Help shape how we price and forecast auto lending profitability at scale. In this role, your analysis will influence key assumptions that impact long-term loan and lease performance. You will collaborate across finance, treasury, pricing, and risk to align inputs, strengthen controls, and improve reporting. You will also support platform simplification and automation that make our processes faster and more transparent.
As a Financial Analysis Senior Associate on the Chase Auto Treasury team, you will work with stakeholders across finance, the Chase Auto business, and risk organizations. You will partner with Consumer & Community Banking Treasury, Chase Auto Pricing, and the Chase Auto CFO teams to analyze and align on pricing inputs to models and applications. You will also contribute to transformation efforts to simplify the platform and support price optimization. You will support the Chase Auto Proforma reporting process, which reflects the lifetime profitability of loans and leases, and conduct analysis to support assumptions and forecasted inputs.
Job Responsibilities
- Support initiatives to enhance methodologies and forecasting of key inputs used in the Proforma process to optimize Chase Auto’s pricing
- Execute components of monthly financial reporting processes and deliverables
- Partner with cross-functional teams (Treasury, Pricing, CFO, Business, Risk) to analyze and align on pricing inputs to models and applications
- Draft and maintain Business Requirements Documentation (BRDs) for technology teams; support intake, implementation, and change delivery
- Perform ad hoc analyses to determine impacts on profitability driven by changes in the business or market
- Prepare clear updates and presentation materials on the impacts of proposed changes to Proforma profitability for stakeholder and leadership review; deliver findings to a variety of audiences
- Support process enhancement and automation efforts to reduce processing time and improve controls
- Support governance and controls, including monitoring data integrity and participating in a robust testing environment
Required Qualifications, Capabilities and Skills
- Bachelor’s degree in Finance, Accounting, Economics, Statistics, Mathematics, Engineering, Computer Science, or a related analytical field
- 4+ years of experience in finance, analytics, accounting, FP&A, data/BI, or a closely related analytical role
- Ability to interpret financial data and communicate insights clearly (e.g., drivers of profitability and impacts of assumption/input changes)
- Advanced Excel skills (e.g., PivotTables, VLOOKUP/XLOOKUP, nested IF logic, and familiarity with INDEX/MATCH or equivalent approaches); ability to build and maintain repeatable analysis templates
- Strong PowerPoint skills; ability to synthesize analysis into clear, leadership-ready materials
- SQL: ability to run and adapt basic queries to pull, validate, and reconcile data (deep SQL expertise not required)
- Strong analytical and problem-solving skills with attention to detail
- Strong interpersonal skills; ability to work across a matrixed, cross-functional organization
- Ability to manage multiple priorities in a fast-paced environment with tight deadlines
- Strong written and verbal communication skills
Preferred qualifications, capabilities and skills
- Experience with Alteryx
Additional Information
To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co. will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit, including optional practical training (OPT) or curricular practical training (CPT). This role is not eligible for relocation assistance.
About UsChase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
About the TeamSkills Required
- Bachelor's degree in Finance, Accounting, Economics, Statistics, Mathematics, Engineering, Computer Science, or a related analytical field
- 4+ years of experience in finance, analytics, accounting, FP&A, data/BI, or a closely related analytical role
- Ability to interpret financial data and communicate profitability insights and impacts of assumption or input changes
- Advanced Excel skills, including PivotTables, VLOOKUP/XLOOKUP, nested IF logic, and INDEX/MATCH or equivalent approaches
- Ability to build and maintain repeatable analysis templates
- Strong PowerPoint skills and ability to create leadership-ready materials
- Ability to run and adapt basic SQL queries to pull, validate, and reconcile data
- Strong analytical and problem-solving skills with attention to detail
- Strong interpersonal skills and ability to work across a matrixed, cross-functional organization
- Ability to manage multiple priorities in a fast-paced environment with tight deadlines
- Strong written and verbal communication skills
- Experience with Alteryx
JPMorganChase Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about JPMorganChase and has not been reviewed or approved by JPMorganChase.
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Healthcare Strength — Medical, dental, vision, and mental-health coverage are broad, with wellness incentives, on-site or virtual care, and an EAP offering coaching and counseling. Plan materials emphasize accessible options, including multiple medical choices and tools to manage costs.
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Parental & Family Support — Paid parental leave extends up to 16 weeks for all parents, supplemented by paid Critical Caregiver Leave. Family resources include backup childcare via Bright Horizons, lactation support and milk-shipping, family-building assistance, and even a free five-month SNOO rental for newborns.
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Retirement Support — Retirement programs include a 401(k) with an annual company match and automatic pay credits for most employees, with a legacy pension available to earlier hires. An Employee Stock Purchase Plan at a 5% discount further supports long-term savings.
JPMorganChase Insights
What We Do
JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products. Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com. ©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.
Why Work With Us
Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.
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