Head of Applied Machine Learning - Application Fraud

Posted 7 Hours Ago
Be an Early Applicant
Hiring Remotely in United States
Remote
210K-260K Annually
Expert/Leader
Fintech • Information Technology • Software
SentiLink is the leading fraud intelligence company, stopping identity fraud at the point of application.
The Role
Leads an applied machine learning team and owns fraud detection and identity model strategy, development, deployment, monitoring, and iteration. Partners with Product, Engineering, Risk, and senior leadership to set priorities and deliver business impact. Provides technical mentorship, reviews code, guides modeling and architecture decisions, researches fraud patterns, develops ML capabilities, and shapes responsible AI use under data governance and security constraints.
Summary Generated by Built In

SentiLink provides innovative identity and risk solutions, empowering institutions and individuals to transact with confidence. We’re building the future of identity verification in the United States replacing a clunky, ineffective, and expensive status quo with solutions that are 10x faster, smarter, and more accurate.

We’ve seen tremendous traction and are growing extremely quickly. Our real-time APIs have helped verify hundreds of millions of identities, starting with financial services and rapidly expanding into new markets. SentiLink is backed by world-class investors including Craft Ventures, Andreessen Horowitz, NYCA, and Max Levchin.

We’ve earned recognition from TechCrunch, CNBC, Bloomberg, Forbes, Business Insider, PYMNTS, American Banker, LendIt, and have been named to the Forbes Fintech 50. We have also been named a 2026 FICO Industry Vanguard Decision Award Winner. Last but not least, we’ve even made history - we were the first company to go live with the eCBSV and testified before the United States House of Representatives on the future of identity.

SentiLink supports a variety of ways to work, ranging from fully remote to in-office. We operate as a digital-first company with strong collaboration across the U.S. and India. We maintain physical offices in Austin, San Francisco, New York City, Seattle (Bellevue), Los Angeles, and Chicago in the U.S., and in Gurugram (Delhi) and Bengaluru in India. If you’re located near one of these offices, we would love for you to spend time in the office regularly. Some roles are hybrid or in-office by design. For example, our engineering team in India works primarily from our Gurugram office.

Role:

SentiLink builds the fraud detection and identity verification models much of the US financial system runs on. As Head of Applied ML, you own a major ML domain end to end.

You'll lead a team of 4 applied ML scientists, 6 by the end of 2026, all experienced and technically deep enough to challenge you daily. This is a people management role that stays close to the work. Technical credibility is non-negotiable: you'll review PRs, push on modeling decisions, and unblock the team.

Data science drives product decisions here, and we expect you to become a strategic leader in both the product and ML domains you own. We use AI across all of our work, are exploring where it belongs in the products themselves, and hold a hard line on AI safety and data governance.

Technologies: Python 3, PostgreSQL, AWS, XGBoost, scikit-learn, pandas, Elasticsearch and OpenSearch, Neo4j, MLflow, Flyte, and use of modern LLM tooling.

Responsibilities:
  • Directly manage a team of applied ML scientists, 4 today and growing to 6 by the end of 2026, and set the engineering and modeling practices they work by.

  • Own strategy and execution for your applied ML domain: roadmap, priorities, resourcing, and results.

  • Act as a technical mentor who can dive deep and give specific, useful direction. Guide modeling and architecture decisions, review PRs, and stay current on the codebase and production systems.

  • Partner with senior leadership, Product, Engineering, and Risk to set priorities and deliver on aggressive timelines.

  • Represent your domain in product strategy discussions and help shape where those products go next.

  • Own SentiLink's fraud detection and identity models across the full lifecycle: data acquisition, feature engineering, labeling strategy, model training, experimentation, production deployment, monitoring, and iteration.

  • Research emerging fraud patterns, build new ML capabilities for identity verification and financial risk, and design analyses that inform product and business decisions.

  • Drive how the team uses AI in its own work, keep pushing the boundary on what that unlocks, and help define where AI belongs in our products.

Requirements:
  • 10+ years of industry experience applying machine learning or statistics to real-world problems, or 7+ years with a relevant PhD, including 6+ years directly managing machine learning or data science teams across two companies or more. Startup experience strongly preferred.

  • Experience leading ML or data science teams in fraud, identity, fintech, banking, financial services, payments, or adjacent risk-focused domains. Strongly desired, but not strictly required.

  • Bachelor's, Master's, or PhD in Computer Science, Statistics, Mathematics, Physics, or another quantitative discipline.

