Backend Engineer, Risk
About the role
As a member of the Risk Engineering team, you will help us build up our risk architecture and platform that allows us to better understand and protect our members. You will work on risk system architecture and work closely with our machine learning and Risk Operations team. This position will span a large range of the tech stack from new API architecture to the execution of new microservices that power relevant domains.
This job cannot be performed in the state of Colorado.
In this role, you can expect to
- Design and implement APIs working closely with the mobile team to ship product efficiently
- Design, develop, test, refactor and scale backend implementations of new and existing consumer product features
- Work closely with our product team to launch new features
- Develop thoroughly tested code and conduct quality assurance on all new code alongside our QA team
- Collaborate effectively with other technology teams and architects to solve complex problems spanning their respective areas
- Work in a team as well as independently and deliver on aggressive schedules and goals
To thrive in this role, you have
- Proven experience with Ruby on Rails or comparable languages and frameworks
- Experience using GraphQL is a huge plus
- A minimum of 4 years developing software in a production environment at scale
- Rigor in A/B testing, test coverage, and web best practices
- Exposure to architectural patterns of a large, high-scale web applications
- Start-up experience as a plus!
A little about us
We created Chime because we believe everyone deserves financial peace of mind. By eliminating unnecessary fees and helping people grow their savings automatically, we’ve empowered millions of Americans to take control of their finances.Â
Chime is the largest and fastest-growing U.S. player in the challenger-banking space. Through our banking partners, we offer access to bank accounts with fee-free overdraft, provide members the chance to receive early access to their paychecks, help them improve their credit, and more!
We've built one of the most experienced leadership teams in Fintech and were recently valued at over $14.5B. We've raised over $1B in funding from leading investors including DST, Coatue, Tiger Global, General Atlantic, Iconiq, Dragoneer, Menlo, Whale Rock, Access, Forerunner, Crosslink, Cathay, aCrew, and others.Â
What we offer
- đź’° Competitive salary based on experience
- ✨ 401k match plus the usual medical, dental, vision, life, and disability benefits
- 📝 Quarterly stipend to spruce up your home officeÂ
- 🏝 Generous vacation policy and company-wide Take Care of Yourself DaysÂ
- đź–ĄÂ Virtual events to connect with your fellow Chimers- think cooking classes, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!
- 💚 A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help create a completely new kind of banking service
We know that great work comes from great, and inclusive teams. At Chime, we specifically look for individuals of varying strengths, skills, backgrounds, and ideas. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.
We hire candidates of any race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, Veteran status, and any other status. Chime is proud to be an Equal Opportunity Employer and will consider qualified applicants with criminal histories in a manner consistent with federal, state, and Cook County ordinances. If you have a disability or special need that requires accommodation, please let us know. To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice.Â