Growth Marketing Manager, Small Dollar Loans

Posted 13 Days Ago
Easy Apply
2 Locations
Remote
130K-179K Annually
7+ Years Experience
Artificial Intelligence • Fintech • Machine Learning • Social Impact • Software
Upstart is dedicated to improving access to credit for all. Why? Because credit really matters.
The Role
The Growth Marketing Manager for Small Dollar Loans at Upstart will be responsible for overseeing product P&L, testing new marketing channels, partnering with Product Manager on growth experiments, and collaborating with cross-functional teams to drive measurable change.
Summary Generated by Built In

Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than two-thirds of Upstart loans are approved instantly and are fully automated.

Upstart is a digital-first company, which means that most Upstarters live and work anywhere in the United States. However, we also have offices in San Mateo, California; Columbus, Ohio; and Austin, Texas.

Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart, we’d love to hear from you!

The Growth Team is in charge of expanding Upstart’s reach to the millions of Americans without access to affordable credit. We are energized by the prospect of breaking ground in our field and making a positive impact on people’s financial lives. We are looking for a full-stack growth marketing manager, who can help us grow our new products  sustainably through compelling and creative ways. 

Every year millions of Americans resort to traditional payday loans, paying hundreds of dollars in interest and fees to cover short-term cash needs. We’re going  to change that. 

Upstart’s Small Dollar Loan product is a  non-predatory, fair-priced alternative that meets the needs of customers with urgent financial difficulties who are deemed “too risky” by most creditors. Our team is a bit like a startup in a larger company, iterating quickly to better serve customers and grow the business. Since our launch in April 2022, we’ve calibrated our ML models to this new challenge, automated 90% of the customer experience and proved our unit economics, and learned immensely while offering tens of  thousands of  people access to credit they would not otherwise have access to on the Upstart platform. We’re ready to grow. 

you’ll be a proven marketer that thrives working with and leading cross-functional teams, to drive momentum and deliver on ambitious goals. The role requires managing by influence, working with and thriving in ambiguity, and driving measurable change. 


This role is available in the following locations: Remote

As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions’ cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.


  • Oversee your product’s P&L to determine omni-channel allocation based on optimization, incrementality and experiments, and overall business goals
  • Test new marketing channels and ad products end-to-end from tracking and technical integration to optimizing and measuring success. 
  • Partnering with a Product Manager, create, prioritize, execute, and evaluate growth experiments to optimize marketing spend & conversion
  • Work closely with Product, Data Science, and Performance marketing leaders to drive success of your product areas; lead cross-functional working teams to meet goals 
  • Drive continuous improvements in messaging, creative, and channel to increase conversion. Be holistic in approach to ensure users see a consistent narrative from creative to the landing page.
  • Plan and manage campaigns and budgets to meet efficiency targets


  • Minimum qualifications:
    • 7+ years of B2C  marketing experience
    • Experience driving growth while managing contribution margin. 
    • Bachelor’s degree in marketing, business, or related field
    • Experience working with and/or managing cross-functional teams
    • Background in Growth Marketing
    • Excellent written and verbal communication skills
    • Proven experience developing marketing plans and campaigns
    • Strong project management, multitasking, and decision-making skills
    • Metrics-driven marketing mind with eye for creativity
    • Highly driven and results-oriented work ethic
  • Preferred qualifications:
    • Experience engaging in on-the-ground activation and field marketing to activate specific geographies 
    • Think big mentality with an ability to sell through their ideas 
    • This candidate must be data driven and be able to influence without status Quo 


  • Competitive Compensation (base + bonus & equity)
  • Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart 
  • 401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings
  • Employee Stock Purchase Plan (ESPP)
  • Life and disability insurance
  • Generous holiday, vacation, sick and safety leave  
  • Supportive parental, family care, and military leave programs
  • Annual wellness, technology & ergonomic reimbursement programs
  • Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
  • Catered lunches + snacks & drinks when working in offices


#LI-REMOTE

#LI-MidSenior

At Upstart, your base pay is one part of your total compensation package.  The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location–with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.

In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k).

United States | Remote - Anticipated Base Salary Range

$129,500$179,300 USD

Upstart is a proud Equal Opportunity Employer. We are dedicated to ensuring that underrepresented classes receive better access to affordable credit, and are just as committed to embracing diversity and inclusion in our hiring practices. We celebrate all cultures, backgrounds, perspectives, and experiences, and know that we can only become better together. 

https://www.upstart.com/candidate_privacy_policy

Top Skills

Python
SQL

What the Team is Saying

Steph
Manan
Nat
May
The Company
HQ: San Mateo, CA
1,500 Employees
Remote Workplace
Year Founded: 2012

What We Do

Upstart is the leading AI lending marketplace, connecting millions of consumers to more than 100 banks and credit unions that leverage Upstart’s AI models and cloud applications to deliver superior credit products. With Upstart's AI, lenders can approve more borrowers at lower rates across races, ages, and genders, while delivering the exceptional digital-first experience customers demand. More than 80% of borrowers are approved instantly, with zero documentation to upload. Founded in 2012, Upstart’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar “relief” loans.

If you are energized by the impact you think you could make at Upstart, we'd love to hear from you!

Why Work With Us

Connection to our mission creates a special environment where people feel passionately about the impact they make in the world. Upstart is fast-paced, and we encourage ownership at all levels of the organization. As a result, culture at Upstart is driven by Upstarters. Upstarters are proactive, talented, multi-dimensional and collaborative.

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Upstart Offices

Remote Workspace

Employees work remotely.

Upstart has a digital-first model enabling most Upstarters can live and work anywhere in the U.S. We also offer in-person options from our office locations in San Mateo, California; Columbus, Ohio; and Austin, Texas.

Typical time on-site: None
HQSan Mateo, CA
Austin, TX
Columbus, OH
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