Credit Provisioning Manager

It's fun to work in a company where people truly BELIEVE in what they're doing!

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Job Description

• Design ever-improving credit loss provisioning methodology (including but not limited to expected loss) that meets the IFRS 9, PSAK 71, and other applicable requirements.
• Analyze internal data, macroeconomics variables, perform calculations, and take decisions on the amount that needs to be provisioned each month based on forward-looking default probability.
• Perform & verify quality control in terms of data quality, reconciliation and analyzing of report results.
• Support the business and risk reporting needs with respect to Credit Quality including, impaired loan levels, provision for credit losses, write-offs etc.
• Write analysis and review the preparation of the Group Risk Management Quarterly & Annually Credit Provisioning Report.
• Support Enterprise Risk, Compliance, and Accounting & Finance in analyzing and reporting loan losses, impaired loans, allowances, write-offs, and recoveries. Investigate, analyze and respond to ad-hoc portfolio information requests.
• Responsible for the ongoing interpretation of policies and guidelines issued by the accounting and regulatory bodies.
   

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Requirements

• Min. 5 years experience, with a minimum 2 years in directly managing credit provisioning projects and BAU activities
• Experience in bank/credit/loan/BNPL companies, and familiarity with the latest PSAK/IFRS standard is a must
• Experience in Big 4 accounting firms is a plus
• Experience working in a multi functional environment (e.g. product, growth, data, risk, ops), including external stakeholders (e.g. auditor, regulator)
• Fluency in English is required
• At least Bachelor's degree in Business, Economics, Accounting or Finance
   

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If you like wild growth and working with happy, enthusiastic over-achievers, you'll enjoy your career with us!