SUMMARY:
The FIU Analyst assists and supports the Financial Intelligence Unit (FIU) within the Fraud, Bank Secrecy Act and Security Admin Department by investigating and protecting the Bank from known or suspected internal and external criminal activities, including fraud, money laundering and BSA issues. This is an entry level position and is responsible for ongoing monitoring of accounts and transactions to help the Bank to identify unusual activity and in addition, will need to be able to identify normal and suspicious transactional activity. This position will be responsible for maintaining and ensuring compliance with the Bank Secrecy Act (BSA) regulations. The position will analyze transactions identified by the Bank’s Fraud/AML systems as potential money laundering, terrorist financing, and/or fraudulent activity.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Investigates and analyzes system generated BSA/AML/Fraud alerts in our monitoring system for evidence of suspicious activity.
Creates cases from alerts for further review by investigators/supervisors.
Contacts with banking center personnel and external customers on suspect items.
Reviews Customer Due Diligence forms and CIP Records for completeness.
Analyzes customer history to ensure transactions are in line with expected activity.
Ensures that regulatory, legal, and bank requirements are met. You will be expected to:
complete all assigned compliance training in a timely manner
attend educational sessions, seminars and advanced training courses
attend and participate in team/department staff meetings
OTHER REQUIREMENTS:
Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the Bank's policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing. This position will be responsible for maintaining and ensuring organizational compliance with the Bank Secrecy Act (BSA) regulations.
Willingness to provide a level of service which will clearly differentiate us from our competitors.
Professional demeanor in appearance, interpersonal relations, work ethic and attitude.
Must make decisions and take appropriate action on less complex issues related to customer accounts to minimize fraud losses.
Must possess the ability to make logical interpretation of account activity.
Prepare and document review findings in a concise manner.
Possess clear, concise, effective written and oral communication skills to effectively express thoughts, ideas and concepts to bank employees, bank customers and others outside the Bank when necessary.
Must be organized and efficient.
Ability to manage alert volumes
Ability to achieve monthly individual targeted performance goals.
Strong ability to handle multiple tasks and prioritize assignments.
Assumes various duties as assigned by the department manager.
Must possess great attention to detail
Ability to maintain confidentiality.
Ability to adjust to a rapidly changing environment.
Must have strong analytical and problem solving skills.
Must possess a willingness to learn other assigned duties.
Must be proficient in Microsoft Office products, including Outlook, Word and Excel.
Also requires familiarity with internet research.
Ability to perform internet and bank systems research.
Ability to learn and use in-house software monitoring system.
Must have proven propensity to learn new technologies and new skills quickly.
Ability to effectively use technological resources for meetings, coaching, and training.
ADDITIONAL INFORMATION:
The wage range for the FIU Analyst position is $23.00-$26.00 an hour and eligible for approved overtime. The position includes 17 days of PTO (Paid Time Off) and 5 days of STD (Short Term Disability) and 11 annual paid holidays.
WesBanco has an excellent benefits package to include medical, dental, and vision, Health Care Flexible Spending, Dependent Care Flexible Spending, Transportation Fringe Benefit Plan, Group Life, Long Term Disability, Optional Life, access to voluntary benefit products such as Cancer, Term & Universal Life, Accident, Short-Term Disability and Critical Illness policies, and other ancillary benefit products. WesBanco also offers 401(k) with employee match.
Preferred QualificationsBachelor’s Degree or four years banking experience or an equivalent combination of education and experience required.
2+ years of Banking experience preferred with a focus on BSA/AML or Operations a plus.
Bank Secrecy Act, Anti-Money Laundering, Fraud or Compliance related experience preferred.
Skills Required
- Bachelor's degree, four years of banking experience, or an equivalent combination of education and experience
- 2+ years of banking experience, preferably focused on BSA/AML or operations
- Experience related to the Bank Secrecy Act, anti-money laundering, fraud, or compliance
- Proficiency with Microsoft Office products, including Outlook, Word, and Excel
- Familiarity with internet research and bank systems research
- Ability to learn and use the in-house software monitoring system
- Strong analytical, problem-solving, written communication, organizational, and multitasking skills
- Ability to maintain confidentiality and manage alert volumes
WesBanco Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about WesBanco and has not been reviewed or approved by WesBanco.
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Healthcare Strength — Medical, dental, and vision options are paired with employer-paid long-term disability and basic life/AD&D tied to salary. Eligibility generally begins the first day of the month after hire, enhancing near-term coverage.
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Retirement Support — A defined 401(k) match with immediate vesting and auto-enrollment supports long-term savings. Clear eligibility timing and contribution structure make the benefit straightforward to access.
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Leave & Time Off Breadth — PTO is available for full- and part-time employees, with observation of most Federal Reserve Bank holidays. Some materials also highlight floating holidays and rejuvenation days that broaden time-off options.
WesBanco Insights
What We Do
Founded in 1870, WesBanco, Inc. (www.wesbanco.com) is a diversified and balanced financial services company that delivers large bank capabilities with a community bank feel. Our distinct long-term growth strategies are built upon unique sustainable advantages permitting us to span eight states with meaningful market share. Built upon our ‘Better Banking Pledge’, our customer-centric service culture is focused on growing long-term relationships by pledging to serve all personal and business customer needs efficiently and effectively. In addition to a full range of online and mobile banking options and a full-suite of commercial products and services, WesBanco provides trust, wealth management, securities brokerage, and private banking services through our century-old Trust and Investment Services department. WesBanco's banking subsidiary, WesBanco Bank, Inc., operates branches and offices in eight states Additionally, WesBanco operates an insurance agency, WesBanco Insurance Services, Inc., and a full service broker/dealer, WesBanco Securities, Inc.
