Data Engineering & Analytics, Credit Review

Posted 3 Days Ago
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Miami Lakes, FL
In-Office
Mid level
Fintech
The Role
The Data Engineer supports Credit Review by designing, maintaining data environments, and enhancing analytics for credit risk management using SQL, Python, and AWS tools.
Summary Generated by Built In
Job Summary & Responsibilities
LOCATION: (Remote) Miami FL, Charlotte NC, New York City
 
SUMMARY: The Data Engineer supports the Credit Review function through the design, maintenance, and enhancement of the data environment that underpins credit risk analytics and reporting across the bank's lending portfolios. This role combines technical depth in SQL, Python, and AWS with strong analytical judgment in a credit and risk management context. The Data Engineer will maintain and evolve existing data pipelines and dashboards that enable Credit Review's monitoring and analytics programs. The role requires hands-on experience developing and optimizing data solutions in AWS using tools such as Glue, Lambda, Step Functions, and Redshift. The ideal candidate is comfortable maintaining code, querying data, and supporting the ongoing buildout of a scalable, governed analytics environment. This position reports to the Credit Review Data Analytics Manager and works closely with Credit Review leadership, data engineering, and risk analytics teams across the bank. Experience in banking, especially in risk management, is highly valued. Financial risk model development/assurance and/or AI tool-building experience is a differentiator.

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties and special projects may be assigned.
  • Troubleshoot, maintain and enhance existing data pipelines, queries, and scripts supporting Credit Review's AWS-based data environment.
  • Write and optimize SQL and Python code for data extraction, transformation, and analysis.
  • Support data validation, documentation, and change control to ensure data quality and reproducibility.
  • Reconcile quarterly department reporting with other Bank sources of reporting to ensure alignment and to flag and escalate where disconnects exist
  • Partner with internal stakeholders to deliver ad hoc and recurring analytics to support credit risk identification and monitoring.
  • Create, refine, and maintain dashboards and reports used to inform senior management and the Board.
  • Assist in developing new data models and tools to enhance Credit Review's monitoring coverage and automation.
  • Collaborate with technology partners to ensure alignment with enterprise data architecture, security, and governance standards.
  • Participate in periodic internal and regulatory exams by preparing and validating datasets used for testing and analytics.
  • Stay current on emerging data tools and techniques that can improve Credit Review's analytical efficiency and insight generation.
  • Adheres to and complies with applicable, federal and state laws, regulations and guidance, including those related to anti-money laundering (i.e. Bank Secrecy Act, US PATRIOT Act, etc.).
  • Adheres to Bank policies and procedures and completes required training.
  • Identifies and reports suspicious activity.

SUPERVISORY RESPONSIBILITIES
  • Supervises function, projects or services and/or one or more employees, as applicable.
  • Carries out supervisory responsibilities in accordance with the organization's policies and applicable laws.
  • Responsibilities include interviewing, hiring, and training employees; planning, assigning, and directing work; appraising performance coaching; rewarding and disciplining employees; addressing complaints and resolving problems.

EDUCATION

Bachelor's Degree in a quantitative or technical field (eg, Computer Science, Mathematics, Engineering, Economics, or Statistics) required Master's Degree preferred

EXPERIENCE
  • Minimum 3 years of relevant experience in data engineering, data analytics, or quantitative analysis - preferably within financial services, banking, or risk management required
  • Hands-on experience with AWS data tools (eg, S3, Glue, Lambda, Step Functions, Athena, Redshift) required
  • Strong command of SQL and Python; ability to read, maintain, and enhance production code required
  • Familiarity with version control (GitHub) and cloud development workflows preferred
  • Experience with visualization tools (especially QuickSight) a plus preferred
  • Exposure to credit or financial risk models (eg, PD/LGD, CECL, stress testing) is a differentiator preferred
  • Experience developing or supporting AI/ML or automation tools is a strong plus preferred

KNOWLEDGE, SKILLS AND ABILITIES
  • Knowledge of data analytics practices and concepts (CAAT, trend analysis, data visualization, regression analysis).
  • Ability to perform challenging data queries, data mining, reconcile data, analyze results, and form conclusions for Credit Review and senior management.
  • Knowledge of commercial and retail loan portfolios, reporting, and analysis techniques.
  • Collaborative and team-oriented, with an appreciation for data governance, data quality and risk management principles.
  • Detail-oriented, organized, and self-directed with a strong sense of ownership.
  • Excellent written and verbal communication skills, including the ability to explain technical concepts to non-technical audiences.
  • Ability to work independently and prioritize tasks in a fast-paced environment.
ADDITIONAL INFORMATION
  • Candidates residing in locations within BankUnited's footprint may be given preference.

Top Skills

AWS
Git
Glue
Lambda
Python
Quicksight
Redshift
SQL
Step Functions
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The Company
HQ: Miami Lakes, FL
1,635 Employees
Year Founded: 2009

What We Do

BankUnited, Inc., with total consolidated assets of $35.2 billion at March 31, 2021, is a bank holding company with one wholly owned subsidiary, BankUnited.

BankUnited, a national banking association headquartered in Miami Lakes, Florida, provides a full range of banking services to individual and corporate customers through banking centers in Florida and New York. The Bank also provides certain commercial lending and deposit products on a national platform.

Here at BankUnited, we endeavor to provide, through experienced lending and relationship banking teams, personalized customer service and offer a full range of traditional banking products and services to both commercial and retail customers.

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