Financial Analysis - Business Banking Lending Finance & Pricing - Senior Associate

Job Description
You will play a key role in working closely with risk partners in developing the risk appetite P&L for Lending Business within Business Banking. Additionally, you will be part of the team to develop Retail Valuation Framework (RVF) in partnership with the Credit Risk Team. This role requires strong analytical expertise, financial knowledge, and collaboration with internal teams to balance risk and growth.
As a Senior Associate in Financial Analysis on the Business Banking Lending Finance & Pricing Team, you will be responsible in contributing to the newly created 1st line credit function for the Business Banking organization. You will also be responsible for monitoring of financial results, and support of pricing strategy. You will report directly to the Business Banking Retail Finance Lead.
Job Responsibilities:

• Conduct detailed quantitative analysis and design analytical frameworks to forecast key account performance and profitability measures, including Return on Equity (RoE).
• Contribute in developing pricing strategies in collaboration with credit and product strategy, translating product and margin goals into actionable pricing roadmaps, and creating test plans for each portfolio.
• Collaborate with Product, Risk, Fraud, and Collections teams to execute strategies that achieve credit goals.
• Develop and implement metrics to track portfolio performance and contribute to reporting dashboards for senior leadership.
• Create, maintain, and enhance multi-year financial models to assess the impact of strategic decisions on the Profit & Loss (P&L) statement.
• Perform in-depth data analysis to produce clear insights that translate into financial impact.
• Work with leadership to set achievable financial targets aligned with long-term goals.

Required Qualifications, Capabilities and Skills:

• Bachelor's degree in finance-related or quantitative field
• 4+ years of experience in consumer lending, treasury, finance, or P&A at a financial services firm
• Strong aptitude in Microsoft Excel and Alteryx platform
• Ability to create financial models, reporting, and repeatable processes

Preferred Qualifications, Capabilities and Skills:

• Experience with a lending P&L is a plus
• Experience using SAS/SQL is a plus

About Us
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
About the Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.
Global Finance & Business Management works to strategically manage capital, drive growth and efficiencies, maintain financial reporting and proactively manage risk. By providing information, analysis and recommendations to improve results and drive decisions, teams ensure the company can navigate all types of market conditions while protecting our fortress balance sheet.