  • Demonstrated success developing and deploying production machine learning models, plus experience writing production-quality Python code and tests.

  • Strong practical ML and applied statistics knowledge: able to scope solutions quickly with standard tooling and go deep where it pays off.

  • Very strong end to end, with a track record of owning a technical domain and driving it to measurable business impact: planning, defining success criteria, getting buy-in, building the solution, and delivering it, whether in production, in a deck, or as strategy.

  • Fluent with modern LLMs and AI-assisted development workflows, and opinionated about where they help and where they don't. Sound judgment when working with sensitive data under real information security and data governance constraints.

  • Excellent communicator, including with senior leadership and cross-functional stakeholders. Detail oriented and thoughtful, someone we can rely on to make business-changing decisions while thriving on varied, open-ended, high-impact problems.

  • Candidates must be legally authorized to work in the United States and must live in the United States.

Compensation:

$210,000-$260,000/year + equity + benefits

Perks:
  • Employer paid group health insurance for you and your dependents

  • 401(k) plan with employer match (or equivalent for non US-based roles)

  • Flexible paid time off

  • Regular company-wide in-person events

  • Home office stipend, and more!

Corporate Values:
  • Follow Through

  • Deep Understanding

  • Whatever It Takes

  • Do Something Smart

Skills Required

  • 10+ years of industry experience applying machine learning or statistics to real-world problems, or 7+ years with a relevant PhD
  • 6+ years directly managing machine learning or data science teams across two or more companies
  • Experience leading ML or data science teams in fraud, identity, fintech, banking, financial services, payments, or adjacent risk-focused domains
  • Bachelor's, Master's, or PhD in Computer Science, Statistics, Mathematics, Physics, or another quantitative discipline
  • Success developing and deploying production machine learning models
  • Experience writing production-quality Python code and tests
  • Strong practical machine learning and applied statistics knowledge
  • Track record of owning a technical domain and driving measurable business impact end to end
  • Fluency with modern large language models and AI-assisted development workflows
  • Sound judgment working with sensitive data under information security and data governance constraints
  • Excellent communication with senior leadership and cross-functional stakeholders
  • Legally authorized to work in the United States and currently living in the United States
  • Startup experience

SentiLink Compensation & Benefits Highlights

  • Affordable Benefits Healthcare premiums are described as fully employer‑paid for employees and dependents, minimizing out‑of‑pocket costs. Public listings also include employer‑paid dental and vision, highlighted as a standout element.
  • Leave & Time Off Breadth Policies cite unlimited PTO alongside paid holidays, sick days, wellness days, and a birthday day off. These entries point to broad time‑off options that extend beyond standard offerings.
  • Retirement Support A 401(k) plan with company match is consistently noted across summaries and job postings. Employer‑verified categories indicate the retirement program is active and substantive.

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The Company
HQ: Austin, TX
170 Employees
Year Founded: 2017

What We Do

SentiLink is the leading fraud intelligence company, providing financial institutions and fintechs with purpose-built solutions for identity verification and fraud prevention. Our products detect synthetic fraud, identity theft, and hard-to-detect first-party fraud in real time — helping partners stop losses before they happen while approving more legitimate customers. Founded in 2017 by Naftali Harris and Max Blumenfeld, creators of the risk and fraud systems at Affirm, SentiLink was built on a simple premise: to truly stop fraud, you have to deeply understand it. That belief shapes everything, from the expert human intelligence that feeds our models to the way we work with our partners. We don't call them clients or customers, we call them partners, because that's genuinely how we think of them. Today, SentiLink processes 3M+ identity verifications per day for 500+ financial institutions, including 13 of the top 15 U.S. banks and 50+ fintech unicorns. We've raised $85M from investors including Andreessen Horowitz, Craft Ventures, and NYCA Partners.

Why Work With Us

At SentiLink, deep understanding isn't just a value, it's a company-wide expectation. For example, our Revenue Accounting Manager can walk you through SSN windows. That's not an exception; that's the norm. You'll collaborate closely, move fast, and do work that genuinely matters.

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SentiLink Offices

Remote Workspace

Employees work remotely.

SentiLink supports a variety of ways to work, ranging from fully remote to in-office. We have offices in multiple cities and if you’re located near one of these offices, we would love for you to spend time in the office regularly.

Typical time on-site:
HQAustin Office
Bangalore Office
Chicago Office
Gurugram (NCR) Office
Los Angeles Office
New York Office
San Francisco, CA
San Ramon (East Bay) Office
Seattle (Bellevue) Office
Learn more

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