Excellent time management and organizational skills.

· Effective written and verbal communication skills.

· Proficient in computer systems and keyboarding.

· Self-motivated with a problem-solving mindset.