Background
Hyundai Capital UK Ltd is a joint venture established in 2012 by Santander Consumer UK and Hyundai Capital Services Korea. It operates under the Hyundai Finance, Kia Finance, and Genesis Finance brands, providing funding solutions to both retailers and consumers.
Job Purpose
The Pricing Analyst reports to the Head of Pricing and supports the development, implementation, and review of pricing policies, models, and processes. Key functions include maintaining and updating pricing models, supporting contract hire pricing, analysing data to inform pricing decisions, improving reporting, providing input on portfolio performance and contributing to wider business activities as needed.
Key Accountabilities
1. Price Modelling
Manage and maintain dynamic pricing models.
Validate and update key assumptions.
Support the Head of Pricing in building pricing proposals.
2. Price Analysis
Provide timely and accurate pricing information, ensuring profitable products and tactical initiatives are created, reviewed and maintained effectively.
Understand how data inputs influence pricing
Analyse and monitor product performance and escalate potential issues affecting future losses.
3. Technical Advice
Stay informed on external factors influencing pricing such as economic conditions, automotive market trends, and regulations.
Understand and explain pricing methodologies for products including loan, lease, and wholesale products, including tax considerations.
Demonstrate awareness of the impact of pricing methodology changes on business profitability.
4. Reporting
Maintain and enhance management information (MI) reporting suites and dashboards.
Identify and explain key monthly report movements to line management, demonstrating accuracy, insight and understanding the financial data being reported.
5. Stakeholder Engagement
Build effective relationships with internal teams, manufacturer partners, joint venture partners, data providers, outsourced operational teams, and third-party suppliers.
Collaborate with Finance, Risk, Sales, and other departments to support effective pricing activity and decisions.
6. Risk and Compliance
Identify risks, incidents, and breaches in line with company policies and procedures.
7. Responsible Use of AI
Confidently use approved AI tools to support role objectives.
Ensure AI outputs are accurate, explainable, and compliant with company policies and data protection.
Develop AI competency and identify opportunities to improve quality and efficiency through AI.
8. Other Duties
Perform additional tasks as reasonably requested.
Key Competencies
Analytical Thinking: Ability to break down complex tasks into component parts and consider each part in detail. Able to grasp ideas quickly.
Problem Solving: Ability to identify issues, assess available information and develop practical, evidence-based solutions.
Recognising Patterns: Linking concepts and data for deeper insight into factors influencing pricing.
Attention to Detail: Maintaining accuracy under pressure.
Communication: Clear written and verbal communication, and able to engage effectively with diverse stakeholders.
Teamwork: Collaborative working relationships.
Time Management: Ability to effectively plan and prioritise workload independently and across multiple projects.
Key Expertise
Relevant pricing, risk, or financial analysis experience in financial services, preferably automotive or asset finance.
Strong data analysis and manipulation skills.
Advanced Microsoft Excel and Office skills.
Experience with MI/reporting and technical knowledge.
Broad understanding of financial services operations, automotive market dynamics, and residual value data management.
Knowledge of financial services regulatory and compliance policies.
Demonstrable finance experience or degree-level education in Business Administration, Economics, Statistics, Mathematics, or related fields.
Desirable but not essential:
Part-qualified or studying towards accountancy qualifications (ACA, CIMA, ACCA, AAT)
Knowledge of SAS.
Other Information
The role is hybrid, requiring a minimum of two days per week at the Reigate, Surrey head office.
Remuneration Package
Starting salary range: approximately £33,750 to £40,000, dependent on experience / expertise.
Eligibility for an annual bonus based on company and individual performance.
27 days annual leave plus public / bank holidays, with a flexible holiday scheme.
Additional one day of annual leave after five years of continuous service.
Company pension with generous employer contributions.
Private medical insurance after one year of continuous service.
£500 voluntary benefits allowance annually.
Death in service and income protection benefits.
Voluntary discounted healthcare benefits including dental and health assessments.
Employee car scheme via salary deductions (available post probation).
Employee assistance program.
Inclusive leave and family-friendly policies.
Flexible working opportunities.
To find out more about this role and our company, and for the quickest way to apply please visit Careers | Join the Team | Hyundai Capital UK
Skills Required
- Relevant pricing, risk, or financial analysis experience, preferably within financial services, automotive finance, or asset finance
- Strong data analysis and data manipulation skills
- Advanced Microsoft Excel and Microsoft Office skills
- Experience with management information reporting and dashboards
- Technical knowledge of pricing models and methodologies
- Understanding of financial services operations, automotive market dynamics, and residual value data management
- Knowledge of financial services regulatory and compliance policies
- Demonstrable finance experience or degree-level education in Business Administration, Economics, Statistics, Mathematics, or a related field
- Part-qualified or studying toward ACA, CIMA, ACCA, or AAT accounting qualifications
- Knowledge of SAS
Santander Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Santander and has not been reviewed or approved by Santander.
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Retirement Support — A dollar‑for‑dollar 401(k) match up to 6% of eligible pay and immediate vesting are highlighted as core strengths, supporting long‑term savings. This is reinforced by company‑paid disability and life/AD&D coverage that bolster financial security.
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Leave & Time Off Breadth — Paid time off typically ranges from 18–30 days in the U.S. with 11 paid holidays, plus dedicated volunteer and development time; the UK features a minimum of 25 days with buy/sell options. Some roles also use self‑managed PTO, offering additional flexibility depending on team norms.
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Parental & Family Support — U.S. parental benefits include 8 weeks paid for all parents and a total of 16 weeks paid for birth mothers, with flexibility for reduced hours around childbirth. Caregiver leave and dependent‑care programs add further family support.
Santander Insights
What We Do
Banco Santander (SAN SM, STD US, BNC LN) is a leading commercial bank, founded in 1857 and headquartered in Spain and one of the largest banks in the world by market capitalization. The group’s activities are consolidated into five global businesses: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking (CIB), Wealth Management & Insurance and Payments (PagoNxt and Cards). This operating model allows the bank to better leverage its unique combination of global scale and local leadership. Santander aims to be the best open financial services platform providing services to individuals, SMEs, corporates, financial institutions and governments. The bank’s purpose is to help people and businesses prosper in a simple, personal and fair way. Santander is building a more responsible bank and has made a number of commitments to support this objective, including raising €220 billion in green financing between 2019 and 2030. In the first quarter of 2024, Banco Santander had €1.3 trillion in total funds, 166 million customers, 8,400 branches and 211,000 employees.
