Join our fast-paced, growing company and further your career with Maverick Payments, where you can thrive, your ideas are valued, and your colleagues feel more like family than coworkers!
About Us:
Maverick Payments is a family-owned and privately held full-service payment provider. Located in Calabasas, California, Maverick has created innovative technology designed for sales organizations, such as ISO’s and ISV’s, looking to monetize payments by reselling our white-labeled payments stack. Our payment products include merchant acquiring services, a proprietary gateway, ACH processing, fraud & chargeback tools, analytics, and other value-add services. Maverick’s team includes underwriting, risk management, compliance & legal, technology & product development, on-boarding, customer support, information technology, and more.
About the Position:
Working under the direction of the Sr. Director, Risk, the Director, ACH is responsible for the oversight of merchant accounts to identify, investigate and mitigate activity that represents financial risk to the Company based on Company guidelines.
- Manages the oversight of the ACH Origination Program and supports the ACH operational functions as needed.
- Monitor ACH activity for merchant portfolio(s) and examine for abnormalities, providing detailed analysis to management regarding portfolio performance.
- Ensuring all merchant activities for compliance with applicable laws, rules, regulations, and policies and recommend appropriate actions.
- Expert in reviewing and analyzing financial, credit and publicly available information to support actions and decisions including assessing and evaluating business model risk and exposure by evaluating merchant industry type, volume, refunds, delivery time frames and return rates.
- SME for all aspects of ACH program.
- Managing existing and new policies as they relate to ACH and industry compliance
- Conduct internal and external audit and assessments, addressing any recommendations or findings.
- Developed and performed ACH training programs companywide and specific role use.
- Monitoring the effectiveness and efficiency of the program, technology, tools, and processes, recommending as with limited oversight.
- Supporting specialized projects on an as-needed basis as directed by Company leadership.
- Monitored industry trends and develop strategies for growth for ACH.
- Business partners review and oversight for acceptance, requirements, and pricing.Support diverse tasks within established rules/limits, which may include escalations from other employees and departments.
- Other duties as assigned
- High School Diploma or equivalent.
- 10+ years of experience engaged in ACH Merchant Risk Program management including monitoring ACH return ratio, POA reviews, remediation, ACH audits, and BSA/AML audits.
- Experience with high-risk payment processing and analyzing high risk vertical spreads.
- Bachelor’s Degree, Finance, Business Administration, or similar.
- Experience with high-risk ACH payment processing preferred.
- AAP, APRP or similar certification a plus or willingness to get certified (Sponsored by Maverick.
- Competitive Salary, Bonuses and Incentives.
- Comprehensive employer sponsored health, vision, and dental insurance programs.
- Paid time off, Paid Sick and Paid Holidays.
- 401K plan with up to a 4% matching contribution.
- Commitment to Career Development and Advancement.
- Employee Recognition Programs & Company Sponsored Events
- Vibrant Office Culture, Team Building, Birthdays, Work Anniversaries, Snacks, and more!
This position will report in office for candidates near Greater Houston or Los Angeles, areas.
Remote candidates considered in the following states:
AZ, CA (Outside of LA Metro area), CO, FL, GA, ID, IN, KS, KY, MA, MD, ME, MI, NC, NH, NJ, NV, NY, OH, OR, PA TN, TX (Outside Houston Metro), UT, VA, WA.
Skills Required
- High school diploma or equivalent
- 10+ years of experience managing ACH merchant risk programs, including ACH return ratio monitoring, POA reviews, remediation, ACH audits, and BSA/AML audits
- Experience with high-risk payment processing and analysis of high-risk vertical spreads
- Bachelor’s degree in Finance, Business Administration, or a similar field
- Experience with high-risk ACH payment processing
- AAP, APRP, or similar certification, or willingness to obtain certification
What We Do
Maverick Payments is a full-service payment processor with innovative technology designed for partners looking to monetize payments by reselling our white-labeled payments stack. Quickly go to market with minimal to no cost or risk - all with building your brand while leveraging our infrastructure. With our merchant acquiring services, proprietary gateway, ACH processing, fraud & chargeback tools, analytics, and other value-add services, we offer a true all-in-one solution geared for sales organizations, such as ISVs, developers, ISOs, and agents looking to generate payments revenue in a scalable method with no investment or risk burden. Our dashboard is an end-to-end system with a complete API, digital onboarding, portfolio management, sub-reseller and user management, support ticketing, and so much more – your turnkey platform to go to market as a payments provider under your brand while utilizing Maverick’s back-end systems. With its headquarters in Los Angeles, Maverick's FSP infrastructure means all operations are handled in-house including underwriting, risk monitoring, compliance, technology development, on-boarding, customer support, and more. This allows for quick resolutions and hands-on support. Maverick is a leader in technology-driven payment processing for merchants of any size in the United States, including card present and card not present. Additionally, Maverick supports a wide range of business types including specialty verticals and emerging markets which typical processors shy away from due to elevated risks; however, these are new industries for our resellers to support and expand into. Our partner-focused approach ensures competitive pricing, transparency, and best-in-class services that build personal and lasting relationships with our partners and merchants. As a family owned and operated company, our nimble approach means our commitment to providing unsurpassed levels of support and building long-term relationships
