At Bondora, our mission is simple: to make finance easy, transparent, and accessible for everyone.
Founded in 2008, we’ve helped more than 700,000 customers across Europe borrow and invest effortlessly through our trusted digital products.
As a rapidly growing financial technology company, we’re reaching new heights with a bold vision. We’re set to acquire a banking license, unlocking a world of possibilities for our customers. This transition will allow us to expand our lending across more EU countries and broaden our product suite to deliver even more value.
Join us on this journey and let’s build the future of finance together!
As the Head of Product, Credit, you will lead the development of Bondora’s credit decision-making stack. This is a highly cross-functional role working across Credit, Data Science, Risk, Legal, and Engineering to build systems that turn raw data into smart, responsible, and scalable credit decisions. You will shape the roadmap, structure the tooling, and ensure we meet both regulatory and business goals as we scale into the existing and new markets.
Your main responsibilities will be:- Continuously talk to customers, validate problems, and turn insights into shipped outcomes
- Drive the vision, strategy, and roadmap for Bondora’s credit decisioning platform, ensuring scalable, compliant, and auditable decisions across markets.
- Design and scale core credit capabilities around data inputs, affordability logic, and credit files, ensuring they are robust, transparent, and ready for multi-country expansion
- Partner closely with Risk, Legal, Country teams, Data Science, and Engineering to evolve scoring logic, feature engineering, and PD modeling
- Enable risk managers with powerful configuration, testing, and monitoring tools (Taktile-powered)
- Own data quality and lifecycle for credit decisioning, ensuring integrity, traceability, and modeling readiness at scale.
- Strong product thinking: ability to frame problems, run discovery, and turn insights into measurable shipped outcomes
- Experience building products powered by ML, data models, or AI systems - understanding how models are trained, evaluated, deployed, and monitored
- Ability to collaborate effectively with both technical (Data Science, Engineering) and non-technical stakeholders (Risk, Legal, Country teams)
Bonus points if you have:
- Experience with credit decisioning or underwriting platforms (e.g., Taktile, Provenir, or similar)
- Exposure to regulated domains such as lending, fintech, or digital banking.
- Contribute to Bondora’s ambitious goal of reaching €1B in revenue by the end of 2026. Your skills and efforts will directly impact our growth trajectory and shape the future of our company.
- Our employees deserve the best. We recognize our people with a competitive salary and a generous benefits package (daily lunches in the office, monthly massage, five weeks of vacation, private healthcare compensation, €1,200 hobby grant, mental healthcare support, share options, and more!)
- We provide an environment that encourages your personal and professional growth. As we constantly evolve and innovate, you’ll have endless opportunities (and budget) to expand your skills and skyrocket your career.
If you have the guts, ideas, and a team vision, apply now!
Our hiring process:
- Meet Karl, our Recruiter: Your first interview with him will give you the chance to share your experiences and aspirations.
- Engage with Alexandra, VP of Product
- Put your skills to the test: Tackle a home task to present your skills.
- Assessments: Complete our personality and logic assessments in Alva platform to showcase your strengths.
- Visit our office to meet product stakeholders on Team DNA interview, showcasing your expertise.
- A final with our CPO, Mirko.
- The celebration begins: If the stars align, receive an offer to join the Bondora team!
Join our team of Bondorians, and let's make it happen!
If you'd like to read how Bondora collects, uses, and protects your personal data during recruitment, please see HERE.
Skills Required
- Strong product thinking: run discovery, validate problems, and deliver measurable shipped outcomes
- Experience building products powered by ML, data models, or AI systems including model training, evaluation, deployment, and monitoring
- Ability to collaborate effectively with technical and non-technical stakeholders (Data Science, Engineering, Risk, Legal, Country teams)
- Experience with credit decisioning or underwriting platforms (e.g., Taktile, Provenir)
- Exposure to regulated domains such as lending, fintech, or digital banking
What We Do
Established in 2008, Bondora proudly serves nearly 1 million customers worldwide. And our goal is to help millions more improve their financial situation with our online personal finance services. Working at Bondora means you're always learning, creating solutions, and building something meaningful. We keep things simple, take ownership, and work as a team toward our collective goals. We know when to work hard to get things done, but we also know when to relax and have fun! Talented people working together can change the world, and that's what we want to do. Join our team of superheroes, and let's make it happen
