The Trust & Safety (T&S) Fraud Risk Management organization protects Merchant Services (MS) from fraud and compliance-related losses by providing detection tooling and operating strategy. The Fraud Strategy team serves as the end-to-end operating partner for the MS business: managing fraud rules and loss prevention with business growth, and owning the full fraud lifecycle — onboarding strategy, monitoring, loss analysis, controls, and product launch governance — while embedding fraud considerations early in product design and execution.
As a Data Scientist Senior Associate within the Fraud Strategy team, you will play a critical role in identifying and mitigating fraud risks, leveraging your analytical expertise to promote impactful strategies and deliver end-to-end solutions.
Job Responsibilities
- Develop, maintain, and enhance analytics to provide management with comprehensive insights into fraud trends and account quality.
- Analyze key performance metrics and profitability drivers across the full account lifecycle, delivering actionable recommendations to inform strategy and operational decisions.
- Gain a deep understanding of operational processes (e.g., underwriting, portfolio management, collections) to identify and address fraud risk drivers.
- Lead and execute complex projects independently, from initial analysis through implementation and performance monitoring.
- Conduct ad hoc analytics and contribute to cross-functional initiatives, representing the Fraud Strategy team in collaborative efforts.
Communicate findings and recommendations clearly to stakeholders at all levels, supporting data-driven decision making.
Required Qualifications, Capabilities, and Skills
- Bachelor’s degree in finance, economics, statistics, or a quantitative field.
- Minimum 3 years of experience in Fraud Strategy, analytics, or a quantitative discipline.
- Strong background in statistics, econometrics, or related quantitative methodologies.
- Advanced proficiency in SAS, SQL, and spreadsheet tools; ability to query and manipulate large datasets to generate actionable insights.
- Demonstrated ability to drive complex projects independently, managing multiple priorities and delivering results.
- Strong analytical and problem-solving skills, with a keen attention to detail.
Excellent written and verbal communication skills; proven ability to present complex analyses and recommendations to management and stakeholders.
Preferred Qualifications, Capabilities, and Skills
- Master’s degree in a quantitative field.
- At least 1 year of experience in Risk Management, Fraud Strategy, or analytics within financial services.
About Us
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
Skills Required
- Bachelor's degree in finance, economics, statistics, or a quantitative field.
- Minimum 3 years of experience in Fraud Strategy, analytics, or a quantitative discipline.
- Strong background in statistics, econometrics, or related quantitative methodologies.
- Advanced proficiency in SAS, SQL, and spreadsheet tools (e.g., Excel).
- Demonstrated ability to drive complex projects independently and manage multiple priorities.
- Strong analytical and problem-solving skills with keen attention to detail.
- Excellent written and verbal communication skills; ability to present analyses to stakeholders and management.
- Master's degree in a quantitative field.
- Experience in Risk Management, Fraud Strategy, or analytics within financial services (preferred).
JPMorganChase Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about JPMorganChase and has not been reviewed or approved by JPMorganChase.
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Healthcare Strength — Medical, dental, vision, and mental health coverage are comprehensive, with on-site clinics, preventive care, and specialized supports such as maternity nurse guidance and fertility treatments. Wellness activities can help offset copays and out-of-pocket costs, reinforcing the perceived strength of health benefits.
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Retirement Support — A 401(k) with dollar-for-dollar matching and additional automatic pay credits reflect strong employer-backed retirement savings. An employee stock purchase plan and related financial programs further bolster long-term financial support.
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Leave & Time Off Breadth — Paid time off, sick time, holidays, and generous parental leave are provided alongside family medical leave and adoption/fertility assistance. Additional programs like caregiver support and volunteer time off expand the breadth of time-away options.
JPMorganChase Insights
What We Do
JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products. Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com. ©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.
Why Work With Us
Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.
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