Credit Research is a high-intensity, fast-moving environment where markets, news, and fundamentals collide daily—and where strong, differentiated views matter. In this role, you’ll dig into financials, form a view quickly, and communicate it clearly, translating complex company and sector dynamics into actionable insights for clients.
As a Sell-Side Credit Research Associate, you’ll support sector and issuer coverage end-to-end: analyzing earnings and filings, tracking breaking news and macro trends, building and updating financial models, and producing timely research on risk, valuation, and relative value. You’ll collaborate closely with senior analysts while building your own coverage capabilities and voice with clients.
Job responsibilities:
- Own day-to-day monitoring of assigned sectors and issuers, staying on top of catalysts, flows, and fundamentals
- Break down earnings releases, regulatory filings, and disclosures and translate takeaways into a clear credit view
- Assess news, macro developments, and industry trends for implications to spreads, ratings, and capital structures
- Build, maintain, and enhance financial statement models and key credit / coverage metrics
- Perform valuation and relative value analysis across issuers, curves, and structures
- Write concise, client-ready research notes and contribute to broader sector pieces with clear conclusions
- Communicate views in live discussions, internal debates, and client-facing conversations
Required qualifications, capabilities, and skills:
- 3+ years in research, investment banking, or another rigorous analytical role
- Strong accounting and corporate finance skills; ability to translate GAAP details into credit implications
- Advanced Excel and financial modeling skills; fluency with AI-enabled tools to accelerate analysis
- Strong writing and presentation skills; clear, concise communication under time pressure
- Passion for markets and curiosity about how industries and companies evolve
Preferred qualifications, capabilities, and skills:
- Proficiency with Bloomberg
- Strong MS Office skills (Word and PowerPoint)
- FINRA Series 7 and Series 63 (or ability/willingness to obtain)
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
Skills Required
- 3+ years in research, investment banking, or another rigorous analytical role
- Strong accounting and corporate finance skills; translate GAAP to credit implications
- Advanced Excel and financial modeling skills
- Fluency with AI-enabled tools to accelerate analysis
- Strong writing and presentation skills; clear concise communication under time pressure
- Passion for markets and curiosity about industry and company evolution
- Proficiency with Bloomberg
- Strong MS Office skills (Word and PowerPoint)
- FINRA Series 7 and Series 63 (or ability/willingness to obtain)
JPMorganChase Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about JPMorganChase and has not been reviewed or approved by JPMorganChase.
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Healthcare Strength — Medical, dental, vision, and mental-health coverage are broad, with wellness incentives, on-site or virtual care, and an EAP offering coaching and counseling. Plan materials emphasize accessible options, including multiple medical choices and tools to manage costs.
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Parental & Family Support — Paid parental leave extends up to 16 weeks for all parents, supplemented by paid Critical Caregiver Leave. Family resources include backup childcare via Bright Horizons, lactation support and milk-shipping, family-building assistance, and even a free five-month SNOO rental for newborns.
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Retirement Support — Retirement programs include a 401(k) with an annual company match and automatic pay credits for most employees, with a legacy pension available to earlier hires. An Employee Stock Purchase Plan at a 5% discount further supports long-term savings.
JPMorganChase Insights
What We Do
JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products. Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com. ©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.
Why Work With Us
Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.
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