Financial Analyst

Posted 5 Days Ago
New York, NY
100K-120K Annually
1-3 Years Experience
Artificial Intelligence • Fintech • Payments • Retail • Financial Services • Big Data Analytics
Kafene helps retailers offer flexible purchase options through simple, consumer-friendly lease-to-own agreements.
The Role
The Financial Analyst will be responsible for financial reporting and analysis, accounts payable management, sales tax tracking, month-end close support, and general ledger oversight. This role involves supporting FP&A functions, developing accounting processes, and collaborating cross-functionally to provide financial insights, helping drive strategic initiatives and company growth.
Summary Generated by Built In

Kafene is a leading point-of-sale financing partner dedicated to empowering flexible ownership solutions for underserved customers nationwide. By enabling our retail partners to offer flexible lease-to-own (LTO) purchase options for prime and nonprime consumers, Kafene helps merchants grow their customer base and meet the growing demand for furniture, appliances, electronics, tires, and other durable goods. Utilizing more than 20,000 data inputs in tandem with cutting-edge AI and machine learning technologies, our platform creates a best-in-class experience for both merchants and customers. With over $250 million in sales since inception, we are rapidly growing and looking to expand our team.


We take pride in fostering a dynamic workplace culture that values collaboration, innovation, and mutual support. Our team of 100 is spread between a NYC headquarters, a Wilmington office, and fully remote staff across the country. Last year, we were selected for Built In Startups to Watch and Forbes' Best Startup Employers.


We are seeking a Financial Analyst to join our dynamic team. This is a highly visible and critical role that will contribute to scaling Kafene’s financial operations and driving strategic initiatives forward, with excellent opportunities for growth. The ideal candidate will have expertise in strategic finance and accounting, along with strong analytical abilities, organizational skills, attention to detail, and excellent communication. Reporting to the Corporate Controller and the Director of Finance, this role offers significant cross-functional opportunities to take on additional responsibilities as needed.

Key Responsibilities:

  • Financial Reporting and Analysis: Provide detailed financial reports and analyzes to support the Finance team, senior leadership, the board of directors, and external stakeholders. Ensure accuracy and compliance in all financial statements and reports.
  • Accounts Payable Management:
  • Oversee timely and accurate payment of invoices and proper expense coding.
  • Manage new vendor onboarding and W9 collection to ensure tax compliance.
  • Sales Tax Management:
  • Track, process, and document sales tax records and payments.
  • Reconcile sales tax liabilities and ensure compliance with state and local regulations..
  • Month-end Close Support: Assist in the month-end close by preparing journal entries, conducting reconciliations, maintaining schedules, and analyzing variances.
  • General Ledger Oversight: Conduct thorough reviews of general ledger activity for accuracy and resolve discrepancies proactively.
  • Computer Fixed Assets Tracking and Management: Manage and track fixed assets, ensuring proper recording, depreciation, and allocation
  • FP&A Support: Support Finance Director in the FP&A function by helping to develop financial forecasts, analyzing financial performance, and preparing variance analyses. Assist in creating and managing budgets, providing insights for decision-making, and ensuring alignment with company financial goals.
  • Development of Accounting Processes: Assist in developing and scaling FP&A and accounting processes, systems, and controls to support business growth. Help document and refine accounting policies and procedures.
  • Cross-Functional Collaboration: Work closely with analytics, engineering, risk, and finance teams to provide financial insights and support decision-making processes.
  • Ad-Hoc Financial Support: Assist in ad-hoc financial analyses and special projects, including M&A and other strategic initiatives. Provide financial expertise to support business objectives.

Core Skills and Qualifications:

  • 1-3 years of experience in accounting, finance, business analytics, or financial analysis.
  • Bachelor’s degree in Accounting, Finance, or a quantitative field is required.
  • Advanced proficiency in Excel (e.g., pivot tables, VLOOKUP) and Google Sheets.
  • Proficiency in SQL and willingness to learn is essential.
  • Familiarity with GAAP accounting principles.
  • Experience with QBO and NetSuite tools is preferred.
  • Exceptional analytical skills, with the ability to analyze large data sets, understand complex business needs, and propose tailored solutions.
  • Ability to work both collaboratively and independently, prioritize and manage multiple tasks, and adapt to a fast-paced environment.
  • Strong attention to detail, along with excellent communication and organizational skills.

Compensation & Benefits:

  • Earn a competitive base salary ranging from $100,000 to $120,000.
  • Healthcare: We prioritize your well-being by covering 80% of medical, dental, and vision insurance costs, including coverage for your spouse, children, and other dependents.
  • Retirement Benefits: Begin planning for your future from day one with our 401k plan.
  • Paid Time Off: We understand the importance of work-life balance. That's why we offer flexible paid time off days starting from day one of your employment.

Kafene is an equal-opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, and other legally protected characteristics. If you are applying for a job in the U.S. and need a reasonable accommodation for any part of the employment process, please send an e-mail to [email protected] and let us know the nature of your request and contact information. Please note that only those inquiries concerning a request for reasonable accommodation will be responded to from this email address.

The Company
HQ: New York City, NY
120 Employees
Hybrid Workplace
Year Founded: 2019

What We Do

Kafene is a cutting-edge digital platform used by thousands of merchants at the point-of-sale to help offer underserved consumers more flexible purchase options through transparent lease-to-own (LTO) agreements that help retailers of furniture, appliances, electronics, tires and other goods meaningfully broaden their addressable market. Kafene utilizes more than 20,000 data inputs in tandem with best-in-class artificial intelligence and machine learning technologies to underwrite, approve using efficient risk-based pricing, and enable payment in a near-instantaneous manner, while creating a best-in-class customer experience.

Why Work With Us

We create a win-win for consumers and retailers alike by offering debt-free, credit-building financing to an underserved consumer while helping retailers reach new customer segments. Our mission of doing well by doing good underlies everything about the culture we’ve built.

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