We’re Capital on Tap 👋
💳 Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that.
Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier.
1,000+ employees, £20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We’ve done a pretty good job so far, but we’re just getting started!
🏡🏢This is a Hybrid role, the Engineering team work from our London (Moorgate) Offices 2 days per week.
What You’ll Be Doing
As an Engineering Manager, you’ll own the health, delivery and direction of several product engineering teams and the Team Leads who run them. You’ll be a true product partner: your teams exist to build the features and propositions that unlock new commercial revenue streams, win new customers and grow revenue from the ones we already serve. You’ll make sure what they build is architecturally sound, scalable and built to last. You'll also influence product, commercial and engineering decisions.
Your success is measured by the leaders you grow around you: developing Team Leads into confident, self-directing managers who run their teams without daily oversight.
Commercial and product
- Partner closely with Product and wider stakeholders to identify and deliver the features and propositions that unlock new commercial revenue streams and deepen revenue from existing customers
- Shape the 3 to 12 month roadmap, framing technical investment in terms of commercial impact, customer value and risk
- Champion the customer in every roadmap discussion and measure projects by how well they solve real customer problems
Architecture and technical direction
- Influence the architectural direction of your teams’ systems, ensuring technical choices are scalable, resilient, cost-effective and sustainable
- Work with technical leaders to set standards, reduce complexity and steer teams away from over-engineered solutions
- Make sound build versus buy and technical debt trade-offs, and balance them against product needs
Leadership and delivery
- Lead, coach and develop Team Leads, helping them manage and grow their own direct reports
- Own predictable, iterative and sustainable delivery of quarterly objectives across your teams
- Address underperformance decisively and support Team Leads through complex people situations with integrity and clarity
- Identify and mitigate risks 3 to 6 months out, including dependencies and resource gaps
- Contribute to wider company initiatives such as recruitment strategy and organisational design
We’re Looking For
- Strong product and commercial instincts, with a track record of delivering features or propositions that generated new revenue or grew revenue from existing customers
- A genuinely customer-focused, commercially aware and data-informed approach to decision-making
- Demonstrable strength in software architecture and system design: you can set direction, challenge designs and weigh trade-offs across scalability, cost and maintainability
- Proven experience managing managers or Team Leads, and growing them into senior leaders
- A strong people-management track record, including hiring, development and performance management
- A solid technical background and an understanding of how full-stack teams and codebases work. We use .NET and React but we aren’t zoomed in on your tech stack background.
- A record of leading and delivering complex, cross-team projects
- Excellent communication: concise, clear and adaptable to audiences from engineers to senior leadership
- Calm, stabilising leadership through ambiguity and fast organisational growth
- Experience in a scaling, regulated, fintech or tech-enabled environment is a plus
Diversity & Inclusion 🌈
We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.
Great Work Deserves Great Perks
We try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits:
🏥 Private Healthcare including dental and opticians services through Vitality
✈️ Worldwide travel insurance through Vitality
🎁 Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)
👛 Salary Sacrifice Pension Scheme up to 7% match
🚘 Octopus EV Salary Sacrifice Scheme
🏖️ 28 days holiday (plus bank holidays)
📖 Annual Learning and Wellbeing Budget
👪 Enhanced Parental Leave
🚲 Cycle to Work Scheme
🚂 Season Ticket Loan
💬 6 free therapy sessions per year
🐶 Dog Friendly Offices
🍫 Free drinks and snacks in our offices
Check out more of our benefits, values and mission here.
Interview Process 🤝
🤝First stage: 30 minute intro and values call with your Talent Partner (Video call)
🤝Second stage: 60 minute Technical and Management Interview with a Senior Engineering Manager (Video call)
🤝Third stage: 60 minute System Design Interview with our engineering team (Video call)
🤝Final stage: (120 minutes total) 60 minute Case Study with Product and our Engineering Team + 60 minute Good to Great Interview with Jamie, our CTO (In person)
Other Info
👍Check out our ‘Top Tips’ for interviewing.
✔️Keep updated on new job opportunities by following us on Linkedin.
📧Email [email protected] if you have any questions.
Excited to work here? Apply!
If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)
Skills Required
- Strong product and commercial instincts, including delivering features or propositions that generated or grew revenue
- Customer-focused, commercially aware, and data-informed decision-making approach
- Strength in software architecture and system design, including scalability, cost, and maintainability trade-offs
- Experience managing managers or Team Leads and developing them into senior leaders
- Strong people-management experience, including hiring, development, and performance management
- Solid technical background and understanding of full-stack teams and codebases
- Experience with .NET and React is relevant, though a specific technology stack background is not required
- Experience leading and delivering complex, cross-team projects
- Excellent concise, clear, and adaptable communication skills
- Calm, stabilizing leadership through ambiguity and rapid organizational growth
- Experience in a scaling, regulated, fintech, or technology-enabled environment
Capital on Tap Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Capital on Tap and has not been reviewed or approved by Capital on Tap.
-
Fair & Transparent Compensation — Pay is often described as competitive for the work, with operations and night‑shift roles frequently citing strong base salary. Overall sentiment indicates financial compensation is considered fair to strong across many teams.
-
Strong & Reliable Incentives — Performance-related bonuses are available in several roles, and feedback suggests they can be achievable and meaningfully supplement income. Sales or shift-based structures are highlighted as offering solid earning potential when targets are met.
-
Leave & Time Off Breadth — The package includes PTO, paid holidays, and a paid sabbatical after four years, alongside a defined learning budget. These time-off and development elements stand out as notable strengths in the overall offering.
Capital on Tap Insights
What We Do
Capital on Tap makes it easy for small businesses to manage their business spending, access funding, and earn best-in-class rewards. More than 200,000 small businesses have spent $5 billion on their Capital on Tap Business Credit Cards across the US and UK. The Capital on Tap Business Credit Card is issued by WebBank.
Gallery
.png)
