Please note that this job requires mandatory relocation to Luxembourg.
About us
Satispay began by rethinking the simple act of a payment to remove the friction from our daily routines. But we didn't stop there. Today, we are building a complete financial platform designed to empower people and concretely improve their lives.
By giving our 6 million users a clear, open path to pay, save, and invest, we are evolving into the definitive destination for every financial need.
What you'll be doing
As our FinCrime AML/CTF Specialist, you’ll be the person who applies expert investigative methodology to resolve high-risk compliance matters, ensuring Satispay’s integrity in an evolving regulatory landscape. Here's what your day-to-day will look like:
Detection & Trend Analysis – Managing Transaction Monitoring (TM) workflows focused on AML typologies, proactively identifying emerging trends, and spearheading the creation of new alerting systems and detection rules to improve overall network security.
Advanced Enhanced Due Diligence (EDD) – Leading deep-dive reviews of high-risk accounts, complex entity ownership structures, and jurisdictional risks.
Specialized Investigations – Conducting thorough Source of Funds (SoF) and Source of Wealth (SoW) investigations, verifying legitimacy through rigorous documentation and data analysis.
High-Stakes Disposition – Performing expert disposition on complex Name Screening alerts (e.g., sanction/PEP hits) that require detailed risk assessment and defensible rationales.
Regulatory Reporting – Consistently preparing, drafting, and finalizing high-quality Suspicious Activity Reports (SARs) for Fraud and AML-centric cases.
Technical Escalation Management – Acting as the primary resource for resolving AML-centric escalations from the wider Monitoring team.
Policy & Intelligence – Supporting the optimization of the AML/CTF policy framework by translating regulatory updates into operational processes and analyzing high-risk typologies to sharpen our controls.
Stakeholder Liaison – Serving as a key contact for internal Legal and Compliance teams and supporting Quality Assurance (QA) reviews for high-risk case dispositions.
Who we're looking for
We need a problem-solver who loves teamwork and gets things done. If you're curious and ready for real ownership, you'll fit in! Does this sound like you?
Experience – You bring 3+ years of experience in a first-line AML operations or specialized compliance role, with proven experience in handling complex entity structures and turning regulatory requirements into actionable procedures.
Regulatory-to-Operational Expertise – An expert understanding of AML Directives, FATF recommendations, and local Luxembourgish AML laws, paired with the ability to operationalize these mandates into detection systems and risk workflows.
Analytical Prowess – Superior critical thinking skills with the ability to synthesize complex, disparate data from internal and external sources (OSINT, company registers, etc.) into actionable conclusions and improved alerting logic.
Reporting Excellence – Exceptional written communication skills for drafting detailed, defensible regulatory reports that clearly articulate the operational risk.
Technical Skills – Proficiency in utilizing external screening databases (e.g., ComplianceAssist) and a deep understanding of how to leverage TM systems and data tools to detect sophisticated typologies.
AML Typology & Flow Mastery – The ability to navigate the highest levels of complexity with full autonomy, identifying hidden risks and designing the flows needed to mitigate them.
Strategic Risk Communication – The ability to act as the definitive voice on AML risks, providing the technical and operational guidance needed to address emerging threats.
Core Values – Unwavering ethical judgment, extreme attention to detail, and the discretion required to handle highly sensitive customer information.
CareAbout: how we support your impact
We move fast, and evolution never stops. It’s a fun ride, but it can be challenging. To make sure our people truly thrive, we’re committed to making their lives easier, both in the office and out in the world. That’s why we created CareAbout:
❤️ Health (Private insurance for you and your family, psychological support with Serenis, mental health workshops)
💰 Financial resources (Stock Option Plan, Meal vouchers, Relocation support if you’re moving countries)
⚙️ Growth and development (Professional development programs, Internal mobility, Language courses with Preply)
🌱 Flexibility (Unlimited PTO, Hybrid working policy*, Flexible working hours)
👨👩👧 Family (Enhanced parental leave, Additional leave for child sickness)
* We embrace three days per week in-office (Tuesday and Thursday + 1 of your choice), with the option to request extra remote time.
Equal opportunity employer
At Satispay, we're proud to be an equal opportunity employer. We celebrate diversity and inclusion, welcoming individuals of all backgrounds. This opportunity is open to everyone, regardless - for instance - of race, colour, religion, sex, gender identity, sexual orientation, and national origin. Join us in a workplace where everyone belongs!
Learn more about us
Our values and pillars aren't just fancy words on a page - they really shape everything we do. Explore them here.
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Skills Required
- 3+ years experience in first-line AML operations or specialized compliance role
- Expert understanding of AML Directives, FATF recommendations, and Luxembourg AML laws
- Proficiency with external screening databases (e.g., ComplianceAssist) and transaction monitoring systems/data tools
- Experience conducting Enhanced Due Diligence on complex entity ownership structures and jurisdictional risks
- Ability to perform Source of Funds (SoF) and Source of Wealth (SoW) investigations
- Strong analytical skills synthesizing OSINT and company register data into actionable conclusions
- Exceptional written communication skills for drafting Suspicious Activity Reports (SARs)
- High ethical judgment, extreme attention to detail, and discretion handling sensitive customer information
- Mandatory relocation to Luxembourg
Satispay Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Satispay and has not been reviewed or approved by Satispay.
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Equity Value & Accessibility — Stock options are granted to all permanent employees with performance-based top-ups, broadening access to ownership. This structure can elevate total compensation beyond base salary.
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Flexible Benefits — A flexible benefits budget in Italy and meal vouchers, alongside relocation support, add tangible, locally relevant value to compensation. These choice-based elements can materially boost take-home value where available.
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Leave & Time Off Breadth — Unlimited paid time off and flexible hours expand time-away and scheduling options. Enhanced parental leave and extra time off for a child’s illness further broaden leave coverage.
Satispay Insights
What We Do
Satispay is a financial platform built around a simple idea: empowering people through finance by bringing your everyday finances into one place. You can pay, save, and invest from a single app, without the complexity that usually comes with financial services. We started in 2015 as a payment network, became an Italian unicorn in 2022, and have kept expanding ever since - into corporate welfare, Buy Now Pay Later, and investing, with debit cards in partnership with Mastercard marking our natural evolution toward banking. Today 6.5 million people and 450,000+ affiliated stores use Satispay: proof of what making financial services accessible to everyone looks like in practice, whether you're paying, getting paid, or managing welfare for a company. Our goal is straightforward: building the most loved platform in the world for managing your financial life. Behind it is a team of 750+ talented people across Europe, and we're still growing. If you'd like to be part of it, take a look at our open roles: https://jobs.ashbyhq.com/satispay?utm_source=ebli
Why Work With Us
Satispay is building the most loved financial platform in the world. 6.5M people and 450,000 shops already run on it. Everyone here holds stock options, so you own a piece of what you build. It's fast and not for everyone. If you want a comfortable seat, skip us. If you want your work to reach millions, come.
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