About the Company
Valon’s mission is to empower every homeowner. We believe the journey of home ownership starts when you get your keys, but lasts far beyond. We’re creating a world where home ownership comes with ease, security, and financial know-how. Our growing team of engineers, operators, product enthusiasts, and experienced servicing professionals are leveraging technology to fundamentally improve the homeownership experience. Through mortgage servicing—the process of paying off one’s mortgage—Valon is taking the first step in transforming the industry one homeowner, and lender, at a time.
Default Servicing at Valon
The Default Servicing team resolves mortgages in default and manages all default-related processes at Valon. This team is also central to the broader mortgage ecosystem, preventing foreclosures and minimizing losses for investors. Transparency and financial literacy are crucial to our people, processes, and products. We strive to help homeowners who need additional support to keep their dreams of homeownership alive.
About the Role
We're seeking a Mortgage Assistance SPOC to serve as the primary point of contact for homeowners who are in default. The ideal candidate enjoys tackling complex problems.
Responsibilities
- Complete assigned queues in a timely manner.
- Communicate with clients regarding delinquent borrowers and default milestones, including, but not limited to, bankruptcy, foreclosure, loss mitigation, collections, customer server, and/or general default servicing and portfolio inquiries.
- Respond in a timely manner to client/investor, homeowner, and/or internal inquiries in compliance with SLAs and RESPA, state, and federal guidelines.
- Respond to foreclosure attorneys regarding bidding instructions, account status updates, payoff and reinstatement quotes, and/or general account inquiries.
- Evaluate homeowners' eligibility for mortgage assistance plans.
- Negotiate workout agreements and draft trial, repayment, and/or forbearance plans and/or loss mitigation agreements as needed.
- Monitor pre-foreclosure and foreclosure populations, mortgage assistance production reports, and other default-related reports as assigned.
Ideal Background
- Previous experience in handling escalated delinquent accounts.
- Previous bankruptcy and/or foreclosure experience.
- Bachelor's degree.
- Bilingual proficiency in Spanish and English.
- Exceptional organizational skills.
- Ability to work with minimal supervision in a fast-paced environment.
- Active MLO state licenses in NMLS.
Minimum Qualifications
- 1+ years of experience in collections and/or loss mitigation.
- Previous experience in mortgage servicing, portfolio management, national real estate management, and/or default servicing.
- Previous experience in GSE servicing including, but not limited to, loan modifications and forbearances.
- Exceptional oral and written communication skills.
- Strong problem-solving abilities.
- Strong multitasking abilities.
- Attention to detail.
- Ability to obtain and maintain MLO licenses throughout tenure with the company.
Location
- On-site
Benefits
- Compensation: Competitive salary and a 401(k) plan—with a 4% annual match!
- Hours: No weekends or late nights required!
- Generous amount of paid time off: 17 days of paid time off, 5 additional paid sick days, and 11 paid company holidays!
- Health & well-being: We’ll invest in your physical and mental well-being with comprehensive, low-cost medical, dental, & vision benefits, and an EAP for additional support!
- Food & meals: In-office snacks and drinks (and Bagel Fridays)!
- Grow together: We set new employees up for success with our company-wide New Hire Orientation! Other learning and development opportunities include quarterly possibilities for promotion and annual performance reviews.
- Baby bonding time: Birthing and non-birthing parents receive 12 weeks of FULLY PAID time off to focus on their new addition(s)!
Valon Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Valon and has not been reviewed or approved by Valon.
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Healthcare Strength — Company materials highlight company-sponsored medical, dental, and vision coverage as core benefits. Comprehensive health coverage is consistently presented as a strength across benefits summaries.
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Parental & Family Support — Fully paid 12 weeks of parental leave for both birthing and non-birthing parents is explicitly advertised. This breadth of leave is positioned as a standard part of the package.
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Equity Value & Accessibility — Equity is described as a meaningful component for technology roles with a standard four-year vesting schedule. Public role materials and aggregations indicate equity can materially lift total compensation in tech functions.
Valon Insights
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What We Do
Valon is building the AI-native operating system for regulated industries. We’re re-architecting the largest and most complex layers of the global economy, starting with mortgage servicing, a $20B+ market that governs $13T in debt. For decades, this infrastructure ran on outdated software and manual workflows. With ValonOS, we rebuilt the system from first principles to be precise, programmable, and resilient enough for trillion-dollar markets. Here, you’ll join a team of relentless builders who thrive on untangling complexity and turning it into durable systems. If you’re energized by solving the hardest problems, moving fast without breaking trust, and finding joy in cracking what others will not touch, join Valon.
Why Work With Us
We're rewriting the script of the antiquated mortgage servicing industry by building modern solutions that put homeowners first. We’re a growing, curious, and humble team with a tech-centric culture. Valonians are data-driven, quick thinkers who believe in transparency, ownership, and a healthy dose of scrappiness!
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