Overview
Analyzes and evaluates documentation received from Correspondent customers to clear underwriting conditions identified by the Underwriter.
Job Description

• Follow established guidelines to determine if the documentation is sufficient to satisfy underwriting guidelines.
• The review requires analysis, assessment and conclusion regarding the serviceability and salability of the loans reviewed.
• Reviews should contemplate Fraud and all "red flags" addressed or escalated as appropriate.
• Input any required information into the underwriting module accurately and within established time frames.
• Revise underwriting conditions so as to communicate any stipulations to the client in a clear and concise fashion.
• Meet all established quantity objectives while maintain quality standards
• Perform other related duties as required and assigned
• Demonstrate behaviors which are aligned with the organization's desired culture and values

Ideal Candidate will have the following:

• Solid knowledge of mortgage underwriting conditions and of basic automated underwriting systems.
• Extensive knowledge of conventional conforming & high balance, FHA, VA guidelines.
• Knowledge of mortgage laws and regulations.
• Knowledge of state and federal agency mortgage loan guidelines and regulations helpful.
• Organized and detail oriented.
• Ability to effectively prioritize workload and meet deadlines.
• Must maintain confidentiality of sensitive information.
• Strong communication skills, both verbal and written.
• Willing to speak up, voice opinions and offer constructive advice in a professional manner.
• Must be highly proficient in Excel and Word
• Must be a team player with strong attention to detail and able to work independently
• Proven track record at delivering timely and accurate information in a fast-paced environment
• Excellent critical thinking, problem solving, mathematical skills and sound judgment
• Financial Services and, if possible, mortgage industry experience preferred
• Strong business acumen and ability to interface with executive management