Head of Lender Marketplace & Partnerships, 360 Finance
Company Overview
At Modernize (a QuinStreet division) our mission is to simplify home improvement by inspiring motivated homeowners and connecting them with qualified contractors. Our foundation is based on 20 years as a driving force as Home Improvement Leads in online lead generation – connecting homeowners with high–quality contractors – in the $500 billion annually grossing home improvement market. We’re working hard on a new brand and new products to cater to homeowners and the most successful contractors in the industry.
We’re looking for sharp, motivated individuals to join our growing team. Teammates who enjoy using technology to solve problems will thrive in our dynamic startup environment. We have an open floor plan that encourages the entire team to participate in critical discussions and allows everyone to be a vital contributing factor. You’ll enjoy our hip, newly renovated office in the heart of downtown with a view of the capital and the downtown skyline.
Job Category
- Own the overall strategy and growth of 360's lender marketplace.
- Develop, recruit, negotiate, and manage relationships with banks, fintech lenders, credit unions, and point-of-sale financing providers.
- Expand lender coverage across credit segments, loan products, trades, geographies, and contractor segments.
- Build strategic partnerships that increase lender competition, consumer approval rates, contractor adoption, and marketplace value.
- Serve as the senior leader relationship owner for key lending partners.
- Own lender pricing, economics, and monetization across waterfall and multi-lender marketplace models.
- Optimize the marketplace across approval rates, consumer conversion, contractor economics, lender returns, and 360's margin.
- Own lender revenue and Media Margin performance, identifying opportunities to improve monetization, yield, and marketplace efficiency.
- Lead commercial negotiations covering pricing, revenue share, economics, product structures, SLAs, and partnership terms.
- Develop and execute strategies to maximize the long-term value of the lender ecosystem.
- Lead and develop the lender organization, including Lender Sales & Relationships, Lender Onboarding, and Lender Compliance.
- Establish the processes, systems, and performance management needed to scale the lender marketplace.
- Ensure new lenders are efficiently contracted, onboarded, activated, and integrated into the marketplace.
- Build a high-performing, enterprise-grade lender organization capable of supporting 360's largest home services customers.
- Partner closely with Product, Engineering, Sales, Account Management, Operations, Finance, and Legal/Compliance to evolve the lender marketplace.
- Translate lender and market needs into product and technology priorities.
- Work with Sales and Account Management to strengthen the value proposition of financing for home services contractors.
- Partner with Finance to manage marketplace economics, forecasting, and financial performance.
- Participate in lender and marketplace compliance programs, ensuring appropriate controls and processes while recognizing 360's role as a marketplace rather than a bank or lender.
- Senior leader with 10+ years of experience in point-of-sale lending, embedded finance, consumer lending, lending marketplaces, fintech, or a related financial services environment.
- Proven track record managing lender partnerships and commercial relationships with banks, fintech lenders, or other credit providers.
- Experience owning or significantly influencing lender economics, pricing, revenue, margin, and marketplace performance.
- Strong understanding of the interactions among lenders, merchants/contractors, consumers, and embedded-finance platforms.
- Demonstrated ability to negotiate complex commercial agreements and structure partnerships that create value for multiple stakeholders.
- Experience building, leading, and scaling high-performing commercial and relationship-management teams.
- Strong analytical and financial acumen, with the ability to use marketplace data to make commercial decisions.
- Experience working cross-functionally with Product, Engineering, Operations, Finance, and Legal/Compliance.
- Home improvement, home services, or point-of-sale financing experience strongly preferred.
- Entrepreneurial mindset with the ability to operate strategically while remaining highly execution-oriented.
The expected salary range for this position is $200,000 USD to $250,000 USD annually. This salary range is an estimate, and the actual salary may vary based on the Company’s compensation practices. The salary may be adjusted based on applicant's geographic location. The position is also eligible to receive performance bonus or commission and equity in the form of restricted stock units. This position is eligible to participate in the Company’s standard employee benefits programs, which currently include health care benefits; (2) retirement benefits; (3) the amount of paid days off (paid sick leave, parental leave, paid time off, or vacation benefits); (4) any other tax-reportable benefits.
#LI-REMOTE
Modernize (a QuinStreet division) is an equal opportunity employer. We do not discriminate based on race, color, religion, national origin, pregnancy status, sex, age, marital status, disability, sexual orientation, gender identity, or any other characteristics protected by law.
Please see QuinStreet’s Employee Privacy Notice here.
Skills Required
- 10+ years of experience in point-of-sale lending, embedded finance, consumer lending, lending marketplaces, fintech, or related financial services
- Experience managing lender partnerships and commercial relationships with banks, fintech lenders, or other credit providers
- Experience owning or significantly influencing lender economics, pricing, revenue, margin, and marketplace performance
- Strong understanding of interactions among lenders, merchants or contractors, consumers, and embedded-finance platforms
- Experience negotiating complex commercial agreements and structuring multi-stakeholder partnerships
- Experience building, leading, and scaling commercial and relationship-management teams
- Strong analytical and financial acumen, including using marketplace data for commercial decisions
- Experience working cross-functionally with Product, Engineering, Operations, Finance, and Legal or Compliance
- Home improvement, home services, or point-of-sale financing experience
- Entrepreneurial mindset with strategic and execution-oriented capabilities
What We Do
For more than 15 years, Modernize has been a leader in the home improvement and services industry, connecting homeowners with contractors and other home services professionals. Modernize operates in more than 15 high-value, high-consideration home segments, including new and replacement windows, solar installation, roofing, heating and air conditioning, siding, bathrooms and kitchens, new and replacement gutters, home security, and others. The business brings a network of more than 1,000 contractors and professionals across all segments, offering broad geographical coverage and choice for homeowners. Modernize is owned and operated by QuinStreet, Inc. (Nasdaq: QNST), a leader in providing performance marketplace technologies and services to the financial services and home services industries. QuinStreet is a pioneer in delivering online marketplace solutions to match searchers with brands in digital media. The company is committed to providing consumers with the information and tools they need to research, find and select the products and brands that meet their needs.
Why Work With Us
We aren’t just in the business of building homes. We’re in the business of building careers. Modernize Home Services, believes in the professional and personal growth of each employee at every career stage. We offer role-specific improvement tools and resources needed to succeed in your current role, and the role you aspire to take on tomorrow.
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