Position Summary
The role of the E-Services Representative is to process transactions and exception items originated through electronic channels and provide phone and e-mail support to both internal and external members for items originated through electronic channels such as ACH, Wires, Share Drafts, ATM, Debit and Credit Card transactions and electronic payment products such as CU Wallet, RDC, Bill Pay, Instant Payments, P2P payments, and Funds Transfer. Individuals must be self-directed, motivated and have the ability to meet deadlines. The representative must also be willing to take ownership and be proactive in finding creative solutions to problems when they arise.
Duties and Responsibilities
- Process electronic exceptions items related to Share drafts, ATM Check Deposits, ACH debits and credits, and SEG exception payroll.
- Initiate outgoing wire transfers and post incoming wire transfers via Payments Exchange and/or Fedline Advantage.
- Provide phone and e-mail support to internal and external members. Must be able to troubleshoot problems and provide solutions that meet the member’s needs.
- Monitor, review and facilitate electronic transactions for members through multiple channel admin sites including but not limited to: CU Wallet, Funds Transfer, Peer-to-Peer Payments, Remote Deposit Capture, Home Banking, Bill Pay and online payments.
- Work with the VP of E Services, IT, internal stakeholders and third-party business partners to implement new projects and updates, request enhancements, and improve functionality of the organization’s digital channels.
- Provide monthly reports and track trends across channels to the VP of E Services and internal stakeholders.
- Balance daily and monthly general ledger accounts. Post manual entries as deemed necessary to member’s accounts to prevent losses to the credit union.
- Upload and download transaction, payment, and image files.
- Process and issue new and replacement debit and credit cards.
- Review reports related to ATMs, Credit and Debit Card portfolio.
- Monitor card compromises and provide member notification when appropriate.
- Prepare monthly reports related to ATM and card program performance.
- Monitor monthly vendor billing and department invoices. Provide explanations for variances of monthly general ledger balances.
- ATM maintenance and service including monitoring the daily performance for our proprietary ATM’s.
- Proactively write procedures for E-Services and branch operations staff.
- Comply with BSA regulations when performing all job requirements, and stay abreast of updates/requirements of BSA/OFAC/CIP through completion of training courses assigned annually by supervisor.
- Serve as backup for Fraud Specialist
- Perform other duties as assigned.
Knowledge
- General understanding of Credit Union membership.
- Knowledge of related computer applications.
Skills
- Computer skills with the ability to handle extensive data entry in an accurate and timely manner.
- Attention to detail and accuracy.
- Organizational skills.
- Analytical skills.
- Customer service skills.
- Professionalism and tact.
- Excellent written and verbal communication skills
Abilities
- Ability to work under general supervision to accomplish goals and meet deadlines.
- Ability to multitask
- Ability to maintain confidentiality with member information.
Experience
- 2 or more years of related experience in electronic payments with a financial institution.
Education
- High school diploma or its equivalent.
Skills Required
- Two or more years of related experience in electronic payments with a financial institution
- High school diploma or equivalent
- Computer skills and ability to perform extensive data entry accurately and timely
- Attention to detail and accuracy
- Organizational and analytical skills
- Customer service skills
- Excellent written and verbal communication skills
- Ability to multitask, meet deadlines, work under general supervision, and maintain confidentiality
- General understanding of credit union membership and related computer applications
What We Do
Making a positive difference in the lives of others – that is what we do here every day. Life can be challenging, but it is easier when we are surrounded by people who care and support us. At PrimeWay Federal Credit Union, we have been helping enable members’ dreams since 1937. Whether that dream is buying a new home, being debt free or starting a new business, the professionals at PrimeWay care and are here to help. PrimeWay is a not-for-profit financial cooperative with multiple branches, local to the Houston area (including Harris County, Fort Bend County and Washington County). At PrimeWay we believe that the best way to build strong communities is to help the families in our community create their own financial strength. Through a combination of a knowledgeable professional team, technology and a full suite of accounts and loans, we help families and small business owners reach their dreams. Like many financial institutions you can find everything you need at PrimeWay from some of the best checking accounts to great loan rates and terms on autos, mortgages, home equity, business accounts and more. The difference is our team. We take pride in our work, are always looking to improve, and want to make this corner of the world just a little bit better. Along the way, we believe it is important to support one another, help each other grow professionally and have fun!
