What You’ll Do
- Build and maintain financial models (cash flow, P&L, and performance projections).
- Analyze credit portfolios to identify trends, risks, and opportunities.
- Evaluate portfolio health: which groups generate profit, which segments lose money, and why.
- Create dashboards and key indicators that reflect the company’s financial performance.
- Research the performance of comparable companies and the overall stats of the Brazilian credit market.
- Support leadership with reports and insights on asset profitability and funding needs.
- Collaborate cross-functionally with data, risk, and finance teams to ensure financial accuracy and transparency.
- Project and model the company’s cash flow, creating a clear view of liquidity and key financial health indicators.
What you need to succeed:
- Strong background in financial modeling (Excel / Google Sheets).
- Understanding of credit portfolio analysis (preferably in financial institutions or lending environments).
- Knowledge of SQL for data extraction and validation.
- Self-directed, analytical, and curious — someone who questions, investigates, and wants to understand the “why” behind the numbers.
Bonus Points:
- Experience or internship in investment banking, corporate finance, research, or private equity is a strong plus.
- Familiarity with Python for automation or data analysis.
- Passion for investments, financial health, and business performance metrics.
- Advanced English
Top Skills
What We Do
We are democratizing the payments industry in Brazil, by empowering entrepreneurs through technological, inclusive, and life-changing solutions. Based in Brazil, CloudWalk is a high-end global payment network built on modern technology and proprietary blockchain, focused in bringing a revolution to the payment ecosystem for small and medium-sized businesses. As a unicorn, the company has provided its customers with more than R$ 1 billion in savings by charging fair fees on its transactions and is now present in more than 300.000 businesses across 5.000 brazilian cities. With investors such as the Valor Capital Group, HIVE Ventures and Coatue, the company has already raised US$ 365.5 million in investments and R$3.4 billion in FDICs for anticipation of receivables in its network of financial solutions. In 2022, it was the only brazilian fintech to be featured in the "The Retail Tech 100" ranking by CB Insights, on the "Protection Solutions for Payments and Frauds".

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