Deposit Operations Specialist I

Posted 6 Days Ago
Be an Early Applicant
Cedar Rapids, IA, USA
In-Office
Entry level
Financial Services
The Role
Processes and verifies deposit-related transactions, including mobile and ATM deposits, account information, garnishments, levies, and returned checks. Organizes and files documents, conducts basic research, maintains accurate records, supports internal and external members, and follows regulatory requirements, fraud-prevention controls, and company procedures. The role requires strong communication, problem-solving, prioritization, confidentiality, and proficiency with Microsoft Word and Excel.
Summary Generated by Built In

Collins Community Credit Union, a growing organization is currently recruiting for a Deposit Operations Specialist I at our Blairs Ferry location. This person will be a competitive, independent, "doer" who can problem solve and get things done through people. In this role, you will work to provide exceptional service to both internal and external members while ensuring deposit-related activities are processed accurately and efficiently.

Applicants must have valid work authorization for permanent employment in the U.S. without the need for sponsorship.

Essential Functions:

  • Demonstrate enthusiastic support of corporate mission, core values, and long-term objectives. Performs duties within our bylaws, regulations, Board of Directors policies, established internal and external service standards, and our work procedures.
  • The ability to think creatively and leverage both internal and external resources to effectively complete tasks.
  • Sort, review, distribute, scan, and accurately file internal documents and paperwork received from various departments and branch locations, ensuring records are organized, accessible, and processed in a timely manner.
  • Conduct and complete basic research projects in support of internal and external members, ensuring results are satisfactory in a precise and timely manner.
  • Perform thorough verification of account information and balances and accurately report and submit to requesting party.
  • Responsible for reviewing and processing mobile deposit transactions to ensure accuracy, compliance with established policies, and protection against potential fraud or financial loss.
  • Responsible for reviewing and processing ATM deposit transactions to ensure accuracy, compliance with established policies, and protection against potential fraud or financial loss.
  • Review, validate, and process incoming garnishment and levy orders in accordance with applicable laws and company procedures.
  • Process and manage returned checks accurately and efficiently, ensuring transactions are reviewed, documented, and handled in accordance with established procedures and internal controls.

Working Hours:

  • Monday - Friday 8:00am - 5:00pm

Working Conditions:

This position is primarily performed in an office environment during standard business hours. The employee must be able to remain in a stationary position for extended periods, with the majority of the workday spent seated while operating a computer and other standard office equipment. Occasional movement within the office may be required.

The role operates in a fast-paced, deadline-driven environment involving time-sensitive regulatory requirements, high-volume activity, and critical decision-making. Frequent communication with internal staff, members, vendors, and third-party service providers is required. Strict adherence to confidentiality, security, and professional conduct standards is mandatory.

Job Qualifications:

  • A high school diploma, GED, or equivalent is required.
  • Previous financial experience is preferred.
  • Requires regular interaction with internal and external members, strong communication, efficiency, and problem-solving skills are essential.
  • Ability to manage multiple priorities, meet regulatory deadlines, and maintain accuracy under pressure.
  • Proficiency in Microsoft Word and Excel, including report analysis and documentation management.
  • Must be bondable in accordance with State of Iowa and Credit Union guidelines.

Collins Community CU is dedicated to teaching you skills to make you successful! We are focused on giving you a strong network of support, professional development, and career advancement opportunities, all of this we offer because we are dedicated to YOUR success.

What You Receive from Employment with CCCU

A Comprehensive Health, Wellness and 401k package. It’s our passion to empower people, and especially our employees, to add years to their lives and more life to their years. That means a healthy account balance and a healthy body to match. We live our Core Values with Purpose and believe putting our employees first will enable and embolden them to put our membership first.

What we offer you; Competitive Pay, Bonus, and Benefits Package; 401k Match, Tuition Reimbursement, Disability Insurance, Employee Discounts, Career Training & Development Opportunities

Collins Community Credit Union is an EEO Employer. M/F/Veteran/Disability. We strongly encourage minorities, veterans and individuals with disabilities to apply for career opportunities with the Credit Union. We are an E-Verify Employer.

Skills Required

  • High school diploma, GED, or equivalent
  • Previous financial experience
  • Strong communication, efficiency, and problem-solving skills
  • Ability to manage multiple priorities, meet regulatory deadlines, and maintain accuracy under pressure
  • Proficiency in Microsoft Word and Excel, including report analysis and documentation management
  • Must be bondable in accordance with State of Iowa and credit union guidelines
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The Company
HQ: Cedar Rapids, IA
Year Founded: 1940

What We Do

Collins Community Credit Union is a financial institution serving members across Iowa, Illinois, and Wisconsin. Founded in 1940, it provides a comprehensive range of financial products and services. Its vision is to provide global financial access and advancement for its employees, members, and communities, operating under a mission to make a daily difference and demonstrate that members matter more than their money.

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