Company Description
Square Financial Services (SFS)
Block is one company built from many blocks, all united by the same purpose of economic empowerment. The blocks that form our foundational teams - People, Finance, Counsel, Hardware, Information Security, Platform Infrastructure Engineering, and more - provide support and guidance at the corporate level. They work across business groups and around the globe, spanning time zones and disciplines to develop inclusive People policies, forecast finances, give legal counsel, safeguard systems, nurture new initiatives, and more. Every challenge creates possibilities, and we need different perspectives to see them all. Bring yours to Block.
Square Financial Services, Inc. (the "Bank" or "SFS") was approved for an industrial bank charter by the Utah Department of Financial Services ("UDFI") and deposit insurance from the Federal Deposit Insurance Corporation ("FDIC") in March 2020. The Bank opened in March 2021 as a Utah corporation and has since been delivering on Block's mission of economic empowerment by helping small business owners and underserved communities across the United States. SFS is focused on providing lending service to small businesses on a nationwide basis. SFS also offers small business savings accounts and may also seek to raise FDIC insured deposits nationwide.
Job Description
The Square Financial Services (SFS) Compliance team is looking for someone to join the Bank as a Compliance Data Analyst. You will create the analysis that backs and informs essential decisions and insight across the compliance organization, with a focus on the Bank Secrecy Act/Anti-Money Laundering and OFAC (BSA/AML) program. You will build and automate reporting for critical Compliance processes, improving Compliance infrastructure and platforms, specifically focused on establishing data infrastructure for the new Consumer Lending program.
The BSA/AML Data Analyst will create the analysis that backs and informs essential decisions and insight across the BSA/AML program as it relates to consumer lending initiatives.
You Will:

• Build and automate reporting for the BSA/AML Team, Bank senior management, and the Board of Directors
• Develop models/rules for critical Compliance processes (e.g. transaction monitoring signals, customer risk rating)
• Facilitate oversight of teams performing critical compliance tasks on behalf of the Bank using key metrics/dashboards
• Provide reporting for audits, monitoring, and regulatory examinations
• Produce formal documentation for non-technical stakeholders (management, auditors, regulators) to explain model or query logic
• Work with Block, Cash App, and SFS engineering teams to understand the intricacies of legacy data
• Expand current and build new infrastructure to include Consumer Bank data
• Coordinating with Sr. Compliance Data Analyst to ensure consistency and alignment with existing data structure and handling
• Perform ongoing validation of Compliance data models (Customer Risk Rating, Transaction Monitoring rules, etc.)

Qualifications
You Have:

• At least 3 years experience in an analytics role or an advanced degree without experience
• Highly and independently proficient in SQL
• Capable of translating business requirements into actionable analysis and routine reporting in business-friendly outputs (Excel/Google Sheets)
• Is proficient in implementing dashboards via data visualization tool (Looker/Tableau/other)
• Understands data infrastructure and systems that impacts the analytics data sources the day-to-day work relies on
• B.S. in quantitative field (i.e. Mathematics, Statistics, Economics, Computer Science, Engineering Sciences)

Nice to have:

• Experience in Looker, Airflow, Python, Git, or Java
• Consumer Financial Product/Payments/Fintech Experience
• Compliance or BSA/AML Experience
• Experience handling sensitive data or working in a highly secure data environment
• Machine learning, statistical modeling or data mining expertise
• Experience working on large, cross functional projects

Additional Information
Block takes a market-based approach to pay, and pay may vary depending on your location. U.S locations are categorized into one of four zones based on a cost of labor index for that geographic area. The successful candidate's starting pay will be determined based on job-related skills, experience, qualifications, work location, and market conditions. These ranges may be modified in the future.
Zone A: USD $101,500 - USD $152,300
Zone B: USD $94,400 - USD $141,600
Zone C: USD $86,300 - USD $129,500
Zone D: USD $76,200 - USD $114,200
To find a location's zone designation, please refer to this resource . If a location of interest is not listed, please speak with a recruiter for additional information.
Full-time employee benefits include the following:

• Healthcare coverage (Medical, Vision and Dental insurance)
• Health Savings Account and Flexible Spending Account
• Retirement Plans including company match
• Employee Stock Purchase Program
• Wellness programs, including access to mental health, 1:1 financial planners, and a monthly wellness allowance
• Paid parental and caregiving leave
• Paid time off (including 12 paid holidays)
• Paid sick leave (1 hour per 26 hours worked (max 80 hours per calendar year to the extent legally permissible) for non-exempt employees and covered by our Flexible Time Off policy for exempt employees)
• Learning and Development resources
• Paid Life insurance, AD&D, and disability benefits

These benefits are further detailed in Block's policies. This role is also eligible to participate in Block's equity plan subject to the terms of the applicable plans and policies, and may be eligible for a sign-on bonus. Sales roles may be eligible to participate in a commission plan subject to the terms of the applicable plans and policies. Pay and benefits are subject to change at any time, consistent with the terms of any applicable compensation or benefit plans.
US and Canada EEOC Statement
We're working to build a more inclusive economy where our customers have equal access to opportunity, and we strive to live by these same values in building our workplace. Block is a proud equal opportunity employer. We work hard to evaluate all employees and job applicants consistently, without regard to race, color, religion, gender, national origin, age, disability, pregnancy, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.
We believe in being fair, and are committed to an inclusive interview experience, including providing reasonable accommodations to disabled applicants throughout the recruitment process. We encourage applicants to share any needed accommodations with their recruiter, who will treat these requests as confidentially as possible. Want to learn more about what we're doing to build a workplace that is fair and square? Check out our I+D page .
Additionally, we consider qualified applicants with criminal histories for employment on our team, and always assess candidates on an individualized basis.
We've noticed a rise in recruiting impersonations across the industry, where individuals are sending fake job offer emails. Contact from any of our recruiters or employees will always come from an email address ending with @ block.xyz , @ squareup.com , @ tidal.com , or @afterpay.com, @ clearpay.co.uk .
Block, Inc. (NYSE: SQ) is a global technology company with a focus on financial services. Made up of Square, Cash App, Spiral, TIDAL, and TBD, we build tools to help more people access the economy. Square helps sellers run and grow their businesses with its integrated ecosystem of commerce solutions, business software, and banking services. With Cash App, anyone can easily send, spend, or invest their money in stocks or Bitcoin. Spiral (formerly Square Crypto) builds and funds free, open-source Bitcoin projects. Artists use TIDAL to help them succeed as entrepreneurs and connect more deeply with fans. TBD is building an open developer platform to make it easier to access Bitcoin and other blockchain technologies without having to go through an institution.
While there is no specific deadline to apply for this role, on average, U.S. open roles are posted for 70 days before being filled by a successful candidate.