Here we grow again!!
We are seeking a detail-oriented DE/SAR/LAPP Mortgage Underwriter Manager to join our team. The ideal candidate will be responsible for evaluating and determining the creditworthiness of VA, FHA, Conventional, and USDA mortgage loan applications. Join our team of professionals dedicated to providing quality mortgage services. Apply now to be part of a dynamic and rewarding work environment!
** must have current DE/SAR/LAPP**
**no external recruiters may submit candidates**
Duties:
Assess Risk: Determine a borrower's ability to repay by analyzing credit history, debt-to-income, and loan-to-value ratios.
Ensure Compliance: Verify loans meet specific FHA, VA, USDA, and lender guidelines, applying program rules consistently. Maintain compliance with company policies and regulatory requirements.
Make Decisions: Approve, deny, or counteroffer loans, and sign off on conditions before funding.
Support Teams: Act as a resource for loan officers and processors, resolving complex issues and ensuring deadlines are met.
Maintain Knowledge: Stay updated on changing government lending policies and investor overlays.
Qualifications:
Expertise: Deep understanding of FHA, VA, and USDA loan guidelines (e.g., HUD Handbook).
Analytical Skills: Strong ability to analyze financial data and assess risk.
Attention to Detail: Meticulous review of complex documentation.
Communication: Clear communication with production teams and leadership.
Certifications: DE / SAR / LAPP
Experience: 5+ years of experience in mortgage underwriting.
This position offers a competitive salary commensurate with experience.
Job Type: Full-time
Pay: $80,000.00 - $100,000.00 per year
Benefits:
401(k)
Dental insurance
Health insurance
Life insurance
Paid time off
Vision insurance
Griffin Funding, provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, Griffin Funding, complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities.
NMLS #1120111
VA Approved Lender ID: 9088650000FHA Non-Supervised Lender No.: 01472-0000-3
Skills Required
- Current DE/SAR/LAPP certification
- Deep understanding of FHA, VA, and USDA loan guidelines
- 5+ years of experience in mortgage underwriting
- Strong analytical skills
- Attention to detail in reviewing documentation
- Clear communication with teams
What We Do
Griffin Funding, Inc., is a consumer-direct national boutique mortgage company. We specialize in VA Loans, Self-Employed Non-QM Bank Statement Loans, and DSCR Real Estate Investor Loans. Call us today for a free consultation 855-928-0163. Visit our webpage for full list of state licensing. NMLS# 1120111 We are honored to be able to serve our Veterans across the country and help them with their home mortgage needs. Our VA zero down purchases are very flexible and our VA Streamline IRRRLs do NOT require a credit score, income, assets, or appraisal verification. Our most popular program is the "VA Cashout" loan to payoff debts and do home improvements. Griffin also offers alternative Income Loans for high net worth clients and self-employed borrowers, FHA to Conventional conversions, High Balance Mortgages, Jumbo Loans and more. NMLS Unique Identifier: 1120111 VA Approved Lender ID: 9088650000 State Licensing: Visit our website at https://griffinfunding.com/state-licensing/ Texas (TX) – 1120111 – CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. 2445 5th Ave Ste 340 San Diego CA 92101 NMLS Consumer https://nmlsconsumeraccess.org/
