Financial Controller

Who are we?

Founded by entrepreneurs in 2021, Fincentify is a financial holdings company focused on acquiring, operating, and growing best-in-class financial services companies. As a permanent holding company with a long-term vision, Fincentify takes a long-term orientation and leverages its expertise in financial services to identify catalysts to drive business growth in its respective sectors. Its operating businesses include financial services platforms serving customers across Canada and the United States.

About the role

We are seeking a hands-on Financial Controller to lead the accounting function and own financial reporting, internal controls, and treasury across a multinational financial-holdings structure.

Reporting to the CEO, the Financial Controller is both a technical accounting leader and a business partner — accountable for the integrity of the numbers, the strength of the control environment, the timeliness and accuracy reporting, and the financial insight that supports operating and strategic decisions.

This is a high-impact role with opportunity for growth. Suitable for an individual is comfortable in a fast-growing organization, can own consolidation across multiple entities, and can build scalable processes as the business grows organically and through acquisitions.

What you'll do

• Own day-to-day accounting operations — general ledger, accounts payable, accounts receivable, and payroll.

• Lead the monthly, quarterly, and annual close on a disciplined timetable, ensuring results are complete, reconciled, and reliable.

• Maintain the chart of accounts, accounting policies, procedures, and supporting working papers across the group.

• Prepare, review, and present accurate consolidated and entity-level financial statements and management reporting packages.

• Deliver clear analysis of business performance, unit economics, margins, and portfolio trends across operations.

• Lead budgeting, forecasting, rolling re-forecasts, and cash-flow planning, with variance analysis against plan to support short- and long-term decision-making.

• Own the accounting for consumer-lending receivables, including loan-origination recognition, fee income, and the allowance for expected credit losses / doubtful accounts.

• Maintain and document the loss-provisioning methodology; analyze charge-offs, attrition, and portfolio performance, and ensure the carrying value of receivables is appropriately stated.

• Reconcile platform, payment-processor, and banking data to the general ledger, including funds-flow across escrow and settlement accounts.

• Oversee cash management, liquidity planning, funding of the operating businesses, and banking and treasury functions across currencies.

• Design, maintain, and continually strengthen internal controls and financial procedures appropriate to a regulated financial-services group.

• Act as the primary contact for external auditors on annual audits and reviews, prepare audit schedules, and resolve management-letter items.

• Oversee indirect and corporate tax compliance (HST/GST, U.S. sales/use tax, and others) with support from external tax advisors.

What we're looking for

• CPA designation; or a U.S. CPA designation is a strong asset.

• 5+ years of progressive accounting experience, including 2+ years in a Controller or senior accounting role.

• Hands-on experience with internal controls, external audit coordination.

• Advanced Excel and experience with an ERP / accounting platform (e.g., NetSuite, Sage Intacct, Microsoft Dynamics, QuickBooks, or similar).

• Sound analytical judgment, strong attention to detail, and the ability to partner across operations, product, and leadership.

Nice to have

• Multi-entity and intercompany consolidation experience.

• Experience in financial services (consumer or commercial credit, payments, or related).

• Familiarity with loan-loss provisioning / expected-credit-loss models and lending-receivables accounting.

• Exposure to cross-border tax and intercompany structuring (Canada/U.S.).

• Familiarity with payment-processor, banking-API, or platform data reconciliation.

• Demonstrated track record of automation or systems-implementation projects.

How we work

• Outcome-driven: individuals are accountable for results and real impact, not time spent, or effort exerted.

• Direct feedback: we value and expect clear, candid communication among all team members.

• Velocity and discipline: high throughput, but never at the expense of correctness or reliability.

• Data over ego: debates are won through evidence and reasoning, not titles or emotions.

• A small, focused team made up of high performers.

Compensation & Benefits

• Competitive base salary.

• Individual performance bonus and profit sharing.

• Comprehensive health, dental, and vision coverage.

• Paid time off.

Total target compensation: CAD $105,000 – $180,000