Your responsabilities :
- Develop and implement a comprehensive enterprise risk management framework, including the Risk Appetite Framework and our internal limits.
- Identify, assess, and prioritize risks across the organization by leading the New Product Approval and Risk & Control Self-Assessment processes
- Leading transversal strategic risk projects and preparing presentations to the Senior Management and the Board Risk Committees
- Design and implement innovative risk mitigation strategies and controls, including our anti-fraud framework in collaboration with Product and Data teams.
- Collaborate with senior management to integrate risk management into strategic planning and decision-making to strengthen our risk culture and governance.
- Ensure compliance with regulatory requirements and industry standards such as DORA, operational risk reporting or Recovery Planning in close collaboration with the Compliance and Internal Control teams
- Lead and mentor a team of risk management professionals.
- Stay up-to-date with industry trends and best practices in risk management.
🫵 About your profile
- Master’s degree in finance, risk, or a related field.
- Minimum of 10 years of experience in risk management within the financial services industry.
- Strong knowledge of banking industry, risk governance, regulatory requirements and industry standards in Europe.
- Excellent analytical and problem-solving skills.
- Proven leadership and team management abilities.
- Strong communication and presentation skills.
- Ability to work effectively in a fast-paced, dynamic environment.
- Proficiency in risk management software and tools.
- Professional certification in risk management (e.g., FRM, PRM, CRISC) is a plus.
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What We Do
We’re hiring ! Find all our job positions here : https://bit.ly/join-us-at-younited 🚀 -- About Younited: Younited is the leading instant credit provider for the e-economy in Europe. Constant innovation, cutting-edge technology and exceptional user experience have allowed nearly a million customers to have access to instant, simple and transparent credit to refurbish their home, go on holiday, or buy a new smartphone. Younited provides instant credit throughout the customer journey, shopping or banking, online or in store, with a single Younited customer experience. Up to €50,000. Up to 84 months. Instantly. Younited is the leader in 5 European countries and generates more than 2 billion euros in yearly GMV, with nearly 50% of its business outside France. As the pioneer in personalized budget coaching, Younited deploys a credit strategy at the service of all to promote more transparency and more inclusiveness. Younited has launched the process to become a certified B-Corp. -- Younited is fully EU-authorized as a Credit Institution - Investment services provider by the Autorité de Contrôle Prudentiel et de Résolution (ACPR) and the Autorité des Marchés Financiers (AMF) since the 23/09/2011 (Authorization number : 16488). Younited was founded by Charles Egly (ex-BNP Paribas, Group CEO) and Geoffroy Guigou (ex-McKinsey, COO). To read our charter regarding the protection of your personal data, please visit : https://bit.ly/younited-legal-careers
