Deposits Pricing Associate

Posted 5 Hours Ago
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Mumbai, Maharashtra, IND
Hybrid
Mid level
Financial Services
We’re one of the world’s biggest technology-driven companies
The Role
Develops deposit pricing strategies and analytics for a global, multi-currency banking portfolio. Responsibilities include maintaining deposit data sources, building data models and pipelines, analyzing pricing and profitability, evaluating rate-change impacts on volumes and net interest income, and presenting recommendations in monthly pricing forums. The role partners with business lines and senior stakeholders to support data-driven pricing decisions and requires strong financial services, quantitative analysis, SQL, Python, Excel, Tableau, and Alteryx skills.
Summary Generated by Built In

You’ll shape how a global bank prices deposits - where data, strategy, and market dynamics meet. In this role, you’ll turn complex, multi-currency portfolios into clear pricing recommendations and product insights that influence senior stakeholders. You’ll partner across teams, build scalable data foundations, and elevate analytics that improve decision-making. If you’re energized by ownership, curiosity, and impact, you’ll find meaningful growth and mobility here.

As an Associate in the Global Deposit Pricing and Strategy team, you will drive analytics and pricing strategy for a global deposit portfolio across multiple products, currencies, and platforms. You will translate macroeconomic and interest-rate dynamics into practical pricing actions, supported by strong data and clear storytelling. You will build and improve the data assets and reporting that power monthly performance review and decision forums. You will collaborate closely with partners across lines of business to align pricing approaches and deliver stronger client and business outcomes.


Job Responsibilities

  • Develop and institutionalize process to maintain an analytical source of truth for deposits data – account/client attributes & performance every month, for new and existing book.
  • Apply data-driven approaches to help create, refresh, and maintain pricing strategies for all deposit products in GPB’s global deposit business.
  • Design and deliver analytical projects that align to business priorities and profitability levers
  • Develop and enhance data models to enable scalable, repeatable analytics for current and future needs
  • Perform in-depth analytics of prevailing pricing across clients and products, leveraging quantitative techniques to recommend rate changes and present findings at scheduled forums.
  • Maintain existing data pipelines in Python and/or Alteryx and create new pipelines to support ongoing analytics and reporting
  • Lead monthly pricing forums by setting the agenda, preparing decision materials, and recommending actions supported by data
  • Design, build, and maintain advanced models and analytical workflows to evaluate the impact of pricing changes on book volumes and net interest income, supporting incremental profitability assessments.
  • Collaborate with other business lines to understand and align pricing strategies, sharing analytical insights to support decision-making.

Required qualifications, capabilities and skills

  • 4+ years of experience in financial services, with a strong focus on analytics supporting the Banking business.
  • Background in financial services/lending & treasury, within Wealth Management, with hands-on experience in data analysis and modelling.
  • Structured problem solving – Identify issues, define clear problem statements, arrive at hypotheses, develop frameworks, pull data to unambiguously prove or disprove these hypotheses.
  • Storyboarding & Presentation – Strong written and verbal communication skills to communicate problem-solving approach, framework and recommendations.
  • Data & Quantitative analysis – Strong proficiency with Excel, PowerPoint, SQL, Python, Tableau, Alteryx. 
  • Should be comfortable to write medium to advanced-level queries without taking help from LLMs, for complex queries they can use LLMs.
  • Intellectual curiosity – demonstrated eagerness/aptitude to learn about global macroeconomics, short-term yield trends, recent developments in analytical modelling that study client behavior.
  • Team player with positive attitudes towards new tasks, dealing with obstacles in daily tasks, details oriented and willingness to put in additional efforts.

Preferred qualifications, capabilities and skills

  1. Strategic and analytical thinker with a drive towards execution and results.
  2. Influencing skills to manage a variety of stakeholders from different functions.
  3. Team player who proactively shares knowledge and information within and outside the function and can manage other team members.

About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

About the TeamJ.P. Morgan Asset & Wealth Management delivers industry-leading investment management and private banking solutions. Asset Management provides individuals, advisors and institutions with strategies and expertise that span the full spectrum of asset classes through our global network of investment professionals. Wealth Management helps individuals, families and foundations take a more intentional approach to their wealth or finances to better define, focus and realize their goals.​

Skills Required

  • 4+ years of experience in financial services, with strong analytics experience supporting banking business
  • Experience in financial services, lending and treasury, or wealth management
  • Hands-on experience with data analysis and modeling
  • Structured problem-solving skills, including hypothesis development, analytical frameworks, and data validation
  • Strong written and verbal communication skills for presenting analytical approaches and recommendations
  • Strong proficiency with Excel, PowerPoint, SQL, Python, Tableau, and Alteryx
  • Ability to write medium- to advanced-level SQL queries independently
  • Interest in global macroeconomics, short-term yield trends, and analytical modeling of client behavior
  • Strategic and analytical thinking with a drive toward execution and results
  • Influencing skills to manage stakeholders across different functions
  • Proactive knowledge sharing and ability to manage other team members

JPMorganChase Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about JPMorganChase and has not been reviewed or approved by JPMorganChase.

  • Healthcare Strength — Health coverage is considered comprehensive, including medical, dental, and vision, alongside wellness and mental health resources. Some locations add onsite health centers and related wellbeing support.
  • Retirement Support — Retirement offerings include a 401(k)-type savings plan and related financial benefits, with options such as employee stock purchase participation. Financial planning resources are also highlighted to support long-term savings.
  • Parental & Family Support — Paid parental leave of 16 weeks for birth or adoption is available for all parents. Child care and back-up child care resources further reinforce family support.

JPMorganChase Insights

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The Company
HQ: New York, NY
289,097 Employees
Year Founded: 1799

What We Do

JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products. Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com. ©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.

Why Work With Us

Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.

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