Bring your quantitative skills to help shape the future of small business lending. If you enjoy tackling ambiguous problems, building strong measurement frameworks, and using modern analytics and AI to create executive-ready insights, you’ll thrive in this role.
As a Data Scientist Lead on the Business Banking Lending Product Analytics team, you’ll partner closely with business stakeholders to design and deliver analytics that senior leaders can act on; turning complex data into clear, confident decisions. You’ll partner closely with Lending Strategy and Product leaders to build defensible metrics, run deep-dive analyses, and deliver benchmarking and reporting that leadership can act on. This role will require you to be strategy-oriented and focused on performance insights across the lending lifecycle.
You will operate as a trusted analytics partner—framing high-impact business questions, defining measurement approaches, building and validating datasets, and translating complex findings into clear, actionable recommendations. You will establish repeatable KPI and reporting frameworks (with strong documentation and controls), deliver benchmarking and peer comparisons where relevant, and help build scalable analytical solutions that improve how we monitor performance and support our customers and bankers.
Your work will drive meaningful business impact by deepening our understanding of customer behavior, identifying growth and experience opportunities, and supporting the ongoing evolution of our lending products—while maintaining strong data quality and governance.
Job Responsibilities
- Build strong relationships with Product Managers and functional partners (Operation, Risk, Controls, Finance, Tech).
- Own the development and execution of analyses and reporting from end to end (problem framing → data sourcing → analysis/modeling → insights → stakeholder review).
- Translate complex findings into clear, non-technical summaries and recommendations for senior stakeholders.
- Think from a business standpoint and connect the “why” to the data, assumptions, and trade-offs.
- Define and maintain KPI logic and documentation to support auditability and consistent measurement.
- Identify opportunities to improve measurement, automation, and analytical workflows (including AI-assisted approaches where appropriate).
Required Qualifications, Capabilities, and Skills
- Bachelor’s degree in a quantitative field (e.g., Computer Science, Engineering, Statistics, Economics, or related discipline) and 5+ years of experience in advanced analytics roles.
- Strong skills in SQL and modern analytics programming (e.g., Python/R) for data querying, transformation, analysis, and validation.
- Proficiency in statistical analysis and product/customer analytics methods (e.g., hypothesis testing, predictive modeling, experimentation/measurement design).
- Ability to translate ambiguous business questions into structured analytical approaches and actionable recommendations, with clear, executive-ready storytelling.
- Effective working cross-functionally in a dynamic product environment, aligning stakeholders and driving decisions.
- Competent using AI tools to accelerate insight generation and improve solution quality, applying them responsibly in a regulated environment.
- Hands-on experience across data platforms (on-prem and cloud), such as Teradata/Oracle and AWS/Snowflake.
Preferred Qualifications
- Familiarity with Business Banking lending products and processes is a plus.
- Experience with experimentation, forecasting, segmentation, or predictive modeling in a product setting.
- Experience working in a regulated environment with risk and controls expectations.
Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
About the TeamSkills Required
- Bachelor’s degree in a quantitative field such as Computer Science, Engineering, Statistics, Economics, or a related discipline
- 5+ years of experience in advanced analytics roles
- Strong SQL skills
- Proficiency in modern analytics programming, such as Python or R
- Statistical analysis and product/customer analytics experience, including hypothesis testing, predictive modeling, and experimentation or measurement design
- Ability to translate ambiguous business questions into structured analytical approaches and actionable recommendations
- Executive-ready communication and storytelling skills
- Cross-functional collaboration experience in a dynamic product environment
- Competence using AI tools responsibly in a regulated environment
- Hands-on experience with on-premises and cloud data platforms such as Teradata, Oracle, AWS, or Snowflake
- Familiarity with Business Banking lending products and processes
- Experience with experimentation, forecasting, segmentation, or predictive modeling in a product setting
- Experience working in a regulated environment with risk and controls expectations
JPMorganChase Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about JPMorganChase and has not been reviewed or approved by JPMorganChase.
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Healthcare Strength — Medical, dental, vision, and mental-health coverage are broad, with wellness incentives, on-site or virtual care, and an EAP offering coaching and counseling. Plan materials emphasize accessible options, including multiple medical choices and tools to manage costs.
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Parental & Family Support — Paid parental leave extends up to 16 weeks for all parents, supplemented by paid Critical Caregiver Leave. Family resources include backup childcare via Bright Horizons, lactation support and milk-shipping, family-building assistance, and even a free five-month SNOO rental for newborns.
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Retirement Support — Retirement programs include a 401(k) with an annual company match and automatic pay credits for most employees, with a legacy pension available to earlier hires. An Employee Stock Purchase Plan at a 5% discount further supports long-term savings.
JPMorganChase Insights
What We Do
JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products. Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com. ©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.
Why Work With Us
Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.
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