Global Risk and Security (GR&S) at Vanguard enables business strategy, protects client and Vanguard interests (e.g., assets and data), and stewards a strong risk culture. Our teams leverage enterprise-wide insights, deep expertise, and trusted advice so that across Vanguard leaders and crew drive faster, stronger, risk-informed decisions.
Within GR&S, the Enterprise Security and Fraud (ES&F) sub-division is responsible for the global protection of Vanguard crew, property, data, and client assets. We are the trusted advisors that protect the pride of Vanguard with state-of-the-art security and fraud capabilities. We are a world-class destination of highly engaged, passionate, and diverse talent expected to continuously learn and develop in an ever-changing security landscape.
Our crew are our greatest resource – by joining our team you will build collaborative long-term relationships and enjoy a suite of benefits that includes comprehensive health and wellness care, work-life balance, and an investment in your future at its core.
Job Description
- Support Real-Time Fraud Controls: Develop, implement, and maintain fraud rules and detection strategies for participant transactions (e.g., withdrawals, loans, distributions).
- Monitor & Optimize Performance: Analyze fraud trends, rule performance, and key metrics to improve detection rates and reduce false positives.
- Conduct Data Analysis: Perform deep-dive analyses to identify emerging fraud patterns, vulnerabilities, and control gaps.
- Execute Rule Tuning: Adjust thresholds, logic, and segmentation to optimize real-time decisioning performance.
- Partner Cross-Functionally: Collaborate with Product, Engineering, and Operations to support fraud controls in new features and participant journeys.
- Support Investigations & Insights: Provide analytical support for fraud cases, root cause analysis, and loss mitigation efforts.
- Contribute to Reporting: Develop and deliver clear reporting on fraud trends, losses, and control effectiveness.
- Adhere to Governance: Ensure fraud controls are documented, tested, and aligned with risk and compliance standards.
Qualifications
Required Experience
- 2+ years in fraud analytics, fraud strategy, or financial crimes
- Experience in at least one of the following: Fraud rules management / transaction monitoring Payments fraud, account takeover, or digital fraud risks
- Experience working with cross-functional teams in a matrixed environment
Technical & Analytical Skills
- Strong analytical and problem-solving skills with experience using data to drive decisions
- Proficiency in SQL, SAS Python or other data analysis tools and data visualization tools such as Tableau or Power BI
- Familiarity with fraud rules engines or decisioning platforms (preferred)
- Basic understanding of fraud models or scoring methodologies.
Professional Skills
- Strong written and verbal communication skills
- Ability to translate data insights into clear, actionable recommendations
- Detail-oriented with strong execution focus
- Collaborative mindset with ability to work across teams
Special Factors
Sponsorship
Vanguard is offering visa sponsorship for this position.About Vanguard
At Vanguard, we don't just have a mission—we're on a mission.
To work for the long-term financial wellbeing of our clients. To lead through product and services that transform our clients' lives. To learn and develop our skills as individuals and as a team. From Malvern to Melbourne, our mission drives us forward and inspires us to be our best.
How We Work
Vanguard has implemented a hybrid working model for the majority of our crew members, designed to capture the benefits of enhanced flexibility while enabling in-person learning, collaboration, and connection. We believe our mission-driven and highly collaborative culture is a critical enabler to support long-term client outcomes and enrich the employee experience.
Skills Required
- 2+ years in fraud analytics, fraud strategy, or financial crimes
- Experience in fraud rules management, transaction monitoring, payments fraud, account takeover, or digital fraud risks
- Experience working with cross-functional teams in a matrixed environment
- Proficiency in SQL, SAS, Python or other data analysis tools
- Experience with data visualization tools such as Tableau or Power BI
- Familiarity with fraud rules engines or decisioning platforms
- Basic understanding of fraud models or scoring methodologies
- Strong analytical and problem-solving skills; ability to translate data into actionable recommendations
- Strong written and verbal communication skills
- Detail-oriented with strong execution focus and collaborative mindset
Vanguard Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Vanguard and has not been reviewed or approved by Vanguard.
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Retirement Support — Retirement support appears unusually strong through a 401(k) design that includes a match plus an additional employer contribution, which can materially lift long-term total rewards. HSA seeding and an enhanced employer match further strengthen the savings-and-benefits value of the package.
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Wellbeing & Lifestyle Benefits — Wellbeing and lifestyle support is reinforced by a sizable annual FlexFund stipend that can be applied across many day-to-day categories such as fitness, childcare, and other personal expenses. On-site or virtual clinics and fitness options add practical health and wellness convenience.
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Affordable Benefits — Healthcare and related benefits are positioned as comparatively affordable via heavily subsidized medical plans and broad coverage options. This affordability can offset moderate base pay for employees who place higher value on out-of-pocket cost reductions.
Vanguard Insights
What We Do
We are a community of 30 million who think – and feel – differently about investing. Together, we’re changing the way the world invests. Since our founding in 1975, helping our investors achieve their goals is our sole reason for existence. With no other parties to answer to and therefore no conflicting loyalties, we make every decision—like keeping investing costs as low as possible—with only your needs in mind. Vanguard is one of the world's largest investment companies, offering a large selection of high-quality low-cost mutual funds, ETFs, advice, and related services. Individual and institutional investors, financial professionals, and plan sponsors can benefit from the size, stability, and experience Vanguard offers. As of April 30, 2019, we managed more than $5.6 trillion in global assets. In addition, we have 189 funds in the United States and 225 funds in global markets. For Commenting Guidelines & Important information, visit here: http://vanguard.com/linkedin Vanguard Marketing Corporation, Distributor.
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